Skip to content

Use your browser's Print → Save as PDF to keep a copy. Every page links back to the live bill.

← Back to the edition
Obillerate · Watchdog

Kentucky Bill Book

2026

The Kentucky bills that matter most, scored 1–10 on who they really help — with the receipts. One bill per page. Free to read, print and share.

42 bills scored · data as of 2026-07-28

How to read this book

The score.Every bill gets a 1–10 on one question: does it help or hurt everyday people? 1 hurts, 10 helps, 5–6 is mixed. The score is our editorial judgement — so every page shows the reasoning behind it, factor by factor. That section is the “receipts”, and it is the part no other bill list gives you.

How bills were chosen. Ranked, not cherry-picked. This edition prints the 10 lowest-scoring and 10 highest-scoring of the 42 bills we have fully analysed for Kentucky. A bill only qualifies if it passed our verification step, has a recorded official status, and has its reasoning attached. Thin entries are left out rather than padded.

Lowest-scoring is not the same as evil. Only 143 bills in the entire country score 3 or below, so in most states the bottom of the list includes bills that are simply mixed. We label each one for what it is instead of inflating it.

These are proposals, not law — unless the status line says otherwise. Bills move constantly; each page shows the status we recorded on 2026-07-28 and links to the live version.

Bill data from LegiScan (CC BY 4.0), Congress.gov and OpenStates. Analysis and scoring are Obillerate's own. Editorial opinion, not legal advice — always read the official text before acting. Spot an error? www.obillerate.com/corrections

10 lowest-scoring

The worst Kentucky bills

Ranked from the lowest score up. These are the ones most likely to cost you money, rights or recourse.

KY HB91 · Healthcare & Insurance

Out‑of‑state insurers could dodge Kentucky insurance rules

AN ACT relating to health insurance coverage by out-of-state insurers. · Introduced as of 2026-01-07

2/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would let insurers from other states skip Kentucky insurance rules and taxes, which could lower consumer protections and cost the state money.

What it means for you

If passed, Kentucky residents could see fewer protections on their health plans and the state could lose tax revenue, while out‑of‑state insurers get a cheaper way to sell policies.

Who it's for

Insurers

Why it scores 2/10 — the receipts

  • Accountability (hurts) Insurers not held to state insurance regulations. Exempting out‑of‑state insurers reduces oversight and accountability.
  • Rights & Protections (hurts) Consumer protections weakened. Skipping state insurance rules may lower safeguards for policyholders.
  • Who Bears the Cost (hurts) Tax revenue lost to state. State loses taxes and fees that would otherwise help fund public services.
  • Process Transparency (neutral) Early stage bill. The bill is just introduced; details are limited.
  • Funding Tilt (hurts) Reduces state funding. Exempting taxes shifts financial burden away from insurers toward taxpayers.

Who's behind it

Republican-sponsored (2R / 0D)

Read it yourself

KY HB91 · Kentucky Bill Book 2026 · page 1 of 20www.obillerate.com/bill/ky-hb91-067510

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB624 · Immunity & Accountability

Police can enter empty homes without fear of lawsuits

AN ACT relating to vacant and abandoned property. · Introduced as of 2026-02-11

2/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would let police go into vacant houses and kick out people without being sued, even if they make a mistake.

What it means for you

If this passes, people living in empty homes could be forced out and have no chance to sue the police, while owners get quicker control of their property.

Who it's for

Government Power

Why it scores 2/10 — the receipts

  • Accountability (hurts) Officer immunity reduces ability to hold police accountable.. Criminal and civil immunity shields officers from lawsuits.
  • Rights & Protections (hurts) Reduces occupants' right to challenge unlawful entry.. No civil remedy for people unlawfully removed.
  • Who Bears the Cost (hurts) Costs of wrongful removal fall on individuals, not the state.. Victims cannot sue for damages.
  • Process Transparency (neutral) Bill does not add new reporting or oversight.. No specific transparency measures included.
  • Funding Tilt (neutral) No funding changes are mentioned.. Bill contains no budget provisions.

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

KY HB624 · Kentucky Bill Book 2026 · page 2 of 20www.obillerate.com/bill/ky-hb624-114559

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB423 · Immunity & Accountability

Racing tracks get immunity from neighbor lawsuits under emergency bill

AN ACT relating to motorsports racing facilities and declaring an emergency. · Introduced as of 2026-01-16

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Racing facilities could not be sued for noise or other problems if they were built before nearby land was bought or built on.

What it means for you

Neighbors of a race track would lose the chance to sue if the track was there first. That means any noise, traffic, or other trouble stays with them. The bill helps track owners, not everyday people.

Who it's for

Motorsports racing facilities

Why it scores 3/10 — the receipts

  • Accountability (hurts) Immunity reduces accountability for track owners. Track owners cannot be sued for nuisance, limiting oversight.
  • Rights & Protections (hurts) Removes right to sue. Nearby property owners lose the ability to take legal action.
  • Who Bears the Cost (hurts) Costs shift to neighbors. Neighbors must absorb noise and traffic impacts without compensation.
  • Process Transparency (neutral) No new transparency measures. Bill does not require public reporting or oversight.
  • Funding Tilt (neutral) No funding changes. Bill does not allocate or shift money.

Follow the money

Pushing for it: Motorsports racing facilities
Bearing the cost: Nearby property owners

Who's behind it

Republican-sponsored (4R / 0D)

Read it yourself

KY HB423 · Kentucky Bill Book 2026 · page 3 of 20www.obillerate.com/bill/ky-hb423-084380

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB530 · Housing & Property

Permit delays end as Kentucky speeds up approvals

AN ACT relating to permits. · Introduced as of 2026-01-30

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would force agencies to decide permits in 60 days or automatically approve them, and let applicants sue for fees if denied unfairly.

What it means for you

If passed, developers could get projects moving faster and avoid costly delays, while neighbors lose a chance to challenge permits unless they own nearby land.

Who it's for

Construction

Why it scores 3/10 — the receipts

  • Accountability (neutral) Adds some accountability but grants immunity. Requires timely decisions and fee awards, but authority immunity reduces accountability.
  • Rights & Protections (hurts) Limits who can challenge permits. Only adjacent property owners with concrete harm can sue.
  • Who Bears the Cost (neutral) Costs shift depending on outcome. Authority pays fees when losing, applicant may pay fees if challenge fails.
  • Process Transparency (helps) Sets clear timelines. Mandates info on requirements and quick reviews.
  • Funding Tilt (neutral) No new funding. No budget changes mentioned.

Who's behind it

Republican-sponsored (5R / 0D)

Read it yourself

KY HB530 · Kentucky Bill Book 2026 · page 4 of 20www.obillerate.com/bill/ky-hb530-103047

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB543 · Your Right to Sue

Kentucky bill lets patients try experimental drugs, limits lawsuits

AN ACT relating to the use of experimental treatments for life-threatening or severely debilitating illness. · Introduced as of 2026-02-03

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Kentucky would let patients get experimental treatments but could force them to pay and stop them from suing manufacturers.

What it means for you

The bill could give sick people a new hope, yet it may leave them with huge bills and no legal recourse if things go wrong, so voters should watch it closely.

Who it's for

Manufacturers

Why it scores 5/10 — the receipts

  • Accountability (hurts) Manufacturers gain broad protection from lawsuits.. The bill prohibits private actions against manufacturers that exercised reasonable care.
  • Rights & Protections (hurts) Reduces patient ability to sue for harms.. It bars lawsuits and limits licensing board actions against providers.
  • Who Bears the Cost (hurts) Costs shift to patients.. Manufacturers may require patients to pay for the investigational treatment.
  • Process Transparency (neutral) No clear changes to transparency.. The bill adds definitions but does not require public reporting.
  • Funding Tilt (neutral) No new funding provisions.. The text does not allocate money or create funding mechanisms.

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

KY HB543 · Kentucky Bill Book 2026 · page 5 of 20www.obillerate.com/bill/ky-hb543-106485

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB98 · Healthcare & Insurance

Kentucky retirees get higher health subsidies, workers pay more

AN ACT relating to retiree health provisions of the Kentucky Retirement Systems. · Introduced as of 2026-01-07

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would raise monthly health subsidies for retired state employees, but would also raise current workers' contributions to fund those benefits.

What it means for you

Retirees would see more help with medical costs, but the extra money would come from today's workers, so families may feel higher payroll cuts while hoping for better retirement care.

Who it's for

Everyday People

Why it scores 5/10 — the receipts

  • Accountability (neutral) neutral. Bill does not change oversight mechanisms.
  • Rights & Protections (helps) positive. Increases health subsidies for retirees.
  • Who Bears the Cost (hurts) negative. Raises employee contribution to 2% of pay.
  • Process Transparency (neutral) neutral. No new reporting requirements.
  • Funding Tilt (hurts) negative. Costs shift to current workers via higher contributions.

Who's behind it

Bipartisan sponsorship (5R / 2D)

Read it yourself

KY HB98 · Kentucky Bill Book 2026 · page 6 of 20www.obillerate.com/bill/ky-hb98-067823

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB9 · Consumer Protection

New Fees For Liquor Sales

AN ACT relating to regulated substances and declaring an emergency. · Engrossed as of 2026-03-11

6/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Adds fees to liquor and cannabis sales

What it means for you

This bill would change how liquor and cannabis sales are regulated and taxed in Kentucky, which could affect prices and availability for consumers, so it's a good time to weigh in on the proposal

Who it's for

Alcoholic Beverage Retailers

Why it scores 6/10 — the receipts

  • Accountability (neutral) The bill establishes procedures and duties for retailers. Retailers must follow new regulations
  • Rights & Protections (hurts) The bill limits licensee discipline to only the specific license in question. Limited discipline for licensees
  • Who Bears the Cost (helps) The bill imposes state wholesale regulatory license fees on alcoholic beverages and cannabis-infused beverages. New fees for businesses

Follow the money

Pushing for it: State government
Bearing the cost: Consumers and businesses

Who's behind it

Republican-sponsored (3R / 0D)

How they voted

House · 2026-03-10 passed
Yes 59R/4D · No 18R/13D

Read it yourself

KY HB9 · Kentucky Bill Book 2026 · page 7 of 20www.obillerate.com/bill/ky-hb9-129392

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB219 · Healthcare & Insurance

Kentucky boosts retiree health subsidies, raises employee contributions

AN ACT relating to retiree health provisions of the Kentucky Retirement Systems. · Introduced as of 2026-01-07

6/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Kentucky would give retirees bigger monthly health subsidies but make current workers pay a higher share of the cost.

What it means for you

Retirees would see more help paying health bills, which can ease their finances. But the extra money comes from workers’ paychecks, so everyday employees will see a small deduction. The bill is moving now, so citizens can speak up before it reaches a vote.

Who it's for

Everyday People

Why it scores 6/10 — the receipts

  • Accountability (helps) oversight board review. Public Pension Oversight Board to continue reviewing actuarial data
  • Rights & Protections (helps) higher health subsidies. Retirees receive larger monthly health subsidies
  • Who Bears the Cost (hurts) employee contribution increase. Workers pay higher 2% contribution to fund retiree subsidies
  • Process Transparency (neutral) technical amendments. Bill makes technical changes to align with policy
  • Funding Tilt (hurts) cost shift to employees. Funding for retiree health comes from increased employee contributions

Who's behind it

Republican-sponsored (2R / 0D)

Read it yourself

KY HB219 · Kentucky Bill Book 2026 · page 8 of 20www.obillerate.com/bill/ky-hb219-067831

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB63 · Privacy & Data

New rules for fake videos

AN ACT relating to privacy protection. · Introduced as of 2026-01-07

7/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make it against the law to share fake videos of people without their permission and set a time limit to take action.

What it means for you

This bill aims to protect people from having fake videos of them spread online. It would create new rules about sharing these 'deep fakes' and set penalties for breaking them. It also sets a deadline for people to take legal action if their image is used without permission. This is important because fake videos can harm someone's reputation and cause distress. The bill is still early in the process, so now is the time for people to let their lawmakers know if they support these protections.

Who it's for

Everyday People

Why it scores 7/10 — the receipts

  • Accountability (helps) Creates new accountability for those who create and spread deep fakes.. This bill establishes criminal penalties and a civil statute of limitations for the unlawful dissemination of deep fakes, thereby creating a new avenue for accountability.
  • Rights & Protections (helps) Adds protections against the misuse of a person's likeness.. The bill creates limitations on the dissemination of deep fakes, aiming to protect individuals from the unauthorized and potentially harmful use of their likeness.
  • Who Bears the Cost (neutral) Costs associated with enforcement and potential legal action.. The bill outlines criminal penalties and civil statutes of limitations, implying potential costs for enforcement by the state and legal costs for individuals involved in lawsuits.
  • Process Transparency (neutral) Standard legislative process.. The bill has been introduced and referred to a committee, following a standard legislative process for review and potential amendment.
  • Funding Tilt (neutral) No specific funding mentioned.. The provided text does not detail any specific funding mechanisms or allocations related to the implementation or enforcement of this bill.

Who's behind it

Republican-sponsored (10R / 1D)

Read it yourself

KY HB63 · Kentucky Bill Book 2026 · page 9 of 20www.obillerate.com/bill/ky-hb63-067975

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB394 · Immunity & Accountability

Tax dollars can't fund political lobbying, citizens can sue

AN ACT relating to prohibited uses of tax dollars. · Introduced as of 2026-01-15

7/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

People could sue the government if tax money is used to push or oppose ballot measures, and officials could lose jobs for ten years.

What it means for you

The bill would let taxpayers hold officials accountable for misusing public money on politics, protecting fair elections and deterring corrupt lobbying, but it could also chill government communication.

Who it's for

Everyday People

Why it scores 7/10 — the receipts

  • Accountability (helps) adds civil liability. creates cause of action for misuse of tax dollars
  • Rights & Protections (helps) gives citizens right to sue. allows class actions and damages per violation
  • Who Bears the Cost (helps) shifts cost to officials. bars liable persons from public positions for ten years
  • Process Transparency (neutral) sets filing limits and venue. establishes time limit and appropriate court
  • Funding Tilt (neutral) no new spending. does not allocate money

Who's behind it

Republican-sponsored (12R / 0D)

Read it yourself

KY HB394 · Kentucky Bill Book 2026 · page 10 of 20www.obillerate.com/bill/ky-hb394-083322

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

10 highest-scoring

The best Kentucky bills

The other half of the record: bills that would actually help everyday people.

KY HB319 · Housing & Property

Kentucky tenants could sue landlords for unmade repairs

AN ACT relating to landlords and tenants. · Introduced as of 2026-01-12

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would let renters sue landlords who don't fix serious housing problems, making landlords fix things or pay up.

What it means for you

This bill is a big win for renters. Right now, it can be hard to make landlords fix broken things, even when they are supposed to. This bill would give you a clear way to take your landlord to court if they get a ticket for a housing problem and don't fix it in 90 days. It means landlords would have to take housing problems more seriously. If this bill passes, it would make sure landlords are held responsible for keeping homes safe and livable. You should pay attention to this bill because it could give you more power as a renter.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Landlords would be more accountable for fixing housing code violations.. Creates a civil cause of action for a tenant against a landlord who receives a citation for a violation of a local housing code and does not remedy the violation within 90 days.
  • Rights & Protections (helps) Tenants would gain a new right to sue for unmade repairs.. Establishes a civil cause of action for a tenant against a landlord for housing code violations and specifies recoverable damages.
  • Who Bears the Cost (helps) Landlords would bear the cost of repairs or damages if they fail to fix issues.. Specifies recoverable damages for tenants and provides that the landlord may refund rent if the cost of repair exceeds 12 months' rent.
  • Process Transparency (neutral) The bill establishes clear procedures for lawsuits and rent payments.. Establishes procedure for determining cost of repair, specifies recoverable damages, and establishes procedure for maintaining a forcible detainer action during the pendency of the tenant's civil action.
  • Funding Tilt (neutral) No direct funding changes, but shifts financial risk for non-compliance to landlords.. The bill does not include specific funding provisions, but outlines financial consequences for landlords who do not remedy housing code violations.

Follow the money

Pushing for it: Tenants (through damages or forced repairs)
Bearing the cost: Landlords (through repair costs or damages paid)

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

KY HB319 · Kentucky Bill Book 2026 · page 11 of 20www.obillerate.com/bill/ky-hb319-071855

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB937 · Housing & Property

Local towns get more say over big tech buildings

AN ACT relating to high intensity technological infrastructure. · Introduced as of 2026-03-04

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would let local towns have more control over where big tech buildings are built, making sure neighbors know what's happening and get benefits.

What it means for you

This bill is a big win for local communities. It would give towns more power to decide where huge tech buildings, like data centers, can be placed. It means these big projects would have to tell everyone what they plan to do and offer benefits to the community. Right now, it can be hard for regular people to have a say when big companies want to build something huge nearby. This bill would make sure communities get public notice, impact reports, and a chance to make sure these projects fit in. Some might say these rules make it harder or more costly to build, but the bill aims to balance growth with protecting local neighborhoods. Since it's still moving, now is the time to tell your lawmakers if you think local voices should be heard.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Increases accountability. Requires disclosure of project owners/operators, community impact reports, and site review plans.
  • Rights & Protections (helps) Strengthens local control and community rights. Prevents state preemption of stricter local rules, requires public notice, and consideration of mitigation conditions.
  • Who Bears the Cost (helps) Shifts some costs/benefits to developers. Establishes minimum requirements for community benefits packages, meaning developers would contribute to the community.
  • Process Transparency (helps) Boosts transparency. Mandates public notice, disclosure of owners, and detailed reports for HITI projects.
  • Funding Tilt (helps) Tilts funding towards communities. Community benefits packages would provide resources or value to local communities from developers.

Follow the money

Pushing for it: Local communities and residents
Bearing the cost: High intensity technological infrastructure project owners and operators

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

KY HB937 · Kentucky Bill Book 2026 · page 12 of 20www.obillerate.com/bill/ky-hb937-129121

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB18 · Criminal Justice

Kentucky bill makes gun owners report lost or stolen guns

AN ACT relating to the safe ownership of firearms. · Introduced as of 2026-01-06

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make gun owners report lost or stolen guns and could make them pay if those guns hurt someone, helping keep communities safer.

What it means for you

This bill would make gun owners tell the police if their guns or bullets go missing. If they do not report it and that gun hurts someone, the owner could have to pay. It would also make people who give guns to kids pay if those kids hurt someone with the gun. This could help keep guns out of the wrong hands and make our neighborhoods safer. But some people might say it puts too many rules on gun owners. Now is the time to speak up while lawmakers are still thinking about this bill.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Increases responsibility for gun owners.. The bill would make gun owners report lost or stolen firearms and ammunition, and creates civil liability for failing to report or for furnishing a firearm to a minor who causes injury or death.
  • Rights & Protections (helps) Boosts public safety and victim recourse.. It would create new ways for people to sue if they are hurt by a lost, stolen, or improperly furnished firearm, offering a path to justice.
  • Who Bears the Cost (hurts) Negligent owners could pay.. Civil liability would mean that gun owners who fail to report a lost or stolen firearm, or who furnish a firearm to a minor, could be made to pay for injuries or deaths caused by those firearms.
  • Process Transparency (neutral) Standard process.. The bill is currently in the early stages of the legislative process, with no unusual procedural aspects noted.
  • Funding Tilt (neutral) No direct funding changes.. The bill primarily establishes civil liabilities and reporting requirements, with no specific funding allocations or shifts mentioned.

Follow the money

Pushing for it: Victims of gun violence
Bearing the cost: Gun owners who fail to report lost/stolen firearms or furnish firearms to minors

Who's behind it

Democrat-sponsored (0R / 4D)

Read it yourself

KY HB18 · Kentucky Bill Book 2026 · page 13 of 20www.obillerate.com/bill/ky-hb18-066273

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB227 · Privacy & Data

Kentucky kids' online safety: parents can sue

AN ACT relating to addictive online platforms. · Engrossed as of 2026-03-10

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make online platforms protect kids from harmful features and let parents take companies to court if they don't.

What it means for you

This bill is a big win for parents and kids. It would make online companies like social media and AI companion apps take real steps to keep kids safe. This means better age checks and needing a parent's OK for kids to have accounts. If companies don't follow these rules, parents would be able to sue them. This is important because it gives regular people power to make sure big companies protect children online. It also lets the state's Attorney General step in to enforce these rules. This bill is still moving through the legislature, so now is the time to pay attention.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Increases accountability for online platforms.. Creates a private right of action for violations, allowing individuals to sue online platforms that do not comply with the new protections for minors.
  • Rights & Protections (helps) Enhances protections for minors.. Establishes requirements to protect minors from AI companion platforms and social media platforms using addictive features and predatory data collection.
  • Who Bears the Cost (neutral) Costs primarily borne by platforms.. The bill's requirements would place the burden of implementing new protections and age verification on AI companion platforms and social media platforms.
  • Process Transparency (neutral) No specific provisions mentioned.. The official text does not detail any specific provisions related to process transparency for the public.
  • Funding Tilt (neutral) No funding details provided.. The bill does not mention specific funding allocations or financial tilts.

Follow the money

Pushing for it: Kids and parents seeking damages for violations
Bearing the cost: AI companion platforms and social media platforms

Who's behind it

Republican-sponsored (25R / 3D)

How they voted

House · 2026-03-09 passed
Yes 76R/20D · No 0R/0D

Read it yourself

KY HB227 · Kentucky Bill Book 2026 · page 14 of 20www.obillerate.com/bill/ky-hb227-067737

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB201 · Housing & Property

Kentucky bill stops computer programs from setting your rent

AN ACT relating to the use of algorithmic devices in setting the amount of rent to be charged to a residential tenant. · Introduced as of 2026-01-07

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would stop landlords from using computer programs to set your rent, making it fairer for you.

What it means for you

This bill would protect renters from potentially unfair rent increases driven by computer programs. These programs can make rents go up quickly, making it harder for people to afford their homes. If this bill passes, landlords would have to set rents in a different way, which could lead to more stable and reasonable prices. Some might say these programs help landlords set fair market prices and make things more efficient. But for regular people, it means less worry about a computer deciding how much they pay for a roof over their head.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Landlords would be more accountable for rent prices.. The bill prohibits algorithmic rent setting, placing the decision-making back with landlords, making them directly responsible for rent amounts.
  • Rights & Protections (helps) Tenants gain protection from algorithmic pricing.. By banning algorithmic devices for rent setting, the bill protects residential tenants from potentially unfair or rapidly increasing rents driven by automated systems, treating such use as a violation of consumer protection.
  • Who Bears the Cost (helps) Tenants benefit from more stable rent setting.. Tenants would likely benefit from more stable and predictable rent increases, while landlords might incur costs related to manual rent assessment or reduced efficiency from automated systems.
  • Process Transparency (helps) Rent setting becomes more transparent.. Removing algorithmic devices from rent calculation would make the process more transparent, as landlords would need to justify rent amounts based on human-understandable factors.
  • Funding Tilt (neutral) No direct funding impact.. The bill does not directly involve state funding or appropriations.

Follow the money

Pushing for it: Residential tenants (potential savings from fairer rent)
Bearing the cost: Landlords (potential loss of efficiency or profit from automated rent setting)

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

KY HB201 · Kentucky Bill Book 2026 · page 15 of 20www.obillerate.com/bill/ky-hb201-067520

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB228 · Housing & Property

Kentucky renters could get up to $1,000 back on taxes

AN ACT relating to a tax credit for renters. · Introduced as of 2026-01-07

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would give Kentucky renters money back on their taxes, up to $1,000 each year, helping them save on housing costs.

What it means for you

This bill is a good idea for renters because it would help them keep more of their money. Rent can be very expensive, and getting some money back from the state could make a big difference for families. It's important for people who rent to tell their lawmakers they like this idea while the bill is still being discussed.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (neutral) No direct impact on public accountability.. The bill focuses on financial relief for renters, not on government or corporate accountability.
  • Rights & Protections (helps) Helps protect renters' financial well-being.. By offering a tax credit, the bill would ease the financial burden of rent, which is a basic need.
  • Who Bears the Cost (helps) State government would pay, helping renters.. The cost of the tax credit would be covered by state tax revenue, directly benefiting individual renters.
  • Process Transparency (neutral) No direct impact on how open government is.. The bill's text does not address government transparency or public access to information.
  • Funding Tilt (helps) Tilts state money towards helping renters.. The refundable tax credit would direct state funds to support renters with their housing expenses.

Follow the money

Pushing for it: Kentucky renters (Up to $1,000 per renter)
Bearing the cost: Kentucky state government (tax revenue)

Who's behind it

Democrat-sponsored (0R / 13D)

Read it yourself

KY HB228 · Kentucky Bill Book 2026 · page 16 of 20www.obillerate.com/bill/ky-hb228-067714

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB285 · Housing & Property

Disabled Kentucky veterans could get a big property tax break

AN ACT relating to a property tax homestead exemption for disabled veterans. · Introduced as of 2026-01-09

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would help disabled veterans pay less in property taxes on their homes, saving them money each year.

What it means for you

This bill would give a big tax break to Kentucky veterans who have a 50% or more service-connected disability. It would lower the value of their home that gets taxed by up to $100,000. This means they would pay less money in property taxes to the state, county, and city. This help would also continue for their spouse if the veteran passes away. This bill is a good way to support those who served our country and have disabilities. It is still new and moving through the legislature, so now is the time to show support.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Rights & Protections (helps) Helps protect financial well-being. This bill would provide a property tax exemption for disabled veterans, reducing their financial burden and helping them keep their homes.
  • Who Bears the Cost (hurts) Reduced tax revenue for local governments. The exemption would reduce property tax revenue for state, county, city, and special districts, meaning less money for public services unless other revenue sources are found.
  • Funding Tilt (helps) Direct financial benefit for disabled veterans. This bill would directly shift financial resources to disabled veterans by reducing their property tax obligations.

Follow the money

Pushing for it: Disabled veterans (50% or more service-connected disability) and their surviving spouses (Up to $100,000)
Bearing the cost: State, county, city, and special districts (governments)

Who's behind it

Bipartisan sponsorship (4R / 1D)

Read it yourself

KY HB285 · Kentucky Bill Book 2026 · page 17 of 20www.obillerate.com/bill/ky-hb285-069774

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB632 · Privacy & Data

Kentucky bill makes app stores verify kids' ages and get parent OK

AN ACT relating to online protections for minors. · Introduced as of 2026-02-12

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make app stores and developers check kids' ages and get parent permission, so parents can better protect their children online.

What it means for you

This bill would give parents more power to protect their kids online. It would make big app stores and the people who make apps check how old users are and get a parent's 'yes' before a child can make an account. If companies don't follow these rules, parents would have the right to take them to court. Some might say these rules are too much work for app makers and could make it harder for kids to use apps. But supporters believe it's a fair way to keep kids safer from things they shouldn't see or do online. This is your chance to speak up while the bill is still being discussed.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Companies would be held responsible for protecting minors.. App stores and developers would be held responsible for verifying ages and getting parental consent, and parents could sue if rules are broken.
  • Rights & Protections (helps) Minors' online privacy and safety would be enhanced.. Minors would have more protection online through required age checks and parental consent for their accounts.
  • Who Bears the Cost (hurts) App stores and developers would incur costs for compliance.. App store providers and developers would have to pay to create and run systems for age verification and parental consent.
  • Process Transparency (helps) The Attorney General's Office would establish clear standards.. The Attorney General's Office would set clear standards for how age verification must be done.
  • Funding Tilt (neutral) No specific funding changes are mentioned.. No specific funding changes or allocations are mentioned in the bill's summary.

Follow the money

Pushing for it: Parents and minors (through protection and right to sue)
Bearing the cost: App store providers and developers

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

KY HB632 · Kentucky Bill Book 2026 · page 18 of 20www.obillerate.com/bill/ky-hb632-115942

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB633 · Privacy & Data

Kentucky bill protects kids from online tricks

AN ACT relating to data privacy. · Introduced as of 2026-02-12

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make online services keep kids' private information safer and stop tricky ads from reaching them.

What it means for you

This bill is good for kids. It would make sure that online games and apps protect kids' private information. It would stop companies from using tricky ways to get kids to buy things or share too much. Some companies might say it is too hard or costly to change their apps. But protecting kids online is very important. You can tell your lawmakers if you think this bill should pass.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Companies would be more responsible for kids' data. The bill would require online services to set privacy defaults high and prevent certain practices for minors, increasing their accountability.
  • Rights & Protections (helps) Kids' privacy rights would be stronger. The bill would give covered minors and parents tools to protect against profiling, targeted advertising, and dark patterns.
  • Who Bears the Cost (hurts) Online companies would pay to change their systems. Covered online services would need to reconfigure default privacy settings and implement new protections, incurring costs.
  • Process Transparency (neutral) No information on transparency changes. The bill text does not address changes to process transparency.
  • Funding Tilt (neutral) No specific funding mentioned. The bill does not specify any new funding or appropriations.

Follow the money

Pushing for it: Kentucky kids and their parents
Bearing the cost: Covered online services

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

KY HB633 · Kentucky Bill Book 2026 · page 19 of 20www.obillerate.com/bill/ky-hb633-115993

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

KY HB23 · Privacy & Data

Kentucky bill shields women seeking abortion care out of state

AN ACT relating to reproductive health care. · Introduced as of 2026-01-06

8/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would let women and anyone helping them travel for abortion care do so without fear Kentucky's government could punish them, and would let women sue the state if it tries.

What it means for you

Right now, Kentucky has some of the strictest abortion bans in the country. This bill says the state can't prosecute or come after women or their doctors, friends, or family members who help them get abortion care in another state where it's legal. It also waives the state's legal immunity, meaning women could actually sue Kentucky if officials violate their privacy or try to stop them. That's huge, because normally states have broad shields against lawsuits. The bill is in Judiciary now, so this is the moment for people who believe women should have control over their own reproductive choices to make noise. It's also a moment for those who believe abortion should be restricted to weigh in on the other side. Either way, the clock is ticking before this moves to a floor vote.

Who it's for

Everyday People

Why it scores 8/10 — the receipts

  • Right to Reproductive Privacy Restored (helps) Affirmative protection for women seeking care outside state. Bill explicitly establishes privacy protections for women seeking reproductive health care outside Kentucky and protects anyone assisting them.
  • Waiver of Sovereign Immunity (helps) Removes state's legal shield, enables private lawsuits. Official summary states the bill waives sovereign immunity protections of the Commonwealth, allowing women to sue the state for violations.
  • Cost Shift to State (If Enforced) (helps) State litigation exposure increases. Waiving sovereign immunity exposes Kentucky to litigation costs and potential damages if women prove privacy violations.
  • Enforcement & Process Clarity (neutral) Bill text does not specify exact enforcement mechanism or damages cap. Official summary mentions a civil cause of action but does not detail how damages are calculated or capped, leaving enforcement mechanics unclear.
  • Preemption of Local Restrictions (helps) Creates statewide floor for privacy, blocks more aggressive local enforcement. New statewide privacy framework would prevent local prosecutors from independently pursuing cases against women or helpers.

Follow the money

Pushing for it: Women seeking reproductive health care and anyone assisting them
Bearing the cost: Kentucky state government (litigation liability and damages)

Who's behind it

Democrat-sponsored (0R / 5D)

Read it yourself

KY HB23 · Kentucky Bill Book 2026 · page 20 of 20www.obillerate.com/bill/ky-hb23-066139

Bills move. This page shows the status recorded on 2026-07-28 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

Index by bill number

  • HB18 9/10 · Kentucky bill makes gun owners report lost or stolen guns
  • HB201 9/10 · Kentucky bill stops computer programs from setting your rent
  • HB219 6/10 · Kentucky boosts retiree health subsidies, raises employee contributions
  • HB227 9/10 · Kentucky kids' online safety: parents can sue
  • HB228 9/10 · Kentucky renters could get up to $1,000 back on taxes
  • HB23 8/10 · Kentucky bill shields women seeking abortion care out of state
  • HB285 9/10 · Disabled Kentucky veterans could get a big property tax break
  • HB319 9/10 · Kentucky tenants could sue landlords for unmade repairs
  • HB394 7/10 · Tax dollars can't fund political lobbying, citizens can sue
  • HB423 3/10 · Racing tracks get immunity from neighbor lawsuits under emergency bill
  • HB530 3/10 · Permit delays end as Kentucky speeds up approvals
  • HB543 5/10 · Kentucky bill lets patients try experimental drugs, limits lawsuits
  • HB624 2/10 · Police can enter empty homes without fear of lawsuits
  • HB63 7/10 · New rules for fake videos
  • HB632 9/10 · Kentucky bill makes app stores verify kids' ages and get parent OK
  • HB633 9/10 · Kentucky bill protects kids from online tricks
  • HB9 6/10 · New Fees For Liquor Sales
  • HB91 2/10 · Out‑of‑state insurers could dodge Kentucky insurance rules
  • HB937 9/10 · Local towns get more say over big tech buildings
  • HB98 5/10 · Kentucky retirees get higher health subsidies, workers pay more

Kentucky Bill Book 2026 · data as of 2026-07-28 · www.obillerate.com/library/2026/ky