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Obillerate · Watchdog

Tennessee Bill Book

2026

The Tennessee bills that matter most, scored 1–10 on who they really help — with the receipts. One bill per page. Free to read, print and share.

43 bills scored · data as of 2026-07-28

How to read this book

The score.Every bill gets a 1–10 on one question: does it help or hurt everyday people? 1 hurts, 10 helps, 5–6 is mixed. The score is our editorial judgement — so every page shows the reasoning behind it, factor by factor. That section is the “receipts”, and it is the part no other bill list gives you.

How bills were chosen. Ranked, not cherry-picked. This edition prints the 10 lowest-scoring and 10 highest-scoring of the 43 bills we have fully analysed for Tennessee. A bill only qualifies if it passed our verification step, has a recorded official status, and has its reasoning attached. Thin entries are left out rather than padded.

Lowest-scoring is not the same as evil. Only 143 bills in the entire country score 3 or below, so in most states the bottom of the list includes bills that are simply mixed. We label each one for what it is instead of inflating it.

These are proposals, not law — unless the status line says otherwise. Bills move constantly; each page shows the status we recorded on 2026-07-28 and links to the live version.

Bill data from LegiScan (CC BY 4.0), Congress.gov and OpenStates. Analysis and scoring are Obillerate's own. Editorial opinion, not legal advice — always read the official text before acting. Spot an error? www.obillerate.com/corrections

10 lowest-scoring

The worst Tennessee bills

Ranked from the lowest score up. These are the ones most likely to cost you money, rights or recourse.

TN HB0809 · Your Right to Sue

Pesticide makers shielded from lawsuits over label claims

AN ACT to amend Tennessee Code Annotated, Title 43, Chapter 8, relative to pesticides. · Introduced as of 2025-02-04

2/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would stop people from suing pesticide sellers if the label was EPA‑approved when sold.

What it means for you

If passed, everyday folks could not hold pesticide companies accountable for misleading labels, letting them avoid court costs while consumers bear any harms.

Who it's for

Pesticide manufacturers

Why it scores 2/10 — the receipts

  • Accountability (hurts) Reduces company accountability. Shielding manufacturers from civil suits limits oversight.
  • Rights & Protections (hurts) Cuts right to sue. Consumers lose the ability to sue over label issues.
  • Who Bears the Cost (hurts) Costs shift to public. Companies avoid court costs; any harms fall on users.
  • Process Transparency (neutral) No change in transparency. Bill does not add new reporting or disclosure.
  • Funding Tilt (neutral) No funding changes. No new money is allocated or taken.

Who's behind it

Republican-sponsored (7R / 0D)

How they voted

House · 2025-03-18 passed
Yes 11R/1D · No 2R/2D

Read it yourself

TN HB0809 · Tennessee Bill Book 2026 · page 1 of 20www.obillerate.com/bill/tn-hb0809-954614

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN SB0527 · Immunity & Accountability

Pesticide makers get immunity from label lawsuits in Tennessee

AN ACT to amend Tennessee Code Annotated, Title 43, Chapter 8, relative to pesticides. · Engrossed as of 2025-04-03

2/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Pesticide sellers could not be sued for label problems as long as the label was EPA‑approved when sold.

What it means for you

Citizens could lose a key way to hold pesticide companies accountable, making it harder to get compensation if a product harms health or the environment.

Who it's for

Pesticide manufacturers

Why it scores 2/10 — the receipts

  • Accountability (hurts) Reduces ability to hold pesticide makers accountable. Immunity from civil labeling suits
  • Rights & Protections (hurts) Limits right to sue for label issues. Civil action barred if label was EPA‑approved
  • Who Bears the Cost (hurts) Costs shift to citizens who may suffer harm. No civil recourse for damages
  • Process Transparency (neutral) No change to procedural openness. Bill text does not affect transparency
  • Funding Tilt (neutral) No funding provisions. No money allocation in text

Who's behind it

Republican-sponsored (3R / 0D)

How they voted

Senate · 2025-04-03 passed
Yes 21R/0D · No 2R/5D

Read it yourself

TN SB0527 · Tennessee Bill Book 2026 · page 2 of 20www.obillerate.com/bill/tn-sb0527-948228

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN HB1538 · Immunity & Accountability

Drone flights over prisons become felonies, staff can disable drones

AN ACT to amend Tennessee Code Annotated, Title 39, relative to unmanned aircraft. · Introduced as of 2026-01-13

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

It would make flying a drone over a prison a felony and let prison staff shut down drones without being sued.

What it means for you

Citizens who enjoy hobby drones could lose the ability to fly near prisons, while prisons gain more power to stop drones and avoid paying for any damage.

Who it's for

Government Power

Why it scores 3/10 — the receipts

  • Accountability (hurts) immunity for staff. prison staff are not liable for drone damage
  • Rights & Protections (hurts) higher penalty, restricts drone use. drone flight over prison becomes a felony
  • Who Bears the Cost (hurts) cost shift to drone owners. owners may lose drone with no compensation
  • Process Transparency (neutral) no transparency change. bill does not address procedural openness
  • Funding Tilt (neutral) no funding changes. no money allocation mentioned

Who's behind it

Republican-sponsored (3R / 0D)

How they voted

House · 2026-04-01 passed
Yes 14R/4D · No 0R/0D

Read it yourself

TN HB1538 · Tennessee Bill Book 2026 · page 3 of 20www.obillerate.com/bill/tn-hb1538-072708

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN HB1993 · Healthcare & Insurance

Tennessee bill forces insurers to pay labs at higher rates

AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 7, Part 23, relative to medical laboratories. · Introduced as of 2026-01-22

4/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Health insurers could not pay labs less than the federal fee schedule, which may raise your insurance premiums but could improve lab quality.

What it means for you

Consumers should watch this bill because it could push insurers to spend more on lab tests, which might show up as higher monthly premiums, while labs get more stable pay and may meet stricter performance rules.

Who it's for

Medical labs

Why it scores 4/10 — the receipts

  • Accountability (neutral) neutral. Bill does not change oversight of insurers or labs
  • Rights & Protections (neutral) neutral. Does not affect consumer legal rights
  • Who Bears the Cost (hurts) cost shift to consumers. Higher lab payments may raise premiums
  • Process Transparency (neutral) neutral. No new reporting requirements
  • Funding Tilt (neutral) neutral. No new funding changes

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

TN HB1993 · Tennessee Bill Book 2026 · page 4 of 20www.obillerate.com/bill/tn-hb1993-090565

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN HB1494 · Money & Damages

Tax credits for business donations to governor‑approved charities

AN ACT to amend Tennessee Code Annotated, Title 4; Title 56 and Title 67, Chapter 4, relative to tax credits. · Introduced as of 2026-01-09

4/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Businesses that give money to charities approved by the governor could lower their state taxes.

What it means for you

The bill gives companies a tax break for charitable gifts, which could reduce money for public services and shift the cost to everyday taxpayers.

Who it's for

Big Business

Why it scores 4/10 — the receipts

  • Accountability (hurts) Tax credit reduces oversight. Businesses get tax break without extra reporting
  • Rights & Protections (neutral) No direct impact on personal rights. Bill does not change individual legal protections
  • Who Bears the Cost (hurts) Cost shift to taxpayers. State revenue reduced, taxpayers may fund services
  • Process Transparency (hurts) Limited public input. Bill introduced with little debate before committee
  • Funding Tilt (hurts) Reduces state funding. Tax credits lower revenue without new funding source

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

TN HB1494 · Tennessee Bill Book 2026 · page 5 of 20www.obillerate.com/bill/tn-hb1494-069440

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN HB2577 · Healthcare & Insurance

Tennessee bill removes old study requirement for Medicare policies

AN ACT to amend Tennessee Code Annotated, Title 8; Title 56 and Title 71, relative to medicare supplement policies. · Introduced as of 2026-02-03

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would get rid of an old study requirement about Medicare plans for people under 65, which might not help anyone right now.

What it means for you

This bill seems harmless but doesn't really help anyone. It is important to watch how changes like this can affect Medicare plans in the future.

Who it's for

Why it scores 5/10 — the receipts

  • Accountability (neutral) No clear accountability measures are added or removed.. The bill simply removes an old requirement.
  • Rights & Protections (neutral) No new rights or protections are created.. The bill does not affect rights related to Medicare.
  • Who Bears the Cost (neutral) Cost implications are unclear.. Removing the study requirement does not shift costs.
  • Process Transparency (neutral) Transparency remains the same.. No new processes are introduced.
  • Funding Tilt (neutral) No funding changes are noted.. The bill does not mention funding.

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

TN HB2577 · Tennessee Bill Book 2026 · page 6 of 20www.obillerate.com/bill/tn-hb2577-105146

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN SB1722 · Healthcare & Insurance

Tennessee bill stops insurers from underpaying labs

AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 7, Part 23, relative to medical laboratories. · Introduced as of 2026-01-15

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Insurers could not pay labs less than the CMS fee schedule, and they could force labs to meet quality standards.

What it means for you

The bill would protect lab owners by guaranteeing fair pay, but it may push insurance costs up, which could raise your monthly premium.

Who it's for

Medical labs

Why it scores 5/10 — the receipts

  • accountability (neutral) Neutral impact on oversight. Insurers must follow CMS rates but no new oversight body.
  • rights & protections (helps) Boosts lab protections. Labs cannot be forced to accept lower payments.
  • who bears the cost (hurts) Potential premium increase. Higher insurer payouts may be passed to consumers.
  • process transparency (helps) Performance metrics requirement. Insurers can set quality standards for labs.
  • funding tilt (neutral) No new funding. Bill does not create spending.

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

TN SB1722 · Tennessee Bill Book 2026 · page 7 of 20www.obillerate.com/bill/tn-sb1722-082575

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN SB1134 · Healthcare & Insurance

Tennessee to study health insurer claim denials

AN ACT to amend Tennessee Code Annotated, Title 4, Chapter 10 and Title 56, relative to studying reimbursements under policies of health insurers. · Introduced as of 2025-02-06

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would make a state commission review how often insurers refuse payments and share the results with lawmakers.

What it means for you

If passed, the study could reveal patterns of unfair claim denials, helping lawmakers fix problems, but it costs taxpayers and may take time.

Who it's for

Everyday People

Why it scores 5/10 — the receipts

  • Accountability (helps) adds oversight of insurer denials. requires commission to evaluate and report
  • Rights & Protections (neutral) does not change consumer rights. no new rights or protections added
  • Who Bears the Cost (neutral) state funds the study. taxpayer cost not specified
  • Process Transparency (helps) public report required. findings go to legislative committees
  • Funding Tilt (neutral) no new funding mechanisms. study cost not detailed

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

TN SB1134 · Tennessee Bill Book 2026 · page 8 of 20www.obillerate.com/bill/tn-sb1134-958783

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN HB0424 · Money & Damages

Tennessee bill asks study on making tax credits transferable

AN ACT to amend Tennessee Code Annotated, Title 67, Chapter 4, Part 20 and Title 67, Chapter 4, Part 21, relative to credits against franchise and excise tax liability. · Introduced as of 2025-01-28

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The state would ask the revenue department to see if tax credits can be sold or given to other people or companies.

What it means for you

Citizens should watch because letting credits be transferred could help big companies move money around, but it might not change anyone’s tax bill right now.

Who it's for

Businesses

Why it scores 5/10 — the receipts

  • Accountability (neutral) requires department to report. adds oversight through a mandated study
  • Rights & Protections (neutral) no impact on personal rights. does not affect individual legal protections
  • Who Bears the Cost (hurts) study funding not specified. potential taxpayer burden for the study
  • Process Transparency (helps) mandates public report. increases openness about tax credit options
  • Funding Tilt (neutral) no funding changes. does not allocate new money

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

TN HB0424 · Tennessee Bill Book 2026 · page 9 of 20www.obillerate.com/bill/tn-hb0424-944286

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN HB1252 · Money & Damages

Old tax credit for destroyed beer is being removed

AN ACT to amend Tennessee Code Annotated, Title 57 and Title 67, relative to taxes. · Introduced as of 2025-02-06

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would get rid of an old tax credit for beer that was ruined in a flood over ten years ago.

What it means for you

Since this bill removes an outdated tax credit, it doesn't really help or hurt anyone now. It's just cleaning up old rules.

Who it's for

Nobody / Symbolic

Why it scores 5/10 — the receipts

  • Accountability (neutral) No real impact on accountability.. The bill just removes an old tax credit.
  • Rights & Protections (neutral) No change in rights or protections.. This is a cleanup of old tax rules.
  • Who Bears the Cost (neutral) No cost shift involved.. This bill does not change who pays taxes.

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

TN HB1252 · Tennessee Bill Book 2026 · page 10 of 20www.obillerate.com/bill/tn-hb1252-960010

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

10 highest-scoring

The best Tennessee bills

The other half of the record: bills that would actually help everyday people.

TN HB1291 · Healthcare & Insurance

New bill aims to improve mental health insurance coverage

AN ACT to amend Tennessee Code Annotated, Title 4; Title 8; Title 33; Title 39; Title 49; Title 53; Title 56; Title 63; Title 68 and Title 71, relative to mental health. · Introduced as of 2025-02-06

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make sure mental health care is covered like other health issues, which is important for many people.

What it means for you

If this bill passes, more people will get the mental health care they need without worrying about costs. Now is the time to support it.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Improves insurance accountability for mental health coverage.. Requires equal coverage for mental health, increasing accountability.
  • Rights & Protections (helps) Enhances rights for mental health treatment.. Gives people better access to necessary mental health services.
  • Who Bears the Cost (neutral) Costs may shift to insurance companies.. Insurance companies will need to cover more services.

Who's behind it

Democrat-sponsored (0R / 2D)

Read it yourself

TN HB1291 · Tennessee Bill Book 2026 · page 11 of 20www.obillerate.com/bill/tn-hb1291-960694

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN SB1248 · Healthcare & Insurance

Mental health coverage must match drug and alcohol treatment

AN ACT to amend Tennessee Code Annotated, Title 4; Title 8; Title 33; Title 39; Title 49; Title 53; Title 56; Title 63; Title 68 and Title 71, relative to mental health. · Introduced as of 2025-02-06

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make sure health insurance covers mental health like it does for drug and alcohol issues.

What it means for you

If this bill passes, more people will get the mental health care they need. It is important to support this now to help everyone get equal treatment.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Rights & Protections (helps) Improves mental health coverage.. This bill enhances rights to mental health care.
  • Accountability (helps) Holds insurers accountable for mental health coverage.. It ensures insurance companies provide equal coverage.

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

TN SB1248 · Tennessee Bill Book 2026 · page 12 of 20www.obillerate.com/bill/tn-sb1248-959155

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN HB0952 · Work & Wages

Small businesses would get help to hire and train workers

AN ACT to amend Tennessee Code Annotated, Title 4, Chapter 3, Part 7 and Title 67, Chapter 4, relative to the "Small Business Growth and Empowerment Act." · Introduced as of 2025-02-04

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would give money help to small businesses, especially those owned by women and minorities, to hire people and teach them new skills.

What it means for you

This bill wants to help small businesses grow in Tennessee. It would give them tax breaks for hiring people from their towns and teaching them job skills. It would also give special money to businesses owned by women and minorities in places that need more jobs. Supporters would say this helps create jobs and makes local economies stronger. It could help people find work and learn new skills. Some might worry about where the money for these tax breaks and grants comes from, but the goal is to boost local business and jobs. Since it is still being discussed, people can share their thoughts on how to best help small businesses and workers.

Who it's for

Small businesses

Why it scores 9/10 — the receipts

  • Accountability (helps) Helps businesses grow, potentially leading to more jobs.. The bill would give tax credits for hiring locally and workforce training, and grants for minority-owned and women-owned businesses.
  • Rights & Protections (helps) Supports job creation and skill development.. The bill would authorize business tax credits for small businesses hiring locally or providing workforce training.
  • Who Bears the Cost (helps) Taxpayers fund the credits and grants, but benefits could outweigh costs through economic growth.. The bill would authorize business tax credits and create grants, which would be funded by the state.
  • Process Transparency (neutral) No specific details on process transparency are provided in the summary.. The official summary does not mention any changes to process transparency.
  • Funding Tilt (helps) Directs funds to support small businesses, especially those owned by women and minorities.. The bill would create grants for minority-owned and women-owned businesses in underserved areas.

Follow the money

Pushing for it: Small businesses, especially minority-owned and women-owned businesses.
Bearing the cost: State budget/taxpayers

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

TN HB0952 · Tennessee Bill Book 2026 · page 13 of 20www.obillerate.com/bill/tn-hb0952-955426

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN SB2495 · Work & Wages

Tennessee would raise minimum wage to $20 per hour

AN ACT to amend Tennessee Code Annotated, Title 4; Title 5; Title 6; Title 7; Title 9; Title 13; Title 29; Title 47; Title 50; Title 57; Title 58; Title 65; Title 67 and Title 68, relative to wages. · Introduced as of 2026-02-02

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would require Tennessee employers to pay workers at least $20 an hour starting in 2027, with the wage going up each year based on inflation, giving workers a bigger paycheck and the right to sue if their boss doesn't pay.

What it means for you

Right now, Tennessee follows the federal minimum wage of $7.25 an hour, one of the lowest in the country. Workers with full-time jobs can still fall below the poverty line. This bill would nearly triple that floor and tie future raises to the cost of living, so wages keep up automatically. Employers would have to post the wage rules clearly, and workers would get 2–3 years to file a lawsuit if they were cheated. The bill is still in committee, so this is the moment workers and business groups will fight it out, supporters say it lifts families out of poverty and boosts the local economy; opponents worry small businesses will cut hours or jobs. The clock is ticking.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Right to sue for unpaid wages (helps) Workers gain explicit 2–3 year legal window to recover unpaid wages. Bill establishes civil liability and statute of limitations, giving workers a clear path to court
  • Wage floor increase (helps) Raising minimum wage from $7.25 to $20/hour is a 176% increase, directly boosting lowest-paid workers. Beginning January 1, 2027, all covered workers earn nearly triple the current federal minimum
  • Automatic inflation adjustments (helps) Wage indexed to consumer price index prevents erosion of purchasing power over time. Commissioner of Labor ties future annual raises to inflation, no new legislative action needed
  • Employer posting mandate (helps) Transparency requirement helps workers know their rights and catch violations early. Employers must display wage rules, reducing information gaps between boss and worker
  • Potential job/hour cuts by small business (hurts) Some employers may reduce headcount or shift to fewer hours to offset labor costs. No exemptions stated for small firms; compliance costs may be passed to workers via reduced hours
  • Phase-in speed (neutral) One-year lead time (Feb 2026 to Jan 2027) is tight for some small employers to adjust. Less time than some peer states used for similar raises, though not negligible

Follow the money

Pushing for it: Tennessee workers earning minimum wage (estimated 50,000–100,000+) (Approx. $10,400/year per worker (difference between $20/hr ×2,080 hrs and current min. wage))
Bearing the cost: Employers (cost not quantified in bill text; depends on payroll size and worker count)

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

TN SB2495 · Tennessee Bill Book 2026 · page 14 of 20www.obillerate.com/bill/tn-sb2495-105355

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN HB2619 · Healthcare & Insurance

Tennessee bill bans health insurers from downcoding patient fees

AN ACT to amend Tennessee Code Annotated, Title 4; Title 8; Title 56 and Title 71, relative to insurance. · Introduced as of 2026-02-03

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would stop insurers from downcoding health plans so doctors can still get paid for services they actually performed.

What it means for you

Right now insurers can shrink the amount they pay, leaving doctors unpaid and patients with hidden costs; this bill would keep the fee intact, protecting care access.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Accountability (helps) Adds oversight body. Creates a commission to review insurance practices.
  • Rights & Protections (helps) Protects payment rights. Stops insurers from downcoding that blocks fee collection.
  • Who Bears the Cost (helps) Keeps costs on insurers. Prevents cost shifting onto patients.
  • Process Transparency (helps) More review. Commission review adds transparency to insurance decisions.
  • Funding Tilt (neutral) No funding change mentioned. Bill does not specify funding adjustments.

Who's behind it

Republican-sponsored (35R / 6D)

How they voted

House · 2026-03-23 passed
Yes 8R/5D · No 0R/0D

Read it yourself

TN HB2619 · Tennessee Bill Book 2026 · page 15 of 20www.obillerate.com/bill/tn-hb2619-105752

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN HB0221 · Your Right to Sue

Tennessee bill lets people sue over obscene content

AN ACT to amend Tennessee Code Annotated, Title 28 and Title 39, relative to civil liability. · Introduced as of 2025-01-21

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would let anyone sue a company that knowingly sells or distributes illegal obscene material and recover damages and court costs.

What it means for you

Citizens could hold offenders accountable and get money for harms, while companies would face new lawsuits, so the bill could deter illegal porn and protect families.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Accountability (helps) increases liability. Allows individuals to sue commercial entities for obscene material
  • Rights & Protections (helps) expands right to sue. Gives victims the ability to recover damages and fees
  • Who Bears the Cost (helps) shifts cost to companies. Companies would pay damages, court costs, and attorney fees
  • Process Transparency (neutral) no change. Bill does not add new transparency requirements
  • Funding Tilt (neutral) no funding change. No new funding or budget provisions are included

Who's behind it

Republican-sponsored (12R / 0D)

Read it yourself

TN HB0221 · Tennessee Bill Book 2026 · page 16 of 20www.obillerate.com/bill/tn-hb0221-931067

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN SB0467 · Your Right to Sue

Tennessee bill lets people sue for obscene content

AN ACT to amend Tennessee Code Annotated, Title 28 and Title 39, relative to civil liability. · Introduced as of 2025-01-29

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would let anyone sue a company that spreads illegal obscene material and could win damages, court fees, and attorney costs.

What it means for you

If passed, the bill gives people a new way to hold bad companies accountable for spreading illegal porn, which could deter them and protect families.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Accountability (helps) adds civil liability. commercial entities can be sued for damages
  • Rights & Protections (helps) expands right to sue. individuals may sue for obscene content
  • Who Bears the Cost (helps) costs shift to businesses. companies pay damages and fees
  • Process Transparency (neutral) no new transparency measures. bill does not change procedural rules
  • Funding Tilt (neutral) no funding changes. no budget impact mentioned

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

TN SB0467 · Tennessee Bill Book 2026 · page 17 of 20www.obillerate.com/bill/tn-sb0467-946137

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN SB0552 · Healthcare & Insurance

Medicare supplement refunds get longer window in Tennessee

AN ACT to amend Tennessee Code Annotated, Title 4, Chapter 3, Part 13; Title 8; Title 55, Chapter 12; Title 56 and Title 71, relative to insurance. · Introduced as of 2025-01-30

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

People buying Medicare supplement plans could ask for a refund within 60 days instead of 30, giving them more time to decide.

What it means for you

The bill gives seniors a longer cooling‑off period, so they can back out of a costly plan if they find a better option, and it forces insurers to clearly tell them about the refund window.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Accountability (neutral) No change to accountability mechanisms.. The bill does not alter who can be held accountable for policy issues.
  • Rights & Protections (helps) Expands consumer refund rights.. Extends the refund window, giving consumers more time to change their mind.
  • Who Bears the Cost (neutral) No new cost shift identified.. The bill does not shift costs to consumers or the state.
  • Process Transparency (helps) Requires clear notice on policies.. Insurers must print refund information prominently on the first page.
  • Funding Tilt (neutral) No funding changes.. The bill does not allocate or redirect money.

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

TN SB0552 · Tennessee Bill Book 2026 · page 18 of 20www.obillerate.com/bill/tn-sb0552-947966

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN HB0070 · Healthcare & Insurance

New bill aims to cover preeclampsia testing for pregnant women

AN ACT to amend Tennessee Code Annotated, Title 56; Title 63; Title 68 and Title 71, relative to coverage of biomarker testing for preeclampsia. · Introduced as of 2025-01-08

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make sure health insurance covers tests for preeclampsia in pregnant women, helping keep moms and babies safe.

What it means for you

This is a big step for pregnant women in Tennessee. If this bill passes, more women will get the care they need. Now is the time to support it.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Rights & Protections (helps) Increases healthcare access. Provides coverage for important health tests
  • Who Bears the Cost (helps) Shifts costs to insurers. Insurers will have to pay for the tests

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

TN HB0070 · Tennessee Bill Book 2026 · page 19 of 20www.obillerate.com/bill/tn-hb0070-905778

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

TN HB0299 · Money & Damages

Tuition waivers for veterans' families could expand in Tennessee

AN ACT to amend Tennessee Code Annotated, Title 49, relative to higher education. · Introduced as of 2025-01-22

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would help families of veterans with disabilities pay for college by waiving tuition and fees at public schools.

What it means for you

If this bill passes, more families of veterans could save money on college. It is important to support those who served our country and their families.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Funding Tilt (helps) This bill could increase support for veterans' families.. It provides financial relief for college expenses.

Follow the money

Pushing for it: Dependent children and spouses of veterans
Bearing the cost: Unknown

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

TN HB0299 · Tennessee Bill Book 2026 · page 20 of 20www.obillerate.com/bill/tn-hb0299-933846

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

Index by bill number

  • HB0070 8/10 · New bill aims to cover preeclampsia testing for pregnant women
  • HB0221 8/10 · Tennessee bill lets people sue over obscene content
  • HB0299 8/10 · Tuition waivers for veterans' families could expand in Tennessee
  • HB0424 5/10 · Tennessee bill asks study on making tax credits transferable
  • HB0809 2/10 · Pesticide makers shielded from lawsuits over label claims
  • HB0952 9/10 · Small businesses would get help to hire and train workers
  • HB1252 5/10 · Old tax credit for destroyed beer is being removed
  • HB1291 9/10 · New bill aims to improve mental health insurance coverage
  • HB1494 4/10 · Tax credits for business donations to governor‑approved charities
  • HB1538 3/10 · Drone flights over prisons become felonies, staff can disable drones
  • HB1993 4/10 · Tennessee bill forces insurers to pay labs at higher rates
  • HB2577 5/10 · Tennessee bill removes old study requirement for Medicare policies
  • HB2619 8/10 · Tennessee bill bans health insurers from downcoding patient fees
  • SB0467 8/10 · Tennessee bill lets people sue for obscene content
  • SB0527 2/10 · Pesticide makers get immunity from label lawsuits in Tennessee
  • SB0552 8/10 · Medicare supplement refunds get longer window in Tennessee
  • SB1134 5/10 · Tennessee to study health insurer claim denials
  • SB1248 9/10 · Mental health coverage must match drug and alcohol treatment
  • SB1722 5/10 · Tennessee bill stops insurers from underpaying labs
  • SB2495 8/10 · Tennessee would raise minimum wage to $20 per hour

Tennessee Bill Book 2026 · data as of 2026-07-28 · www.obillerate.com/library/2026/tn