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Obillerate · Watchdog

Illinois Bill Book

2026

The Illinois bills that matter most, scored 1–10 on who they really help — with the receipts. One bill per page. Free to read, print and share.

42 bills scored · data as of 2026-09-11

How to read this book

The score.Every bill gets a 1–10 on one question: does it help or hurt everyday people? 1 hurts, 10 helps, 5–6 is mixed. The score is our editorial judgement — so every page shows the reasoning behind it, factor by factor. That section is the “receipts”, and it is the part no other bill list gives you.

How bills were chosen. Ranked, not cherry-picked. This edition prints the 10 lowest-scoring and 10 highest-scoring of the 42 bills we have fully analysed for Illinois. A bill only qualifies if it passed our verification step, has a recorded official status, and has its reasoning attached. Thin entries are left out rather than padded.

Lowest-scoring is not the same as evil. Only 143 bills in the entire country score 3 or below, so in most states the bottom of the list includes bills that are simply mixed. We label each one for what it is instead of inflating it.

These are proposals, not law — unless the status line says otherwise. Bills move constantly; each page shows the status we recorded on 2026-09-11 and links to the live version.

Bill data from LegiScan (CC BY 4.0), Congress.gov and OpenStates. Analysis and scoring are Obillerate's own. Editorial opinion, not legal advice — always read the official text before acting. Spot an error? www.obillerate.com/corrections

10 lowest-scoring

The worst Illinois bills

Ranked from the lowest score up. These are the ones most likely to cost you money, rights or recourse.

IL SB1696 · Your Right to Sue

Child welfare agencies get two-year immunity from lawsuits

IMMUNITY CHILD WELFARE AGENCIE · Introduced as of 2025-02-05

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would stop most civil lawsuits against child welfare agencies for two years unless they act with willful or wanton misconduct.

What it means for you

Families and kids in foster care would lose the ability to hold agencies accountable for mistakes, making it harder to get compensation for harm. The agencies would be protected, which could keep services running but reduces oversight.

Who it's for

Child welfare agencies

Why it scores 3/10 — the receipts

  • Accountability (hurts) immunity reduces ability to sue. Limited immunity cuts agency accountability
  • Rights & Protections (hurts) rightRemoved. Civil liability shield limits people's rights
  • Who Bears the Cost (hurts) costShift. Families may bear damages instead of agencies
  • Process Transparency (neutral) task force oversight. Task force must report to legislature
  • Funding Tilt (neutral) no new money. Bill does not allocate additional funding

Who's behind it

Bipartisan sponsorship (2R / 8D)

Read it yourself

IL SB1696 · Illinois Bill Book 2026 · page 1 of 20www.obillerate.com/bill/il-sb1696-957205

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL SB1796 · Criminal Justice

Illinois bill lets agencies charge for police body-camera footage

BODY CAMERAS-FOIA REQUESTS · Engrossed as of 2026-05-21

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would let Illinois agencies charge $40 an hour for searching and copying body-camera videos, unless the request is from a court, subject, witness, media, or nonprofit.

What it means for you

If passed, everyday people could face costly fees to see police body-camera videos, making it harder to check police actions. The bill still has a chance to change, so citizens should speak up now to protect affordable access.

Who it's for

Government Power

Why it scores 3/10 — the receipts

  • Accountability (hurts) Higher fees may discourage public scrutiny of police actions.. Fees create a barrier to accessing recordings that could expose misconduct.
  • Rights & Protections (hurts) Adds cost to a right to obtain public records.. Limits free access to body-camera footage for most citizens.
  • Who Bears the Cost (hurts) Shifts cost from agencies to requesters.. Citizens must pay for staff time and redaction work.
  • Process Transparency (helps) Requires fee estimates and cost accounting.. Agencies must disclose estimated fees and actual costs.
  • Funding Tilt (hurts) Allows agencies to recoup expenses.. Public bodies can recover costs, reducing taxpayer burden.

Who's behind it

Democrat-sponsored (2R / 11D)

Read it yourself

IL SB1796 · Illinois Bill Book 2026 · page 2 of 20www.obillerate.com/bill/il-sb1796-959390

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL HB1113 · Immunity & Accountability

Illinois bill gives school chaplains limited lawsuit immunity

SCH CD-CHAPLAINS · Introduced as of 2025-01-09

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Schools could hire chaplains who cannot be sued for most actions, unless they act maliciously.

What it means for you

Citizens may lose the ability to sue a chaplain who hurts them, while the bill adds background checks to keep dangerous people out.

Who it's for

Chaplain services

Why it scores 3/10 — the receipts

  • Accountability (hurts) Reduces accountability. Chaplain immunity removes most causes of action against them.
  • Rights & Protections (hurts) Removes right to sue. People cannot sue chaplains for most statements or actions.
  • Who Bears the Cost (neutral) No cost shift identified. Bill does not change who pays for services.
  • Process Transparency (neutral) No transparency change noted. Bill does not affect transparency of school decisions.
  • Funding Tilt (neutral) No funding provisions. Bill contains no new funding or spending.

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

IL HB1113 · Illinois Bill Book 2026 · page 3 of 20www.obillerate.com/bill/il-hb1113-907151

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL HB3232 · Immunity & Accountability

Tribal police can act on tribe land and beyond

TRIBAL LAW ENFORCEMENT BORDERS · Introduced as of 2025-02-06

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Tribal police could arrest you on tribal property or nearby areas, and the tribe would be protected by insurance instead of being sued.

What it means for you

People living near tribal lands could face law enforcement they never saw before, while any damages they suffer would be paid by the tribe's insurance, not the state, limiting their ability to hold the tribe accountable.

Who it's for

Insurers

Why it scores 3/10 — the receipts

  • Accountability (hurts) Limits ability to sue tribe beyond insurance limits. Reduces accountability for tribal actions
  • Rights & Protections (hurts) Restricts right to sue tribe for larger damages. Weakens protections for victims
  • Who Bears the Cost (helps) Shifts payment of damages to insurance carriers. Taxpayers not on the hook
  • Process Transparency (helps) Requires insurance carrier certification and map filing. Adds oversight steps
  • Funding Tilt (hurts) Benefits insurance companies with new business. Public funds not directly used

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

IL HB3232 · Illinois Bill Book 2026 · page 4 of 20www.obillerate.com/bill/il-hb3232-960680

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL SB3741 · Healthcare & Insurance

Newborn screening fees could rise by $45 starting 2026

NEWBORN SCREENING ACT CHANGES · Introduced as of 2026-02-05

4/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would add a new fee for newborn screenings, which could cost families more money.

What it means for you

Families may need to pay extra for newborn screenings. Now is the time to speak up about this new fee.

Who it's for

Everyday People

Why it scores 4/10 — the receipts

  • Who Bears the Cost (hurts) Families will pay more for newborn screenings.. The new fee shifts costs to families.
  • Rights & Protections (neutral) No rights are removed, but costs increase.. The bill does not take away any protections.

Follow the money

Pushing for it: Department of Public Health
Bearing the cost: Unknown

Who's behind it

Democrat-sponsored (0R / 3D)

Read it yourself

IL SB3741 · Illinois Bill Book 2026 · page 5 of 20www.obillerate.com/bill/il-sb3741-109818

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL HB5275 · Criminal Justice

Illinois bill bans drones from filming emergency response scenes

DRONE SAFETY & INTERFERENCE · Introduced as of 2026-02-05

4/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill makes it a crime to use a drone to record emergency responders, lets police seize your drone, and protects officers if they break it.

What it means for you

Banning weaponized drones makes perfect sense. But this bill goes much further by making it a crime to simply film an emergency scene from the sky. This could stop journalists and regular citizens from recording police or fire activities. Worse, it lets police take your drone, keep it for their own use, and avoid paying you if they break it.

Who it's for

Government Power

Why it scores 4/10 — the receipts

  • Rights & Protections (hurts) Restricts the right to record. Criminalizes the act of recording an emergency response scene from the air, which impacts journalists and citizen watchdogs.
  • Accountability (hurts) Police immunity for property damage. Grants civil immunity to law enforcement if they damage or lose a drone while enforcing the act.
  • Funding Tilt (hurts) Asset forfeiture. Allows the state to permanently keep seized drones and use them for their own law enforcement operations.
  • Process Transparency (helps) Data deletion rules. Requires police to delete seized drone data within 30 days unless there is reasonable suspicion it contains evidence of a crime.

Follow the money

Pushing for it: Law enforcement (free drones)
Bearing the cost: Drone owners (lost property)

Read it yourself

IL HB5275 · Illinois Bill Book 2026 · page 6 of 20www.obillerate.com/bill/il-hb5275-109521

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL HB4840 · Immunity & Accountability

Cities want immunity from your electric scooter crashes

VEH-PERSONAL MOBILITY DEVICES · Introduced as of 2026-02-03

4/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would create rules for electric scooters and bikes but also block you from suing the city if a dangerous road causes you to crash.

What it means for you

This bill would do some good things by making clear rules for electric bikes and scooters. It would mean you do not need a license for slow ones, and it would make riders buy insurance for the fast ones. But there is a catch hidden at the end. It would change the law so you cannot sue your local government if you get hurt on one of these devices, unless the city caused the harm on purpose. If a city ignores a giant pothole in the bike lane and you crash, you would be out of luck.

Who it's for

Government Power

Why it scores 4/10 — the receipts

  • Accountability (hurts) Grants local governments immunity from lawsuits. The bill shields local public entities and employees from liability for injuries related to personal mobility devices unless they are guilty of willful and wanton conduct.
  • Rights & Protections (helps) Requires insurance for fast devices. Requires riders of high-speed and moderate-speed devices to carry liability insurance, which protects other people if they are hit.
  • Who Bears the Cost (hurts) Shifts injury costs to riders. By blocking lawsuits against the city, injured riders would have to pay their own medical bills even if a poorly maintained city road caused the crash.
  • Process Transparency (neutral) Standard legislative process. The bill is moving through normal committee channels.
  • Funding Tilt (neutral) No direct funding changes. The text does not appropriate new funds or tilt existing funding.

Follow the money

Pushing for it: Unknown
Bearing the cost: Injured riders

Read it yourself

IL HB4840 · Illinois Bill Book 2026 · page 7 of 20www.obillerate.com/bill/il-hb4840-104839

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL SB3930 · Criminal Justice

New rules let police seize drones and ban filming

DRONE SAFETY & INTERFERENCE · Introduced as of 2026-02-06

4/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill makes it a crime to fly drones near emergencies, lets police take your drone if they suspect a rule was broken, and protects officers who break it.

What it means for you

Banning weapons on drones is a great idea. But this bill goes much further. It makes it a crime to use a drone to film police or emergency workers from the air. It also lets police take your drone and keep it for their own use if they think you broke the rules. If the police damage your drone while taking it, you cannot sue them to pay for the damage. While the bill does force police to delete innocent videos within 30 days, it still gives the government too much power to take your property and stop you from recording public events.

Who it's for

Government Power

Why it scores 4/10 — the receipts

  • Accountability (hurts) Grants immunity to police. The bill protects law enforcement from being sued if they damage or lose a drone while enforcing the rules, unless they act with willful misconduct.
  • Rights & Protections (hurts) Restricts filming and expands property seizure. Criminalizes the recording of emergency responses from the air and allows police to seize and keep private property based on a preponderance of evidence.
  • Who Bears the Cost (hurts) Drone owners bear the loss. Citizens lose their expensive equipment to forfeiture or uncompensated police damage.
  • Process Transparency (helps) Includes data privacy rules. Requires a court hearing before a drone is permanently kept and forces police to delete non-criminal data within 30 days.
  • Funding Tilt (hurts) Police profit from seizures. The state is explicitly allowed to keep forfeited drones and use them for their own law enforcement operations.

Follow the money

Pushing for it: Law enforcement agencies
Bearing the cost: Drone owners

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

IL SB3930 · Illinois Bill Book 2026 · page 8 of 20www.obillerate.com/bill/il-sb3930-111475

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL HB1893 · Consumer Protection

Manufacturers must fund hazardous waste program, get antitrust immunity

HOUSEHOLD HAZARDOUS WASTE · Introduced as of 2025-01-29

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Manufacturers would have to set up a state‑wide program to collect hazardous household waste and would be shielded from antitrust lawsuits.

What it means for you

The bill would make product makers pay for a new collection system for dangerous chemicals in homes. That could mean more drop‑off sites and cleaner neighborhoods for everyday people. At the same time, the makers would be immune from competition lawsuits, which could let them avoid costs that might otherwise be passed to shoppers.

Who it's for

Manufacturers

Why it scores 5/10 — the receipts

  • Accountability (hurts) Immunity reduces ability to hold manufacturers accountable. Manufacturers are shielded from antitrust lawsuits
  • Rights & Protections (hurts) Protects manufacturers, not consumers. No new consumer rights are added
  • Who Bears the Cost (helps) Costs shift to manufacturers and stewardship org. Annual $200,000 fee paid by stewardship organization
  • Process Transparency (neutral) Requires registration and reporting. Annual registration and reporting requirements
  • Funding Tilt (helps) Funding comes from industry, not taxpayers. Fee is paid by stewardship organization, not the state budget

Follow the money

Pushing for it: Stewardship organization (industry) ($200,000)
Bearing the cost: Unknown

Who's behind it

Democrat-sponsored (0R / 8D)

Read it yourself

IL HB1893 · Illinois Bill Book 2026 · page 9 of 20www.obillerate.com/bill/il-hb1893-945712

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL HB3754 · Money & Damages

Insurers may charge up to $40 for balance requests

INS CD-OUTSTANDING BALANCE · Introduced as of 2025-02-07

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

If you ask your health insurer for a balance, they can charge up to $40 and must give you 7 days to agree on payment before sending debt to a collector

What it means for you

Consumers should watch this bill because it could add a new fee to simple balance requests, but it also forces insurers to give notice and a short negotiation window before turning debts over to collectors.

Who it's for

Insurers

Why it scores 5/10 — the receipts

  • Accountability (helps) Requires insurer notice before collection. Adds a written notice step to hold insurers accountable
  • Rights & Protections (helps) Gives consumers a negotiation window. Provides 7‑day period to agree on payment or request more time
  • Who Bears the Cost (hurts) Allows fee on balance requests. Consumers may have to pay up to $40 for the information
  • Process Transparency (helps) Mandates written communication. Insurers must send a clear written notice with payment terms
  • Funding Tilt (neutral) No new funding changes. Bill does not create or shift public funds

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

IL HB3754 · Illinois Bill Book 2026 · page 10 of 20www.obillerate.com/bill/il-hb3754-963076

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

10 highest-scoring

The best Illinois bills

The other half of the record: bills that would actually help everyday people.

IL HB4338 · Housing & Property

Illinois wants to help condo owners fight rogue HOA boards

CONDO-CI OMBUDSPERSON · Introduced as of 2026-01-07

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill gives condo owners a free way to resolve disputes with their boards and creates a public list of property managers who break the rules.

What it means for you

If you live in a condo or a neighborhood with a homeowner association, you know how hard it is to fight a bad board or property manager. Lawsuits cost a fortune. This bill levels the playing field. It forces board members to take free training so they actually know the rules. Better yet, it lets a state watchdog investigate complaints, demand hidden documents, and offer mediation so you do not have to hire a lawyer to settle a fight. It also creates a public naughty list of property managers who get in trouble. This is a huge win for regular homeowners who just want fair treatment.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Holds property managers and boards accountable.. Creates a public database showing which property managers broke the rules and allows the state to investigate bad boards.
  • Rights & Protections (helps) Protects owners' rights to see records.. Gives a state office the power to compel boards to hand over hidden documents and financial statements.
  • Who Bears the Cost (helps) Saves homeowners money on legal fees.. Offers a free or low-cost mediation program to resolve disputes so owners do not have to pay for expensive lawsuits.
  • Process Transparency (helps) Exposes bad actors to the public.. Makes enforcement actions against property management companies public for anyone to look up.

Follow the money

Pushing for it: Condo and HOA owners
Bearing the cost: Property management companies

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

IL HB4338 · Illinois Bill Book 2026 · page 11 of 20www.obillerate.com/bill/il-hb4338-068374

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL SB2162 · Your Right to Sue

Companies that stall arbitration fees will face you in court

ARBITRATION-VARIOUS · Introduced as of 2025-02-07

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

If a company forces you into arbitration but fails to pay the fees on time, this bill lets you skip their private system and sue them in regular court.

What it means for you

Many companies hide behind forced arbitration clauses to avoid lawsuits. They force you into a private system, and then they stall the process by refusing to pay the private judges. This bill flips the script. If a company drags its feet on paying the fees, they lose their special shield. You get your right to a real courtroom back, and the company gets hit with penalties. It is a massive win for ordinary people trying to hold powerful corporations accountable.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Punishes companies that try to stall justice by withholding fees.. The drafting party is in material breach and waives the right to compel arbitration if fees are 30 days late.
  • Rights & Protections (helps) Restores your right to a jury trial if the company breaks the rules.. Allows the employee or consumer to withdraw the claim and proceed in a court of appropriate jurisdiction.
  • Who Bears the Cost (helps) Shifts the financial burden of delays back onto the rule-breaking company.. Courts must impose sanctions and companies must pay reasonable attorney fees if they breach the agreement.

Follow the money

Pushing for it: Consumers and workers
Bearing the cost: Companies that use forced arbitration

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

IL SB2162 · Illinois Bill Book 2026 · page 12 of 20www.obillerate.com/bill/il-sb2162-961894

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL HB3687 · Housing & Property

Lets local voters decide to cap their own rent

LANDLORD/TENANT-VARIOUS · Introduced as of 2025-02-07

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill lets cities and towns cap how much landlords can raise rent, as long as local voters agree to it.

What it means for you

Right now, Illinois has a strict rule that stops any city from limiting rent prices. This bill would finally change that. It gives power back to local renters and voters. If a town wants to stop massive rent hikes, they can hold a vote and pass their own limits. It also adds new rules to stop landlords from locking people out or punishing them unfairly. Small landlords who live in their own buildings get a pass, but big corporate landlords will have to play by stricter rules if voters demand it.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Rights & Protections (helps) Expands renter rights. Gives local voters the right to pass rent control and adds basic protections against lockouts and retaliation.
  • Accountability (helps) Checks landlord power. Forces landlords to follow stricter rules on security deposits and move-in fees.
  • Who Bears the Cost (helps) Shifts burden to property owners. Allows local laws that would prevent landlords from passing unlimited cost increases onto renters.

Follow the money

Pushing for it: Renters
Bearing the cost: Corporate landlords

Who's behind it

Democrat-sponsored (0R / 11D)

Read it yourself

IL HB3687 · Illinois Bill Book 2026 · page 13 of 20www.obillerate.com/bill/il-hb3687-962149

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL SB2884 · Housing & Property

Lifts the state ban on local rent control

LANDLORD/TENANT-VARIOUS · Introduced as of 2026-01-16

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill lets local voters choose to cap rent prices in their towns and creates new rules to protect renters from unfair fees and lockouts.

What it means for you

Right now, Illinois towns are not allowed to limit how much a landlord can raise your rent. This bill changes that. It lets local voters pass rent control rules to keep housing affordable. It also adds new statewide protections for renters. These include rules for security deposits and stopping illegal lockouts. If you rent your home, this bill gives you and your neighbors the power to fight back against huge rent hikes.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Rights & Protections (helps) Gives communities the right to enact rent control and adds tenant protections.. Amends the Rent Control Preemption Act to allow local rent control via referendum and establishes new rights regarding security deposits and lockouts.
  • Accountability (helps) Holds landlords accountable for retaliatory conduct and illegal lockouts.. Includes specific provisions relating to retaliatory conduct and lockouts.
  • Who Bears the Cost (helps) Aims to reduce the severe cost burden on low-income renters.. Legislative findings explicitly target the rent burden that forces households to spend over 50 percent of their income on rent.

Follow the money

Pushing for it: Renters
Bearing the cost: Landlords

Who's behind it

Democrat-sponsored (0R / 7D)

Read it yourself

IL SB2884 · Illinois Bill Book 2026 · page 14 of 20www.obillerate.com/bill/il-sb2884-084040

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL SB1964 · Housing & Property

Illinois bill bans hidden rental fees and limits what landlords can charge

RES RENTAL FEE FAIRNESS ACT · Introduced as of 2025-02-06

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would stop landlords from charging surprise fees like admin charges, pet fees, and eviction penalties, and forces all costs onto the first page of a lease so tenants know exactly what they're paying upfront.

What it means for you

Renters in Illinois get hammered with hidden fees, for renewing a lease, for contacting the landlord, even for being evicted. This bill says: no more. Every cost must be on page one in plain language, and a bunch of sneaky charges are banned outright. Late fees cap at $25 and only kick in after 7 days. Pet fees disappear. Renewal fees? Gone. The landlord can't force you to hire an agent either. Right now, this is in committee, it's the moment to push it forward because landlords will lobby hard to kill it once the real estate industry wakes up.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Right to transparency and fair terms (helps) Tenants gain clear disclosure of all fees upfront and protection from surprise charges.. All fees must be explicitly on the first page of the lease with itemized descriptions. Tenants are not liable for undisclosed fees.
  • Limits on predatory charges (helps) Bans arbitrary and cumulative fees that trap tenants in debt cycles.. No administrative renewal fees, modification fees, contact fees, eviction penalties, or pet occupancy fees. Late fees capped at $25 and only after 7 days grace.
  • Cost shift to landlords (helps) Landlords absorb costs they previously shifted to tenants; some may pass through higher rent.. Landlords lose revenue from prohibited fees. Security deposits and move fees are capped relative to monthly rent.
  • Process and enforceability (helps) Bill creates clear standards and liability for violation, but enforcement relies on tenant lawsuits and landlord compliance.. Landlord is liable if landlord's agent or any agent publishing the listing violates fee rules. Presumption that agent acts with landlord permission.
  • Home rule preemption (hurts) Bill preempts local ordinances; removes cities' ability to set their own rental standards.. Bill states it preempts home rule, centralizing tenant-protection rules at state level.

Follow the money

Pushing for it: Tenants (through fee elimination and caps)
Bearing the cost: Landlords and real estate agents (through prohibited and capped charges)

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

IL SB1964 · Illinois Bill Book 2026 · page 15 of 20www.obillerate.com/bill/il-sb1964-960729

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL HB1590 · Privacy & Data

Illinois bill lets you sue people who send unwanted dirty pictures

LIABILITY-UNSOLICITED IMAGES · Engrossed as of 2026-04-09

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

If someone sends you explicit images without permission and it upsets you, you could take them to court and make them pay at least $500 plus your lawyer fees.

What it means for you

Right now, if someone floods your phone with unwanted sexually explicit images, your options are limited. This bill gives you a real legal tool: you can sue them and win money. The catch? You have to prove the images would bother a reasonable person and that you didn't ask for them. That's a fair bar. The bill protects internet companies and legitimate services (like health apps) from getting sued just for hosting or moving the material, only the person who knowingly sent it unprompted faces liability. This matters now because online harassment is a real problem, and victims need a way to fight back that isn't just "report and hope." But watch for how courts will define "emotional distress", that language could get stretchy.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Right to sue for unwanted harassment (helps) Creates a new private right of action for victims. Bill establishes that recipients of non-consensual explicit images can sue the sender in court, restoring a direct legal remedy.
  • Minimum damages floor protects low-income victims (helps) $500 minimum covers cases where emotional harm is real but hard to measure in dollars. Plaintiff can recover actual damages or $500, whichever is greater, plus attorney's fees, no victim needs a big bank account to get justice.
  • Emotional distress standard is plaintiff-centered (helps) Reasonable person test accounts for plaintiff's circumstances and knowledge. Court will apply the standard of a person in the plaintiff's shoes with the plaintiff's knowledge, not a hypothetical stranger.
  • Platform and provider immunity is clear (helps) ISPs, apps, and legitimate services are explicitly shielded from liability. Exempts internet providers, mobile data providers, app operators, subscription services, and health care providers, only the actual sender can be sued.
  • Venue is flexible for plaintiffs (helps) Suit can be filed where material was sent from or received. Plaintiff can sue in the jurisdiction where they received the images, avoiding travel and cost barriers.

Follow the money

Pushing for it: Victims of unsolicited explicit images (can recover actual damages or $500, whichever is greater) ($500 minimum per claim plus attorney fees)
Bearing the cost: Individual senders who knowingly transmit non-consensual explicit images

Who's behind it

Democrat-sponsored (0R / 2D)

Read it yourself

IL HB1590 · Illinois Bill Book 2026 · page 16 of 20www.obillerate.com/bill/il-hb1590-936246

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL SB3363 · Housing & Property

Illinois bill forces landlords to show all rental fees upfront

RENTAL FEE TRANSPARENCY · Introduced as of 2026-02-04

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Landlords would have to list every recurring fee (like pet or utility charges) on rental listings and lease pages so renters see the real total cost before signing, and tenants could sue if fees are hidden.

What it means for you

Right now, landlords in Illinois can bury fees deep in leases or spring surprise charges after a tenant moves in, turning a $1,200 rent into $1,500 once you've already committed. This bill says: no more. Every recurring or one-time required fee has to be on the listing and front-and-center on page one of the lease. If it's not there, you don't owe it. The bill also bans landlords from forcing tenants to buy insurance for common-area damage (a sneaky way to shift risk). Most importantly, it lets renters actually sue a landlord who violates these rules and recover real damages plus attorney's fees, so you can afford a lawyer to fight back. This is a rare moment: the bill is just introduced, moving to committee. Now is when tenants and housing advocates can push for passage before landlord lobbyists mobilize.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Right to Sue (helps) Bill explicitly grants tenants the right to bring civil action and recover attorney's fees.. Sec. 45 allows 'any person alleging a violation' to sue for 'actual damages, injunctive relief, and attorney's fees and costs,' making it affordable for renters to enforce their rights in court.
  • Cost Shift Away From Tenants (helps) Tenants are explicitly not liable for undisclosed fees; cost remains with landlord or is prohibited entirely.. Sec. 35(a) and (b) state if fees are not explicitly disclosed on the first page, 'the tenant is not liable for the fee.' Sec. 40 bans common-area insurance requirements, eliminating a cost landlords previously shifted.
  • Process Transparency (helps) Requires 'clear and conspicuous' disclosure of all recurring and one-time fees on listing and lease front page.. Sec. 35 mandates fees appear 'on the real estate listing or an accompanying link to a website' and 'on the first page of the lease agreement in a clear and conspicuous manner as part of the total cost of rent.'
  • Accountability (helps) Landlords face financial and legal consequences for hiding fees.. Tenants can recover actual damages and attorney's fees, creating a direct financial incentive for landlords to comply and disclose upfront rather than litigate.
  • Consumer Protection (helps) Bill directly addresses predatory rental fee practices that catch renters by surprise.. Prohibition on undisclosed fees and required upfront listing reduce deceptive practices common in rental markets.

Follow the money

Pushing for it: Tenants and renters (recover actual damages and attorney's fees in lawsuits)
Bearing the cost: Landlords who hide or charge undisclosed fees; those who require tenant-paid common-area insurance

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

IL SB3363 · Illinois Bill Book 2026 · page 17 of 20www.obillerate.com/bill/il-sb3363-107676

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL HB5785 · Money & Damages

Local tax surplus limits force refunds to Illinois taxpayers

LOCAL GOV SURPLUS FUNDS ACT · Introduced as of 2026-05-20

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would stop local districts from keeping more than double last year's tax money and would give any extra cash back to taxpayers.

What it means for you

If passed, Illinois residents could see money they overpaid in taxes returned each quarter, reducing waste and keeping local governments from hoarding cash.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Accountability (helps) Adds clear rule on surplus cash handling. Districts must track cash limits and issue refunds
  • Rights & Protections (helps) Protects taxpayers' right to get excess money back. Refunds are based on each taxpayer's share of the prior levy
  • Who Bears the Cost (helps) Cost of excess cash stays with the taxing district. Taxpayers receive refunds rather than bearing the loss
  • Process Transparency (neutral) No major change to transparency. Bill sets a limit but does not require new reporting
  • Funding Tilt (neutral) No specific funding shift identified. No direct benefit to any industry or business

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

IL HB5785 · Illinois Bill Book 2026 · page 18 of 20www.obillerate.com/bill/il-hb5785-150991

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL HB0062 · Consumer Protection

Illinois bill forces clear price tags on all fees

CONSUMER FRAUD-FEE DISCLOSURE · Introduced as of 2025-01-09

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The Junk Fee Ban Act would make stores and restaurants show the total price, including all fees, so shoppers know exactly what they will pay.

What it means for you

Consumers would stop being surprised by hidden charges, while businesses would have to be more honest and may face penalties if they hide fees, so the bill protects everyday shoppers now as it moves through committees.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Accountability (helps) adds penalties for hidden fees. businesses can be sued for violating disclosure rules
  • Rights & Protections (helps) gives shoppers clear price info. requires total price display before purchase
  • Who Bears the Cost (helps) cost falls on businesses. businesses must change advertising and may pay fines
  • Process Transparency (neutral) bill text is clear. defines terms and disclosure methods
  • Funding Tilt (neutral) no new funding. does not allocate money

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

IL HB0062 · Illinois Bill Book 2026 · page 19 of 20www.obillerate.com/bill/il-hb0062-907024

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

IL HB1171 · Healthcare & Insurance

Drug rebate rule forces insurers to lower copays for patients

INS-COST SHARING/DRUG REBATES · Introduced as of 2025-01-09

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would make insurers pass drug rebates to you, cutting your out‑of‑pocket cost for each prescription.

What it means for you

Right now the bill is just a proposal, but if it passes you could see lower copays on your prescriptions. Insurers would have to use the rebates they get from drug makers to lower what you pay at the pharmacy. This could save families money and make medicines more affordable.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Accountability (neutral) No new oversight body, but insurers must follow rebate rule. Insurers must apply rebates to cost sharing as required.
  • Rights & Protections (helps) Strengthens consumer right to lower out‑of‑pocket cost. Mandates passing rebates to patients at point of sale.
  • Who Bears the Cost (helps) Shifts rebate benefit to consumers, reducing their cost. Consumers pay less; excess rebates lower premiums.
  • Process Transparency (neutral) Rules may be adopted by Dept of Insurance, but no major transparency change. Implementation left to regulator.
  • Funding Tilt (neutral) No new funding or tax changes. Bill does not create new spending.

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

IL HB1171 · Illinois Bill Book 2026 · page 20 of 20www.obillerate.com/bill/il-hb1171-907190

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

Index by bill number

  • HB0062 8/10 · Illinois bill forces clear price tags on all fees
  • HB1113 3/10 · Illinois bill gives school chaplains limited lawsuit immunity
  • HB1171 8/10 · Drug rebate rule forces insurers to lower copays for patients
  • HB1590 8/10 · Illinois bill lets you sue people who send unwanted dirty pictures
  • HB1893 5/10 · Manufacturers must fund hazardous waste program, get antitrust immunity
  • HB3232 3/10 · Tribal police can act on tribe land and beyond
  • HB3687 9/10 · Lets local voters decide to cap their own rent
  • HB3754 5/10 · Insurers may charge up to $40 for balance requests
  • HB4338 9/10 · Illinois wants to help condo owners fight rogue HOA boards
  • HB4840 4/10 · Cities want immunity from your electric scooter crashes
  • HB5275 4/10 · Illinois bill bans drones from filming emergency response scenes
  • HB5785 8/10 · Local tax surplus limits force refunds to Illinois taxpayers
  • SB1696 3/10 · Child welfare agencies get two-year immunity from lawsuits
  • SB1796 3/10 · Illinois bill lets agencies charge for police body-camera footage
  • SB1964 8/10 · Illinois bill bans hidden rental fees and limits what landlords can charge
  • SB2162 9/10 · Companies that stall arbitration fees will face you in court
  • SB2884 9/10 · Lifts the state ban on local rent control
  • SB3363 8/10 · Illinois bill forces landlords to show all rental fees upfront
  • SB3741 4/10 · Newborn screening fees could rise by $45 starting 2026
  • SB3930 4/10 · New rules let police seize drones and ban filming

Illinois Bill Book 2026 · data as of 2026-09-11 · www.obillerate.com/library/2026/il