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Obillerate · Watchdog

Louisiana Bill Book

2026

The Louisiana bills that matter most, scored 1–10 on who they really help — with the receipts. One bill per page. Free to read, print and share.

39 bills scored · data as of 2026-07-28

How to read this book

The score.Every bill gets a 1–10 on one question: does it help or hurt everyday people? 1 hurts, 10 helps, 5–6 is mixed. The score is our editorial judgement — so every page shows the reasoning behind it, factor by factor. That section is the “receipts”, and it is the part no other bill list gives you.

How bills were chosen. Ranked, not cherry-picked. This edition prints the 10 lowest-scoring and 10 highest-scoring of the 39 bills we have fully analysed for Louisiana. A bill only qualifies if it passed our verification step, has a recorded official status, and has its reasoning attached. Thin entries are left out rather than padded.

Lowest-scoring is not the same as evil. Only 143 bills in the entire country score 3 or below, so in most states the bottom of the list includes bills that are simply mixed. We label each one for what it is instead of inflating it.

These are proposals, not law — unless the status line says otherwise. Bills move constantly; each page shows the status we recorded on 2026-07-28 and links to the live version.

Bill data from LegiScan (CC BY 4.0), Congress.gov and OpenStates. Analysis and scoring are Obillerate's own. Editorial opinion, not legal advice — always read the official text before acting. Spot an error? www.obillerate.com/corrections

10 lowest-scoring

The worst Louisiana bills

Ranked from the lowest score up. These are the ones most likely to cost you money, rights or recourse.

LA HB596 · Money & Damages

Inactive well fee credit helps oil operators

Establishes an inactive well fee assessment credit (EG INCREASE GF EX See Note) · Introduced as of 2026-02-26

2/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would let owners of inactive oil wells pay less in state fees, lowering the money the state collects for environmental programs.

What it means for you

If passed, the state will get less money to monitor and clean up old wells, while oil companies keep more cash; everyday people could face higher taxes or weaker safety.

Who it's for

Oil & Gas

Why it scores 2/10 — the receipts

  • Accountability (hurts) Reduces oversight by lowering fees.. Lower fees may mean less funding for enforcement.
  • Rights & Protections (neutral) No direct impact on personal rights.. Bill does not change legal rights.
  • Who Bears the Cost (hurts) Shifts cost to taxpayers.. State collects less revenue from operators.
  • Process Transparency (neutral) Standard legislative process.. Bill is simply introduced.
  • Funding Tilt (hurts) Tilts funding away from public programs.. Reduced fees mean less money for environmental work.

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

LA HB596 · Louisiana Bill Book 2026 · page 1 of 20www.obillerate.com/bill/la-hb596-125948

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA SB394 · Privacy & Data

Parents can waive student privacy to speed tuition payments

Allows parents to voluntarily sign a limited waiver of student privacy rights in order to streamline and expedite tuition payments for LA Gator students who are enrolled full time in BESE approved nonpublic schools. (gov sig) (OR INCREASE GF EX See Note) · Introduced as of 2026-02-27

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Parents could sign a short waiver giving schools access to their child's data to speed up tuition billing.

What it means for you

The bill could pressure families to give up their kids' privacy for quicker payments, helping private schools collect money faster while reducing privacy protections for students.

Who it's for

Private schools

Why it scores 3/10 — the receipts

  • Accountability (hurts) privacy waiver reduces oversight. Parents can sign away privacy, limiting ability to hold schools accountable for data misuse.
  • Rights & Protections (hurts) student privacy rights weakened. Limited waiver allows schools to access student info without typical protections.
  • Who Bears the Cost (hurts) privacy risk falls on families. Families may lose control over child data, potential future harms.
  • Process Transparency (hurts) bill lacks detail on data use. Limited description of how data will be used or protected.
  • Funding Tilt (neutral) no funding changes. Bill does not allocate or shift money.

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

LA SB394 · Louisiana Bill Book 2026 · page 2 of 20www.obillerate.com/bill/la-sb394-127133

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HCR65 · Work & Wages

Crawfish jobs to be reclassified for H‑2A visa program

Memorializes the United States Congress, the President of the United States, the United States Department of Labor, the United States Department of Homeland Security, and the Louisiana Congressional Delegation to take all necessary and appropriate actions to reclassify all job duties of the crawfish industry as agricultural labor services for purposes of the H-2A Temporary Agricultural Worker Program · Introduced as of 2026-04-20

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Crawfish farms could hire temporary foreign workers instead of local workers, which might lower wages and change job chances for Louisiana residents.

What it means for you

The bill could let crawfish owners bring in cheap seasonal workers, which may squeeze local job seekers and keep prices low for consumers, but could also fill labor gaps.

Who it's for

crawfish industry

Why it scores 3/10 — the receipts

  • Accountability (hurts) reclassification handled by federal agencies. shifts decision away from state oversight
  • Rights & Protections (hurts) allows hiring foreign workers. may reduce job opportunities for local workers
  • Who Bears the Cost (hurts) cost of labor shifted to foreign workers. workers may receive lower wages
  • Process Transparency (hurts) bill is a memorial, not detailed law. limited public input
  • Funding Tilt (neutral) no funding changes mentioned. no direct budget impact

Who's behind it

Bipartisan sponsorship (1R / 1D)

Read it yourself

LA HCR65 · Louisiana Bill Book 2026 · page 3 of 20www.obillerate.com/bill/la-hcr65-143790

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB114 · Money & Damages

Blanchard town could add a tax on hotel stays

Authorizes the town of Blanchard to levy a hotel occupancy tax · Introduced as of 2026-02-10

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would let the town of Blanchard charge a tax on hotel rooms, making stays cost more for travelers.

What it means for you

If the town adds a hotel tax, guests will pay higher prices, which could hurt tourism and make trips more expensive. The town would get extra money, but ordinary people would feel the pinch.

Who it's for

Government Power

Why it scores 3/10 — the receipts

  • Accountability (hurts) Tax authority shifts to town with limited oversight. Town gains power to collect tax, but no clear accountability measures
  • Rights & Protections (hurts) No new protections for consumers. Guests lose the ability to avoid extra charges
  • Who Bears the Cost (hurts) Cost shifts to hotel guests. Travelers will pay higher room rates
  • Process Transparency (neutral) Bill is only introduced. No voting or amendment details yet
  • Funding Tilt (hurts) Funds go to town, not to consumers. Revenue benefits local government, not hotel guests

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

LA HB114 · Louisiana Bill Book 2026 · page 4 of 20www.obillerate.com/bill/la-hb114-113081

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB95 · Healthcare & Insurance

Bill aims to shape health insurance coverage for certain claims

Provides relative to health insurance coverage with respect to certain claims · Introduced as of 2026-02-09

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would tell insurers how to handle some health claims, which could change what they pay for you.

What it means for you

If passed, people might see their medical bills covered differently, so they should watch the debate and tell lawmakers what they need.

Who it's for

Everyday People

Why it scores 5/10 — the receipts

  • Accountability (neutral) No clear change to who can be held responsible.. Bill language is vague, so accountability effects are uncertain.
  • Rights & Protections (neutral) Unclear impact on consumer rights.. Without specifics, it is not known if rights are added or removed.
  • Who Bears the Cost (neutral) Cost impact not described.. The bill does not state who would pay for any changes.
  • Process Transparency (neutral) No transparency provisions mentioned.. The summary gives no detail on reporting or oversight.
  • Funding Tilt (neutral) No funding changes identified.. The bill does not allocate or shift money.

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

LA HB95 · Louisiana Bill Book 2026 · page 5 of 20www.obillerate.com/bill/la-hb95-111812

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB357 · Work & Wages

Louisiana moves to set medical fees for workers' comp

Provides for the adoption of a medical fee reimbursement schedule for workers' compensation (RE +$100,000 SD EX See Note) · Engrossed as of 2026-04-07

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The state would set a schedule for how much doctors get paid for treating workers on workers' comp claims.

What it means for you

Citizens should watch because the fee schedule could limit what doctors charge, which may lower costs for employers but could affect the care workers receive.

Who it's for

Insurance

Why it scores 5/10 — the receipts

  • Accountability (helps) Sets clear payment rules for providers. A schedule defines how much doctors can be reimbursed, reducing ambiguity.
  • Rights & Protections (hurts) May limit doctors' ability to charge higher fees. If fees are capped, providers may have less flexibility, possibly affecting service quality.
  • Who Bears the Cost (hurts) Potential cost shift to workers if providers reduce services. Lower reimbursement could lead providers to pass costs to patients.
  • Process Transparency (helps) Public schedule makes payment rules transparent. Stakeholders can see the fee amounts before claims are processed.
  • Funding Tilt (neutral) No direct funding changes noted. The bill does not specify new funding sources.

Who's behind it

Republican-sponsored (1R / 0D)

How they voted

House · 2026-04-01 passed
Yes 67R/15D · No 0R/13D

Read it yourself

LA HB357 · Louisiana Bill Book 2026 · page 6 of 20www.obillerate.com/bill/la-hb357-123157

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB760 · Healthcare & Insurance

Bill aims to curb unauthorized health provider fees

Provides relative to unauthorized fees charged by healthcare providers for certain treatments · Introduced as of 2026-02-27

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would limit extra charges doctors can add without permission, protecting patients from surprise costs.

What it means for you

Patients could avoid unexpected bills, but the bill’s details are unclear, so it’s important to watch how it shapes provider billing rules.

Who it's for

Everyday People

Why it scores 5/10 — the receipts

  • Accountability (neutral) unknown impact. Bill may affect billing oversight
  • Rights & Protections (helps) potential consumer protection. limits unauthorized fees
  • Who Bears the Cost (neutral) unclear who pays. unknown cost shift
  • Process Transparency (neutral) bill just introduced. limited public info
  • Funding Tilt (neutral) no funding changes. no appropriations mentioned

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

LA HB760 · Louisiana Bill Book 2026 · page 7 of 20www.obillerate.com/bill/la-hb760-126087

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB771 · Healthcare & Insurance

Medicare becomes secondary payer for retirees with employer insurance

Provides relative to Medicare as the secondary payer for retirees with employer-sponsored health insurance (OR NO IMPACT See Note) · Introduced as of 2026-02-27

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Medicare would only pay after a retiree’s employer health plan pays, shifting some costs away from the government.

What it means for you

The bill could lower Medicare spending but might leave retirees with higher out‑of‑pocket bills, while employers and insurers avoid paying first.

Who it's for

Insurers

Why it scores 5/10 — the receipts

  • Accountability (neutral) No new oversight or reporting required.. The bill does not add accountability measures.
  • Rights & Protections (neutral) No direct change to individuals' right to sue.. The bill does not affect legal rights.
  • Who Bears the Cost (hurts) Shifts cost from Medicare to employer plans or retirees.. Medicare pays later, possibly reducing its expenses.
  • Process Transparency (neutral) Standard legislative process, no special transparency provisions.. Bill follows normal committee referral.
  • Funding Tilt (hurts) Potential savings for Medicare, but no new funding.. Reduces Medicare outlays without adding money.

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

LA HB771 · Louisiana Bill Book 2026 · page 8 of 20www.obillerate.com/bill/la-hb771-126398

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB932 · Consumer Protection

Louisiana looks to change trucking insurance rules

Creates the Louisiana Commercial Trucking Insurance Market Reform Act relative to captive insurers (OR INCREASE EX See Note) · Introduced as of 2026-02-27

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would let trucking companies use captive insurers, changing how they get insurance and possibly shifting costs.

What it means for you

If the bill passes, trucking firms could lower their insurance costs, but drivers and small carriers might lose protection or face higher rates, so everyday people should watch the debate.

Who it's for

Big Business

Why it scores 5/10 — the receipts

  • Accountability (neutral) No clear changes to oversight.. The text does not specify new accountability measures.
  • Rights & Protections (hurts) Potentially reduces protections for drivers.. Allowing captive insurers could limit external oversight.
  • Who Bears the Cost (neutral) Unclear cost impact.. The bill does not state who would pay more or less.
  • Process Transparency (neutral) Standard committee referral.. No special transparency provisions are mentioned.
  • Funding Tilt (neutral) No funding changes noted.. The bill does not allocate new money.

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

LA HB932 · Louisiana Bill Book 2026 · page 9 of 20www.obillerate.com/bill/la-hb932-127334

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA SB363 · Healthcare & Insurance

Bill aims to give health insurance to residents

Provides for health insurance. (8/1/26) · Introduced as of 2026-02-27

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would set up a program that gives people health insurance coverage.

What it means for you

People could get medical care without paying out of pocket, but the state would need money to fund it, so taxes might rise.

Who it's for

Everyday People

Why it scores 5/10 — the receipts

  • Accountability (neutral) neutral. Bill does not change who can be sued.
  • Rights & Protections (neutral) neutral. No change to right to sue.
  • Who Bears the Cost (neutral) neutral. Funding source not specified.
  • Process Transparency (neutral) neutral. Bill is in early stage, no special procedures.
  • Funding Tilt (neutral) neutral. No funding details provided.

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

LA SB363 · Louisiana Bill Book 2026 · page 10 of 20www.obillerate.com/bill/la-sb363-127217

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

10 highest-scoring

The best Louisiana bills

The other half of the record: bills that would actually help everyday people.

LA HB580 · Housing & Property

Home sellers must show all hidden fees and rules

Provides for disclosure of hidden fees or conditions in real estate transactions · Introduced as of 2026-02-26

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make sure you see all fees and rules before buying a home, so there are no surprises.

What it means for you

This bill helps people buying a home. It would make sure sellers tell you about all fees and conditions upfront. This means no hidden costs or tricky rules after you agree to buy. It gives you more power to make smart choices. It is important to support this bill so you are not tricked when buying a home.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Increases accountability for sellers. The bill would require sellers to disclose all hidden fees and conditions, making them more accountable to buyers.
  • Rights & Protections (helps) Protects buyers from hidden costs. Buyers would have the right to know all costs and conditions before agreeing to a real estate transaction, protecting them from unexpected expenses.
  • Who Bears the Cost (neutral) No direct cost shift, but increases transparency burden on sellers. The bill does not shift new costs onto consumers, but rather requires sellers to be transparent about existing fees, which could be seen as an increased burden for sellers.
  • Process Transparency (helps) Directly improves transparency for consumers. The core purpose of the bill is to provide clear disclosure of fees and conditions, making the real estate transaction process more transparent for ordinary people.
  • Funding Tilt (neutral) No funding impact mentioned. The bill does not mention any specific funding or appropriations, so there is no impact on funding tilt.

Follow the money

Pushing for it: Homebuyers
Bearing the cost: Sellers or agents who hide fees

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

LA HB580 · Louisiana Bill Book 2026 · page 11 of 20www.obillerate.com/bill/la-hb580-125739

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB408 · Housing & Property

Insurers can't drop you if you fix your house

Prohibits insurers from the nonrenewal of residential insurance policies when homeowners timely mitigate risks · Introduced as of 2026-02-25

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would stop insurance companies from canceling your home insurance if you fix problems with your house on time, helping you keep your coverage.

What it means for you

This bill is good for people who own homes. It would mean that if you fix things that could be risky, like a leaky roof, your insurance company cannot just drop you. This helps you keep your home safe and covered. Some might say that insurance companies need to be able to drop policies to manage their own risks and costs. But for homeowners, losing insurance can be a big problem, especially in places where it's hard to get new coverage. This bill is still new, so now is the time to tell lawmakers what you think.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Insurers must keep policies if homeowners fix risks.. Insurers would have to keep covering homes if owners fix risks, making them more accountable.
  • Rights & Protections (helps) Protects homeowners from losing insurance after making repairs.. Homeowners would have more protection against losing their insurance for fixing their homes.
  • Who Bears the Cost (helps) Less risk of nonrenewal for homeowners who mitigate.. The risk of nonrenewal would be less on homeowners who fix problems, keeping coverage costs stable for them.
  • Process Transparency (neutral) No information in the bill text.. No information in the bill text about how transparent the process is.
  • Funding Tilt (neutral) No specific funding or money shifts mentioned.. No specific funding or money shifts mentioned in the bill text.

Follow the money

Pushing for it: Homeowners
Bearing the cost: Insurance companies

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

LA HB408 · Louisiana Bill Book 2026 · page 12 of 20www.obillerate.com/bill/la-hb408-123900

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB897 · Privacy & Data

Louisiana bill would protect your private health information

Provides relative to protecting healthcare data · Engrossed as of 2026-05-04

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would help keep your health information private and safe from others who might want to use it.

What it means for you

This bill is important because it would make sure your private health details stay private. If it becomes a law, it would give you more control over who sees your health information and how it is used. This is a good thing for everyone who wants their medical history kept safe. The bill has passed one part of the government and is now in the Senate. This means there is still time to let your lawmakers know you support keeping your health data safe.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Good. The bill aims to hold those with healthcare data accountable for protecting it.
  • Rights & Protections (helps) Good. It would protect people's right to privacy regarding their health information.
  • Who Bears the Cost (neutral) Neutral. The bill does not clearly state who would pay for new data protection measures, if any.
  • Process Transparency (neutral) Neutral. The bill's process is standard, with no special transparency issues mentioned.
  • Funding Tilt (neutral) Neutral. No specific funding changes or tilts are mentioned in the bill summary.

Follow the money

Pushing for it: People whose healthcare data would be protected
Bearing the cost: Companies or individuals who might misuse healthcare data

Who's behind it

Democrat-sponsored (0R / 1D)

How they voted

House · 2026-04-29 passed
Yes 68R/30D · No 0R/0D

Read it yourself

LA HB897 · Louisiana Bill Book 2026 · page 13 of 20www.obillerate.com/bill/la-hb897-127271

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB272 · Education

More students can join reading program for extra help

Expands student eligibility for participation in the R.E.A.D. (Reading Enrichment and Academic Deliverables) program (EG +$2,600,000 GF EX See Note) · Introduced as of 2026-02-23

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would help more students get extra reading support, which can improve their learning.

What it means for you

If this bill passes, more kids will get the help they need to read better. This is important for their education and future.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Funding Tilt (helps) Increases funding for education support. The bill adds $2,600,000 for the R.E.A.D. program.

Follow the money

Pushing for it: R.E.A.D. program
Bearing the cost: Unknown

Who's behind it

Bipartisan sponsorship (2R / 3D)

Read it yourself

LA HB272 · Louisiana Bill Book 2026 · page 14 of 20www.obillerate.com/bill/la-hb272-122402

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB920 · Healthcare & Insurance

New bill aims to lower prices for diabetes medications

Requires drug manufacturers to limit pricing of GLP-1 medications for health insurance plans (OR INCREASE GF EX See Note) · Introduced as of 2026-02-27

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make drug companies lower prices for diabetes medications, helping people who need them afford their health care.

What it means for you

If this bill passes, it could help many people save money on important medications. Now is the time to support it.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Accountability (helps) Limits pricing by drug manufacturers.. This could hold drug companies accountable for high prices.
  • Rights & Protections (helps) Helps consumers access necessary medications.. Lower prices can improve access to essential health care.
  • Who Bears the Cost (neutral) Shifts costs to manufacturers.. Manufacturers may have to absorb some costs.

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

LA HB920 · Louisiana Bill Book 2026 · page 15 of 20www.obillerate.com/bill/la-hb920-127308

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB659 · Money & Damages

Louisiana limits credit card convenience fees for everyday purchases

Limits the amount of convenience fees charged for use of credit and debit cards for certain transactions · Introduced as of 2026-02-27

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would cap the extra fee merchants can add when you pay with a credit or debit card for certain purchases.

What it means for you

Consumers would pay less extra cost at checkout, while merchants may lose some revenue; now is the chance to stop hidden fees.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Accountability (helps) . Limits extra fees, making merchants more answerable to consumers
  • Rights & Protections (helps) . Protects shoppers from hidden card fees
  • Who Bears the Cost (helps) . Shifts fee burden away from everyday buyers
  • Process Transparency (neutral) . Bill does not change how the law is made
  • Funding Tilt (neutral) . No new money is allocated or taken

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

LA HB659 · Louisiana Bill Book 2026 · page 16 of 20www.obillerate.com/bill/la-hb659-126255

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB1226 · Consumer Protection

Louisiana pushes public dashboard for insurance rate transparency

Creates a public dashboard for insurance rate transparency and requires data submissions from insurers (OR +$276,240 SG EX See Note) · Introduced as of 2026-03-31

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Insurers must upload their rates to a public website, letting shoppers compare prices and make better choices.

What it means for you

Consumers could see real price data, which may drive competition and lower premiums, while insurers face a reporting cost; now is the time to support transparency before rates stay hidden.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Accountability (helps) Increases insurer accountability through public data.. Public dashboard forces insurers to be open about rates.
  • Rights & Protections (helps) Gives consumers more information to protect themselves.. Shoppers can compare insurance prices easily.
  • Who Bears the Cost (hurts) Reporting cost falls on insurers, not taxpayers.. Insurers must spend resources to submit data.
  • Process Transparency (helps) Creates an open, searchable dashboard.. Data will be publicly accessible.
  • Funding Tilt (neutral) State budget includes $276,240 for implementation.. Funding is modest and specified.

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

LA HB1226 · Louisiana Bill Book 2026 · page 17 of 20www.obillerate.com/bill/la-hb1226-140010

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HR3 · Housing & Property

Study housing help for Louisiana state workers

Requests the Louisiana Housing Corporation to work in conjunction with the division of administration and the State Civil Service Commission to study the feasibility of creating a housing and rental assistance program using vacant state-owned property to support cost-burdened or severely cost-burdened renter households of state government employees (EG INCREASE SG EX See Note) · Introduced as of 2026-03-09

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill asked for a study to see if Louisiana could use empty state buildings to help state workers pay for housing.

What it means for you

This bill would have asked for a study. The study would have looked into using empty state buildings to help state workers who struggle to pay rent. This could have helped many state employees afford to live where they work. Since it was rejected, this idea will not move forward right now.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Accountability (helps) A study could lead to better use of state property.. The bill asked for a study on using vacant state-owned property for a housing program.
  • Rights & Protections (neutral) No direct impact on individual rights.. The bill was only a request for a study, not a change to rights.
  • Who Bears the Cost (helps) Could reduce housing costs for state employees.. The study would look into a program to support 'cost-burdened or severely cost-burdened renter households of state government employees'.
  • Process Transparency (helps) A study is a transparent way to explore new ideas.. The bill requested a study by state agencies.
  • Funding Tilt (helps) Would aim to help state employees with housing costs.. The program would support 'cost-burdened or severely cost-burdened renter households of state government employees'.

Follow the money

Pushing for it: State government employees
Bearing the cost: None directly from the study itself

Who's behind it

Democrat-sponsored (0R / 2D)

How they voted

House · 2026-05-13 failed
Yes 17R/28D · No 45R/1D

Read it yourself

LA HR3 · Louisiana Bill Book 2026 · page 18 of 20www.obillerate.com/bill/la-hr3-130762

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB43 · Work & Wages

Louisiana state workers could get better retirement rules

Provides relative to retirement eligibility in the Louisiana State Employees' Retirement System (OR +$34,000,000 APV) · Introduced as of 2026-01-23

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would change how state workers in Louisiana can retire, possibly making it easier or better for them.

What it means for you

This bill wants to change the rules for when Louisiana state workers can retire. If it passes, it could mean they get to retire sooner or get more money when they do. This would be good for state workers. But it also means the state's retirement system would need to pay out more money in the future. People should pay attention because it affects how public money is used and how state employees are supported.

Who it's for

Workers

Why it scores 8/10 — the receipts

  • Accountability (neutral) No direct impact on accountability.. The bill focuses on retirement eligibility, not government accountability.
  • Rights & Protections (helps) Enhances retirement benefits for state employees.. The bill provides relative to retirement eligibility in the Louisiana State Employees' Retirement System, which could mean easier or earlier retirement for state employees.
  • Who Bears the Cost (hurts) Increases costs for the state retirement system.. The bill is estimated to add $34,000,000 in actuarial present value to the Louisiana State Employees' Retirement System, meaning higher future costs.
  • Process Transparency (neutral) Standard legislative process.. The bill has been introduced and referred to committee, following normal procedures.
  • Funding Tilt (helps) Tilts funding towards employee retirement benefits.. The bill's changes to retirement eligibility are projected to increase the actuarial present value of the system by $34,000,000, benefiting employees.

Follow the money

Pushing for it: Louisiana state employees ($34,000,000)
Bearing the cost: Louisiana State Employees' Retirement System ($34,000,000)

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

LA HB43 · Louisiana Bill Book 2026 · page 19 of 20www.obillerate.com/bill/la-hb43-091644

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

LA HB879 · Money & Damages

Carbon storage firms must give 25% of credits to landowners

Requires carbon dioxide storage facility operators pay twenty-five percent of their gross tax credit amount to the landowners of the area of operations · Introduced as of 2026-02-27

7/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Carbon storage operators would have to share a quarter of their tax credit with the landowners where they store CO2, giving those owners extra money.

What it means for you

Landowners could see a new source of income, while operators may see higher costs, so the bill could affect future projects and local economies.

Who it's for

Everyday People

Why it scores 7/10 — the receipts

  • Accountability (helps) positive. Mandates operators to share tax benefits with affected landowners.
  • Rights & Protections (neutral) neutral. Does not change any personal rights.
  • Who Bears the Cost (helps) positive. Shifts part of the tax credit cost from operators to landowners.
  • Process Transparency (neutral) neutral. No new transparency requirements are added.
  • Funding Tilt (neutral) neutral. No direct funding changes beyond the credit sharing.

Follow the money

Pushing for it: landowners
Bearing the cost: operators

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

LA HB879 · Louisiana Bill Book 2026 · page 20 of 20www.obillerate.com/bill/la-hb879-127226

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

Index by bill number

  • HB114 3/10 · Blanchard town could add a tax on hotel stays
  • HB1226 8/10 · Louisiana pushes public dashboard for insurance rate transparency
  • HB272 9/10 · More students can join reading program for extra help
  • HB357 5/10 · Louisiana moves to set medical fees for workers' comp
  • HB408 9/10 · Insurers can't drop you if you fix your house
  • HB43 8/10 · Louisiana state workers could get better retirement rules
  • HB580 9/10 · Home sellers must show all hidden fees and rules
  • HB596 2/10 · Inactive well fee credit helps oil operators
  • HB659 8/10 · Louisiana limits credit card convenience fees for everyday purchases
  • HB760 5/10 · Bill aims to curb unauthorized health provider fees
  • HB771 5/10 · Medicare becomes secondary payer for retirees with employer insurance
  • HB879 7/10 · Carbon storage firms must give 25% of credits to landowners
  • HB897 9/10 · Louisiana bill would protect your private health information
  • HB920 8/10 · New bill aims to lower prices for diabetes medications
  • HB932 5/10 · Louisiana looks to change trucking insurance rules
  • HB95 5/10 · Bill aims to shape health insurance coverage for certain claims
  • HCR65 3/10 · Crawfish jobs to be reclassified for H‑2A visa program
  • HR3 8/10 · Study housing help for Louisiana state workers
  • SB363 5/10 · Bill aims to give health insurance to residents
  • SB394 3/10 · Parents can waive student privacy to speed tuition payments

Louisiana Bill Book 2026 · data as of 2026-07-28 · www.obillerate.com/library/2026/la