Indiana Bill Book

This bill would make it harder to sue state workers and schools over immigration actions, and punish local governments and employers who help immigrants.

This bill would give state workers, government bodies, and colleges special protection from lawsuits if they are sued for certain immigration actions. The state's top lawyer, the Attorney General, would defend them, meaning taxpayers would pay for their legal costs. This could make it harder for regular people to hold these groups accountable if they feel wronged. The bill also says local governments must follow federal immigration requests or face fines, and they cannot help immigrants move to Indiana. Employers could also be punished with fines and lose their business permits if they hire undocumented workers. Supporters might say this bill helps make sure federal immigration laws are followed across the state and protects state workers from unfair lawsuits.

Government Power

• Accountability (hurts) — Government bodies and employees gain broad immunity for immigration enforcement, making them harder to hold responsible.. The bill provides immunity to governmental bodies and employees for actions related to immigration detainer requests and requires the Attorney General to defend them in certain civil suits, shifting the burden of accountability.
• Rights & Protections (hurts) — People's ability to seek justice against government actions on immigration is limited, and local support for immigrants is blocked.. It becomes harder for individuals to sue state entities over immigration matters, and local governments are prohibited from taking actions to aid or facilitate the migration of aliens, potentially reducing protections for immigrant communities.
• Who Bears the Cost (hurts) — Taxpayers would pay for legal defenses for state entities, and local governments could face fines.. The Attorney General would defend state entities, using state funds. Local governments could face civil penalties for not complying with immigration detainer requests, potentially shifting costs to local taxpayers.
• Process Transparency (neutral) — No direct impact on how transparent government processes are.. The bill does not include provisions that would significantly alter the transparency of government processes.
• Funding Tilt (hurts) — Funds would be used for state defense and fines against non-compliant local entities.. State funds would be used to defend state entities in court, and civil penalties could be imposed on local governments that do not comply with immigration detainer requests.

Pushing for it: State government, governmental entities employing prosecuting officials
Bearing the cost: Local governments, employers, taxpayers

• Official text (IN SB0122)https://iga.in.gov/legislative/2026/bills/senate/122/details
• LegiScan — SB0122https://legiscan.com/IN/bill/SB0122/2026

The state would protect police and local agencies from being sued over immigration detainer actions, and could fine employers who hire undocumented workers.

Citizens could lose the chance to challenge police holding people on immigration detainers, while businesses may face new penalties for hiring undocumented staff, shifting power to the state.

Government Power

• Accountability (hurts) — Immunity shields government bodies from lawsuits. Reduces ability to hold officials accountable
• Rights & Protections (hurts) — Removes right to sue over detainer actions. Limits individual legal protections
• Who Bears the Cost (hurts) — Costs shift to individuals and employers. Penalties on employers, no recourse for detainees
• Process Transparency (neutral) — Requires recording of detainer notices. Adds some court record transparency
• Funding Tilt (neutral) — No funding changes mentioned. Neutral on budget

• Official text (IN HB1039)https://iga.in.gov/legislative/2026/bills/house/1039/details
• LegiScan — HB1039https://legiscan.com/IN/bill/HB1039/2026

Judges could not be sued for most mistakes in electronic monitoring, limiting people's ability to hold them accountable.

Citizens could lose a key way to challenge faulty monitoring that harms families, while judges gain extra protection without more oversight.

Government Power

• Accountability (hurts) — Judicial immunity expanded. Adds judges to immunity list, limiting civil suits.
• Rights & Protections (hurts) — Limits right to sue. Reduces ability to sue judges for monitoring errors.
• Who Bears the Cost (hurts) — Citizens bear cost of reduced remedies. Loss of legal recourse shifts burden to the public.
• Process Transparency (neutral) — No new transparency measures. Bill only adds immunity, does not change reporting.
• Funding Tilt (neutral) — No funding changes. Bill does not allocate or shift money.

• Official text (IN HB1228)https://iga.in.gov/legislative/2026/bills/house/1228/details
• LegiScan — HB1228https://legiscan.com/IN/bill/HB1228/2026

Indiana would require all state call‑center work to stay in the U.S. and punish companies that move jobs abroad by cutting state incentives.

Citizens should watch this bill because it could keep jobs for Indiana workers but might raise costs for state services if companies pass the extra expense to consumers.

Workers

• Accountability (helps) — Employer notification and penalty list. Adds oversight of relocation decisions
• Rights & Protections (helps) — Keeps call‑center jobs in U.S.. Protects domestic workers
• Who Bears the Cost (hurts) — Businesses lose state benefits. Potential higher prices for services
• Process Transparency (neutral) — Limited transparency. Only requires notification
• Funding Tilt (hurts) — Cuts state financial help. Penalizes offshoring

• Official text (IN SB0064)https://iga.in.gov/legislative/2026/bills/senate/64/details
• LegiScan — SB0064https://legiscan.com/IN/bill/SB0064/2026

This bill would change how utility bills are taxed and regulated, which could affect what you pay.

If this bill passes, it could lower some utility costs but might also make it harder to challenge big price increases. Now is the time to pay attention and speak up.

Everyday People

• Rights & Protections (neutral) — Limits on price increases could protect consumers.. The bill prevents average bill increases of 3% or more.
• Who Bears the Cost (helps) — Tax exemptions could lower costs for consumers.. Exempting utility sales from retail tax could lower bills.
• Process Transparency (hurts) — Municipalities can act without state oversight.. Allows municipalities to buy utilities without state consent.

• Official text (IN SB0083)https://iga.in.gov/legislative/2026/bills/senate/83/details
• LegiScan — SB0083https://legiscan.com/IN/bill/SB0083/2026

Indiana would give companies tax breaks for moving workers in and for paying them at least 25% higher hourly wages.

Citizens could see more jobs and higher pay, but the state will lose tax revenue that could mean higher taxes or fewer services.

Businesses

• Accountability (neutral) — no new oversight. Bill does not add accountability measures.
• Rights & Protections (neutral) — no change to rights. Bill does not affect personal legal rights.
• Who Bears the Cost (hurts) — tax credits reduce state revenue. State loses tax revenue, shifting cost to taxpayers.
• Process Transparency (neutral) — no new transparency. Bill passed without added transparency provisions.
• Funding Tilt (hurts) — reduces funding for other services. No new funding, just revenue loss.

• Official text (IN SB0264)https://iga.in.gov/legislative/2026/bills/senate/264/details
• LegiScan — SB0264https://legiscan.com/IN/bill/SB0264/2026

This bill would change how some property taxes affect your tax credits.

If this bill passes, it could make it harder for some people to get tax credits, which means they might pay more taxes. It's important to speak up now.

Everyday People

• Who Bears the Cost (neutral) — Shifts tax credit calculations. Could lead to higher taxes for some individuals
• Accountability (neutral) — Limited transparency on tax credit impacts. Changes may not be clear to taxpayers

• Official text (IN HB1337)https://iga.in.gov/legislative/2026/bills/house/1337/details
• LegiScan — HB1337https://legiscan.com/IN/bill/HB1337/2026

Indiana would let families claim a tax credit for K‑12 scholarships, and set up new rules for workforce training programs.

Supporters say it gives parents more school choices and helps workers train; opponents worry it diverts tax money from public schools and adds paperwork for training programs.

Education

• Accountability (neutral) — Adds reporting for training programs. State must collect data from recognized programs
• Rights & Protections (neutral) — No direct rights removal. Expands tax credit options
• Who Bears the Cost (hurts) — Tax credit reduces state revenue. Cost borne by taxpayers
• Process Transparency (neutral) — New processes required. Requires data collection and program recognition
• Funding Tilt (hurts) — Favors private scholarship use. Shifts public funds to private schools via tax credit

• Official text (IN SB0161)https://iga.in.gov/legislative/2026/bills/senate/161/details
• LegiScan — SB0161https://legiscan.com/IN/bill/SB0161/2026

This bill would make charter schools help with costs to hold referendums, which could affect local funding for schools.

If this bill passes, charter schools will need to help pay and provide workers for referendums. This could change how schools get money and how they work together.

Everyday People

• Accountability (neutral) — Charter schools must share labor.. This could improve accountability in funding.
• Rights & Protections (neutral) — No direct rights are removed.. It does not take away rights from citizens.
• Who Bears the Cost (helps) — Charter schools share costs.. This could ease costs for local schools.
• Process Transparency (neutral) — Details on labor contribution are clear.. The process for contributions is defined.
• Funding Tilt (neutral) — Funding sources remain unchanged.. The bill does not change funding sources.

• Official text (IN HB1082)https://iga.in.gov/legislative/2026/bills/house/1082/details
• LegiScan — HB1082https://legiscan.com/IN/bill/HB1082/2026

This bill tells counties to make sure everyone has ambulance service, but it lets them opt out and blocks you from suing if someone dies waiting for help.

At first glance, this looks like a great way to make sure every town has an ambulance. It forces local leaders to find gaps in coverage and fix them. But there is a massive catch. The bill lets counties simply opt out of providing the service. Worse, if they do opt out and your family member dies because no help arrives, this bill bans you from taking the county to court. It gives local governments a free pass to ignore a life or death problem while it moves through the statehouse.

Government Power

• Accountability (hurts) — Grants immunity to counties. Counties that opt out cannot be sued for injuries or deaths caused by a lack of ambulances.
• Rights & Protections (neutral) — Mixed effect on citizens. Creates a new push for ambulance coverage but removes the right to hold the county responsible if they refuse.
• Who Bears the Cost (hurts) — Shifts burden to victims. Families of victims bear the ultimate cost if a county opts out and someone dies waiting for care.
• Process Transparency (helps) — Identifies gaps in care. Forces counties to officially identify areas that do not have ambulance service.
• Funding Tilt (neutral) — No clear funding mechanism. The bill mandates service but does not specify how it will be funded, which likely drives the opt-out loophole.

• Official text (IN HB1251)https://iga.in.gov/legislative/2026/bills/house/1251/details
• LegiScan — HB1251https://legiscan.com/IN/bill/HB1251/2026

Utilities could not charge reconnection fees, cannot cut service for homes with seniors or kids during summer, must give seniors help info, and must credit customers for outages.

Households will keep power on during hot months, avoid surprise reconnection bills, and get help info, while utilities lose a small revenue stream, so everyday people win now.

Everyday People

• Accountability (helps) — utility must provide info and credit. adds consumer oversight
• Rights & Protections (helps) — protects vulnerable households. strengthens consumer rights
• Who Bears the Cost (helps) — cost shift to utilities. utilities lose revenue
• Process Transparency (helps) — requires outreach. more transparent
• Funding Tilt (neutral) — no new funding. no budget changes

• Official text (IN HB1111)https://iga.in.gov/legislative/2026/bills/house/1111/details
• LegiScan — HB1111https://legiscan.com/IN/bill/HB1111/2026

This bill would stop landlords from hurting your credit score when you apply for a place to live, which helps keep your credit healthy.

This bill is important because applying for a new home should not make it harder to get loans for a car or other important things. Right now, landlords can check your credit in a way that lowers your score, even if you are a great renter. This bill would stop that. Some might say landlords need all the tools to pick good renters, but there are other ways to check someone's history without hurting their credit score. This bill is still new, so now is the time to tell lawmakers if you think your credit score should be protected when you look for a home.

Everyday People

• Accountability (helps) — Landlords would be held accountable for credit damage.. The bill makes it a 'deceptive act' for landlords to make hard credit inquiries, allowing applicants and the attorney general to take action.
• Rights & Protections (helps) — Protects renters' credit scores.. It prohibits landlords from making inquiries that negatively impact an applicant's credit score, protecting their financial standing.
• Who Bears the Cost (helps) — Shifts the cost of credit damage away from applicants.. Applicants would no longer bear the cost of a lowered credit score due to rental applications, shifting potential costs or burdens to landlords to find alternative screening methods.
• Process Transparency (neutral) — No direct impact on transparency.. The bill focuses on the type of credit inquiry, not the transparency of the rental application process itself.
• Funding Tilt (neutral) — No specific funding mentioned.. The bill does not include any provisions for funding or appropriations.

Pushing for it: Renters and applicants
Bearing the cost: Landlords

• Official text (IN SB0050)https://iga.in.gov/legislative/2026/bills/senate/50/details
• LegiScan — SB0050https://legiscan.com/IN/bill/SB0050/2026

This bill would help people keep their homes safe from health care debt and make hospitals offer payment plans.

If this bill passes, it could help many people avoid losing their homes due to medical bills. Now is the time to support it.

Everyday People

• Rights & Protections (helps) — Protects homes from health care debt. Prevents health care debt from being attached to a person's home.
• Cost Shift (helps) — Helps consumers manage health care costs. Requires hospitals to provide payment plans and financial assistance information.

• Official text (IN SB0085)https://iga.in.gov/legislative/2026/bills/senate/85/details
• LegiScan — SB0085https://legiscan.com/IN/bill/SB0085/2026

This bill would stop hospitals or doctors from putting a lien on your house if you owe them money for medical care.

This bill is a good thing for people who are struggling to pay medical bills. It would make sure that even if you can't pay, the hospital can't take your home away from you. This is important because a home is where your family lives and it's usually the most valuable thing you own. Losing your home because of a medical bill would be a terrible hardship. This bill would protect families from that kind of disaster.

Everyday People

• Accountability (helps) — Increases accountability for medical providers by preventing them from using extreme measures like home foreclosure for debt.. This bill holds medical providers more accountable by removing their ability to use a lien on a primary residence as leverage for collecting medical debt.
• Rights & Protections (helps) — Strengthens protections for consumers against losing their homes due to medical debt.. This bill directly protects a consumer's right to keep their primary residence, preventing it from being seized due to medical debt.
• Who Bears the Cost (hurts) — Shifts the burden of risk slightly away from consumers and towards medical providers or insurers.. Medical providers may bear more of the cost of unpaid debt if they cannot use a lien on a home as a collection tool.
• Process Transparency (neutral) — No significant change in process transparency.. The bill does not alter the transparency of the debt collection process itself.
• Funding Tilt (neutral) — No direct funding impact.. This bill does not involve direct funding or appropriations.

• Official text (IN HB1050)https://iga.in.gov/legislative/2026/bills/house/1050/details
• LegiScan — HB1050https://legiscan.com/IN/bill/HB1050/2026

Payroll companies would have to let employers hold payroll funds in the employer’s own insured bank account and post a bond for payroll taxes.

The bill protects small businesses from losing payroll money if a provider fails, and makes providers back their tax handling with a bond, so workers get paid on time.

Everyday People

• Accountability (helps) — Bond requirement. Providers must post a performance bond equal to estimated payroll taxes, increasing their accountability.
• Rights & Protections (helps) — Fund protection. Businesses and workers gain stronger protection against loss of payroll funds.
• Who Bears the Cost (helps) — Cost shift to providers. The performance bond shifts financial risk from businesses to payroll service providers.
• Process Transparency (neutral) — Option requirement. Providers must give businesses the option to hold funds in their own insured account.
• Funding Tilt (neutral) — No new funding. The bill does not create new spending or subsidies.

• Official text (IN HB1047)https://iga.in.gov/legislative/2026/bills/house/1047/details
• LegiScan — HB1047https://legiscan.com/IN/bill/HB1047/2026

The bill would let Indiana’s insurance commissioner stop big price jumps on accident, sickness and HMO policies if they rise more than inflation plus 1%.

If the bill passes, you could avoid big insurance premium hikes. Insurers would have to show their rates only rise with inflation, or the commissioner could stop the increase. This protects families from surprise costs while keeping insurers honest.

Everyday People

• Accountability (helps) — Commissioner oversight. Commissioner must review rates for affordability
• Rights & Protections (helps) — Consumer protection. Limits rate hikes beyond inflation
• Who Bears the Cost (hurts) — Cost shift to insurers. Insurers may be blocked from raising rates
• Process Transparency (neutral) — No new transparency requirement. Bill does not add reporting
• Funding Tilt (neutral) — No funding changes. No money allocated

• Official text (IN HB1037)https://iga.in.gov/legislative/2026/bills/house/1037/details
• LegiScan — HB1037https://legiscan.com/IN/bill/HB1037/2026

This bill would help more people get coverage for prosthetic and orthotic devices, which can be very important for their health.

If this bill passes, many people who need prosthetics could get better support and care. Now is the time to show your support for this important change.

Everyday People

• Rights & Protections (helps) — Improves access to necessary medical devices. The bill ensures more people can get coverage for essential devices.
• Accountability (helps) — Promotes transparency in insurance claims. The reporting requirement will help track how claims are handled.
• Funding Tilt (neutral) — No direct funding mentioned. The bill does not allocate new funds but requires reporting.

• Official text (IN SB0072)https://iga.in.gov/legislative/2026/bills/senate/72/details
• LegiScan — SB0072https://legiscan.com/IN/bill/SB0072/2026

Insurers would have to pay doctors the full bill and collect any patient co‑pay themselves, instead of letting doctors chase patients.

Consumers could see fewer surprise bills, but insurers will take on extra admin work, and providers get paid on time.

Health care providers

• Accountability (helps) — adds insurer certification.
• Rights & Protections (helps) — protects providers' right to full payment.
• Who Bears the Cost (neutral) — shifts collection duty to insurers, cost still on patients.
• Process Transparency (helps) — requires annual certification.
• Funding Tilt (neutral) — no new funding.

• Official text (IN HB1279)https://iga.in.gov/legislative/2026/bills/house/1279/details
• LegiScan — HB1279https://legiscan.com/IN/bill/HB1279/2026

This bill would let people get beer and mixed drinks delivered right to their homes, making it more convenient for consumers.

This bill could make it easier for you to enjoy drinks at home. It's important to pay attention now, as it could change how you buy alcohol.

Everyday People

• Accountability (neutral) — Imposes penalties for delivery violations. Graduated civil penalties against delivery service permittees
• Rights & Protections (helps) — Increases access to alcohol delivery. Allows delivery of mixed drinks and beer to consumers
• Who Bears the Cost (neutral) — Costs are not clearly shifted. No significant cost shifts mentioned in the bill
• Process Transparency (neutral) — Regulations are outlined but not overly complex. Clear guidelines for permits and penalties
• Funding Tilt (neutral) — No funding changes noted. Unknown funding implications

• Official text (IN HB1079)https://iga.in.gov/legislative/2026/bills/house/1079/details
• LegiScan — HB1079https://legiscan.com/IN/bill/HB1079/2026

Indiana could stop electric utilities from raising rates to cover costs of serving data centers or small facilities with fewer than 50 workers.

Citizens could keep their electricity bills from climbing because big data centers won’t push costs onto them, but utilities may lose money to fund upgrades.

Everyday People

• Accountability (hurts) — Reduces utility oversight on rate changes. Limits commission ability to approve rate hikes
• Rights & Protections (helps) — Protects consumers from cost shifts. Prevents passing data‑center costs to ratepayers
• Who Bears the Cost (helps) — Keeps costs on utilities instead of consumers. Costs of data‑center service stay with utility
• Process Transparency (neutral) — No new transparency measures. Bill does not add reporting or disclosure
• Funding Tilt (neutral) — No funding changes mentioned. No new money allocated or taken

• Official text (IN SB0257)https://iga.in.gov/legislative/2026/bills/senate/257/details
• LegiScan — SB0257https://legiscan.com/IN/bill/SB0257/2026