Kentucky bill forces insurers to report mental health parity

AN ACT relating to mental health coverage and declaring an emergency.

Introduced· 2026-02-19

Who's it for

Who's it for: Everyday People

What it means for you

8/10Helps you

Good for everyday people ·

Plain‑English summary, cross‑checked against the official bill text.

If passed, the bill would make insurance companies share their mental health coverage data, let people sue if they break parity, and set up a hotline for complaints.

Our take

What we think, in plain words.

Consumers could finally see if their plans treat mental health the same as physical health, and they could hold insurers accountable without fear of retaliation, protecting their right to care.

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The facts

What the bill actually says, no spin.

Bill defines “health professional” for parity purposes.
Insurers must submit annual mental health parity reports by June 1.
Reports are published on the insurance commissioner’s website.
Insurers must allow independent audits of parity compliance when asked.
Commissioner must run a hotline for parity complaints.
Insurers cannot retaliate against health professionals who complain.
Attorney General can enforce the parity law and sue on behalf of injured persons.
Any person can sue insurers for violating parity.
Review criteria for mental health claims must be posted online.
Medicaid programs must also follow the parity rules.