Indiana Bill Book

The bill would let private developers avoid lawsuits and give data centers a tax break, while making them pay a small fee to local towns.

Citizens could lose the chance to sue big developers if they cause harm, and towns may get a tiny extra payment, but the big companies keep money and protection.

Data centers

• Accountability (hurts) — Immunity for private developers. Reduces ability to sue developers
• Rights & Protections (hurts) — Limits citizen lawsuits. Extends governmental immunity
• Who Bears the Cost (neutral) — Data centers pay a small fee. Shifts minor cost to data center users
• Process Transparency (neutral) — Adds notice requirements for battery storage. Requires emergency plan documentation
• Funding Tilt (neutral) — No major funding change. No new revenue source identified

• Official text (IN HB1333)https://iga.in.gov/legislative/2026/bills/house/1333/details
• LegiScan — HB1333https://legiscan.com/IN/bill/HB1333/2026

The state would protect police and local agencies from being sued over immigration detainer actions, and could fine employers who hire undocumented workers.

Citizens could lose the chance to challenge police holding people on immigration detainers, while businesses may face new penalties for hiring undocumented staff, shifting power to the state.

Government Power

• Accountability (hurts) — Immunity shields government bodies from lawsuits. Reduces ability to hold officials accountable
• Rights & Protections (hurts) — Removes right to sue over detainer actions. Limits individual legal protections
• Who Bears the Cost (hurts) — Costs shift to individuals and employers. Penalties on employers, no recourse for detainees
• Process Transparency (neutral) — Requires recording of detainer notices. Adds some court record transparency
• Funding Tilt (neutral) — No funding changes mentioned. Neutral on budget

• Official text (IN HB1039)https://iga.in.gov/legislative/2026/bills/house/1039/details
• LegiScan — HB1039https://legiscan.com/IN/bill/HB1039/2026

The bill would block participants from suing owners, spectators, or promoters for injuries or property loss during off‑road vehicle rides.

People could lose the chance to hold off‑road vehicle owners and event hosts responsible, meaning injured riders may have to cover their own medical costs while owners stay protected.

Off-road vehicle owners

• Accountability (hurts) — immunity removes civil liability. Owners, spectators, promoters cannot be sued for participant injuries or loss
• Rights & Protections (hurts) — participants lose right to sue. No civil claim for injury, death, or property loss
• Who Bears the Cost (hurts) — cost shifts to participants. Injured participants must pay themselves
• Process Transparency (hurts) — limited public input. Bill only introduced with brief summary
• Funding Tilt (neutral) — no new funding. None

• Official text (IN HB1076)https://iga.in.gov/legislative/2026/bills/house/1076/details
• LegiScan — HB1076https://legiscan.com/IN/bill/HB1076/2026

Judges could not be sued for most mistakes in electronic monitoring, limiting people's ability to hold them accountable.

Citizens could lose a key way to challenge faulty monitoring that harms families, while judges gain extra protection without more oversight.

Government Power

• Accountability (hurts) — Judicial immunity expanded. Adds judges to immunity list, limiting civil suits.
• Rights & Protections (hurts) — Limits right to sue. Reduces ability to sue judges for monitoring errors.
• Who Bears the Cost (hurts) — Citizens bear cost of reduced remedies. Loss of legal recourse shifts burden to the public.
• Process Transparency (neutral) — No new transparency measures. Bill only adds immunity, does not change reporting.
• Funding Tilt (neutral) — No funding changes. Bill does not allocate or shift money.

• Official text (IN HB1228)https://iga.in.gov/legislative/2026/bills/house/1228/details
• LegiScan — HB1228https://legiscan.com/IN/bill/HB1228/2026

The bill would keep local income tax at 3.75% starting 2028 and give tax credits to seniors, veterans, renters, low‑income families, and first‑time home buyers.

The bill would keep local income tax at 3.75% instead of dropping to 2.9%, so many households may pay more. At the same time, it adds tax credits and larger deductions for seniors, veterans, renters, low‑income families and first‑time home buyers. Voters should consider whether the extra relief offsets the higher tax rate.

Everyday People

• Accountability (hurts) — Removes public hearing and readopt requirements. Reduces oversight of tax changes
• Rights & Protections (neutral) — No direct impact on legal rights. Bill does not change sue or protection provisions
• Who Bears the Cost (hurts) — Higher tax rate shifts cost to taxpayers. Caps LIT at higher level than planned
• Process Transparency (hurts) — Eliminates some hearing and readopt steps. Less public input on tax levy changes
• Funding Tilt (neutral) — Mixed revenue and credit effects. Provides credits but also raises LIT revenue

• Official text (IN SB0081)https://iga.in.gov/legislative/2026/bills/senate/81/details
• LegiScan — SB0081https://legiscan.com/IN/bill/SB0081/2026

The bill would let each victim count as a separate crime, raise punishments, and limit some judge and inmate benefits.

Citizens should watch this bill because it could make courts tougher on offenders, protect victims more, but also reduce rights for defendants and increase state costs.

Government Power

• Accountability (helps) — victim‑based offenses increase offender accountability. Each victim counts as separate crime, raising accountability.
• Rights & Protections (hurts) — removes automatic judge change, limits inmate benefits. Defendants lose ability to change judge; inmates limited to six months education.
• Who Bears the Cost (hurts) — creates prosecution fund funded by state. State must pay $40 fee per case, shifting cost to taxpayers.
• Process Transparency (neutral) — no major transparency changes. Bill does not add new reporting requirements.
• Funding Tilt (helps) — adds fee to support prosecutors. $40 fee directs money to public prosecution fund.

Pushing for it: prosecutors
Bearing the cost: Unknown

• Official text (IN SB0252)https://iga.in.gov/legislative/2026/bills/senate/252/details
• LegiScan — SB0252https://legiscan.com/IN/bill/SB0252/2026

Indiana would require all state call‑center work to stay in the U.S. and punish companies that move jobs abroad by cutting state incentives.

Citizens should watch this bill because it could keep jobs for Indiana workers but might raise costs for state services if companies pass the extra expense to consumers.

Workers

• Accountability (helps) — Employer notification and penalty list. Adds oversight of relocation decisions
• Rights & Protections (helps) — Keeps call‑center jobs in U.S.. Protects domestic workers
• Who Bears the Cost (hurts) — Businesses lose state benefits. Potential higher prices for services
• Process Transparency (neutral) — Limited transparency. Only requires notification
• Funding Tilt (hurts) — Cuts state financial help. Penalizes offshoring

• Official text (IN SB0064)https://iga.in.gov/legislative/2026/bills/senate/64/details
• LegiScan — SB0064https://legiscan.com/IN/bill/SB0064/2026

This bill would change how utility bills are taxed and regulated, which could affect what you pay.

If this bill passes, it could lower some utility costs but might also make it harder to challenge big price increases. Now is the time to pay attention and speak up.

Everyday People

• Rights & Protections (neutral) — Limits on price increases could protect consumers.. The bill prevents average bill increases of 3% or more.
• Who Bears the Cost (helps) — Tax exemptions could lower costs for consumers.. Exempting utility sales from retail tax could lower bills.
• Process Transparency (hurts) — Municipalities can act without state oversight.. Allows municipalities to buy utilities without state consent.

• Official text (IN SB0083)https://iga.in.gov/legislative/2026/bills/senate/83/details
• LegiScan — SB0083https://legiscan.com/IN/bill/SB0083/2026

Indiana would give companies tax breaks for moving workers in and for paying them at least 25% higher hourly wages.

Citizens could see more jobs and higher pay, but the state will lose tax revenue that could mean higher taxes or fewer services.

Businesses

• Accountability (neutral) — no new oversight. Bill does not add accountability measures.
• Rights & Protections (neutral) — no change to rights. Bill does not affect personal legal rights.
• Who Bears the Cost (hurts) — tax credits reduce state revenue. State loses tax revenue, shifting cost to taxpayers.
• Process Transparency (neutral) — no new transparency. Bill passed without added transparency provisions.
• Funding Tilt (hurts) — reduces funding for other services. No new funding, just revenue loss.

• Official text (IN SB0264)https://iga.in.gov/legislative/2026/bills/senate/264/details
• LegiScan — SB0264https://legiscan.com/IN/bill/SB0264/2026

This bill would change how local income taxes are collected and spent, which could affect your community's services.

If this bill passes, it could change how local taxes are used for important services like schools and fire departments. It's important to pay attention to how this affects your community's budget.

Everyday People

• Accountability (neutral) — Reporting requirements for local governments.. Counties must report debt obligations.
• Rights & Protections (neutral) — Local tax rate changes.. Changes in how tax rates are set.
• Who Bears the Cost (neutral) — Tax burden on citizens.. Potential for increased local taxes.

• Official text (IN HB1259)https://iga.in.gov/legislative/2026/bills/house/1259/details
• LegiScan — HB1259https://legiscan.com/IN/bill/HB1259/2026

Utilities could not charge reconnection fees, cannot cut service for homes with seniors or kids during summer, must give seniors help info, and must credit customers for outages.

Households will keep power on during hot months, avoid surprise reconnection bills, and get help info, while utilities lose a small revenue stream, so everyday people win now.

Everyday People

• Accountability (helps) — utility must provide info and credit. adds consumer oversight
• Rights & Protections (helps) — protects vulnerable households. strengthens consumer rights
• Who Bears the Cost (helps) — cost shift to utilities. utilities lose revenue
• Process Transparency (helps) — requires outreach. more transparent
• Funding Tilt (neutral) — no new funding. no budget changes

• Official text (IN HB1111)https://iga.in.gov/legislative/2026/bills/house/1111/details
• LegiScan — HB1111https://legiscan.com/IN/bill/HB1111/2026

This bill would give money back to businesses that train new workers and make it easier for skilled people to work in Indiana.

This bill wants to help businesses find good workers and help people get jobs. If it passes, companies could get money back from the state for teaching new workers important skills. It would also make it simpler for people who are already licensed in another state to come work in Indiana. This could mean more jobs and more skilled people working in our communities. It's a good idea because it helps both businesses grow and people find work.

Big Business

• Accountability (neutral) — Neutral impact. The bill focuses on incentives, not on changing accountability rules for businesses or individuals.
• Rights & Protections (helps) — Helps workers get jobs. By making it easier for skilled workers to get licenses and encouraging apprenticeships, the bill could create more opportunities for people to work.
• Who Bears the Cost (hurts) — Taxpayers fund credits. The tax credits for businesses mean less money for the state, which is ultimately paid by taxpayers. However, the goal is to boost the economy.
• Process Transparency (neutral) — Early stage. The bill is currently introduced, meaning it is at the very beginning of the legislative process.
• Funding Tilt (helps) — Benefits businesses. The tax credits directly benefit businesses by reducing their tax burden when they invest in workforce development.

Pushing for it: Eligible employers ($2,500 per apprentice)
Bearing the cost: Indiana taxpayers (through reduced tax revenue)

• Official text (IN HB1366)https://iga.in.gov/legislative/2026/bills/house/1366/details
• LegiScan — HB1366https://legiscan.com/IN/bill/HB1366/2026

This bill would stop landlords from hurting your credit score when you apply for a place to live, which helps keep your credit healthy.

This bill is important because applying for a new home should not make it harder to get loans for a car or other important things. Right now, landlords can check your credit in a way that lowers your score, even if you are a great renter. This bill would stop that. Some might say landlords need all the tools to pick good renters, but there are other ways to check someone's history without hurting their credit score. This bill is still new, so now is the time to tell lawmakers if you think your credit score should be protected when you look for a home.

Everyday People

• Accountability (helps) — Landlords would be held accountable for credit damage.. The bill makes it a 'deceptive act' for landlords to make hard credit inquiries, allowing applicants and the attorney general to take action.
• Rights & Protections (helps) — Protects renters' credit scores.. It prohibits landlords from making inquiries that negatively impact an applicant's credit score, protecting their financial standing.
• Who Bears the Cost (helps) — Shifts the cost of credit damage away from applicants.. Applicants would no longer bear the cost of a lowered credit score due to rental applications, shifting potential costs or burdens to landlords to find alternative screening methods.
• Process Transparency (neutral) — No direct impact on transparency.. The bill focuses on the type of credit inquiry, not the transparency of the rental application process itself.
• Funding Tilt (neutral) — No specific funding mentioned.. The bill does not include any provisions for funding or appropriations.

Pushing for it: Renters and applicants
Bearing the cost: Landlords

• Official text (IN SB0050)https://iga.in.gov/legislative/2026/bills/senate/50/details
• LegiScan — SB0050https://legiscan.com/IN/bill/SB0050/2026

This bill would help people keep their homes safe from health care debt and make hospitals offer payment plans.

If this bill passes, it could help many people avoid losing their homes due to medical bills. Now is the time to support it.

Everyday People

• Rights & Protections (helps) — Protects homes from health care debt. Prevents health care debt from being attached to a person's home.
• Cost Shift (helps) — Helps consumers manage health care costs. Requires hospitals to provide payment plans and financial assistance information.

• Official text (IN SB0085)https://iga.in.gov/legislative/2026/bills/senate/85/details
• LegiScan — SB0085https://legiscan.com/IN/bill/SB0085/2026

This bill would stop hospitals or doctors from putting a lien on your house if you owe them money for medical care.

This bill is a good thing for people who are struggling to pay medical bills. It would make sure that even if you can't pay, the hospital can't take your home away from you. This is important because a home is where your family lives and it's usually the most valuable thing you own. Losing your home because of a medical bill would be a terrible hardship. This bill would protect families from that kind of disaster.

Everyday People

• Accountability (helps) — Increases accountability for medical providers by preventing them from using extreme measures like home foreclosure for debt.. This bill holds medical providers more accountable by removing their ability to use a lien on a primary residence as leverage for collecting medical debt.
• Rights & Protections (helps) — Strengthens protections for consumers against losing their homes due to medical debt.. This bill directly protects a consumer's right to keep their primary residence, preventing it from being seized due to medical debt.
• Who Bears the Cost (hurts) — Shifts the burden of risk slightly away from consumers and towards medical providers or insurers.. Medical providers may bear more of the cost of unpaid debt if they cannot use a lien on a home as a collection tool.
• Process Transparency (neutral) — No significant change in process transparency.. The bill does not alter the transparency of the debt collection process itself.
• Funding Tilt (neutral) — No direct funding impact.. This bill does not involve direct funding or appropriations.

• Official text (IN HB1050)https://iga.in.gov/legislative/2026/bills/house/1050/details
• LegiScan — HB1050https://legiscan.com/IN/bill/HB1050/2026

Payroll companies would have to let employers hold payroll funds in the employer’s own insured bank account and post a bond for payroll taxes.

The bill protects small businesses from losing payroll money if a provider fails, and makes providers back their tax handling with a bond, so workers get paid on time.

Everyday People

• Accountability (helps) — Bond requirement. Providers must post a performance bond equal to estimated payroll taxes, increasing their accountability.
• Rights & Protections (helps) — Fund protection. Businesses and workers gain stronger protection against loss of payroll funds.
• Who Bears the Cost (helps) — Cost shift to providers. The performance bond shifts financial risk from businesses to payroll service providers.
• Process Transparency (neutral) — Option requirement. Providers must give businesses the option to hold funds in their own insured account.
• Funding Tilt (neutral) — No new funding. The bill does not create new spending or subsidies.

• Official text (IN HB1047)https://iga.in.gov/legislative/2026/bills/house/1047/details
• LegiScan — HB1047https://legiscan.com/IN/bill/HB1047/2026

The bill would let Indiana’s insurance commissioner stop big price jumps on accident, sickness and HMO policies if they rise more than inflation plus 1%.

If the bill passes, you could avoid big insurance premium hikes. Insurers would have to show their rates only rise with inflation, or the commissioner could stop the increase. This protects families from surprise costs while keeping insurers honest.

Everyday People

• Accountability (helps) — Commissioner oversight. Commissioner must review rates for affordability
• Rights & Protections (helps) — Consumer protection. Limits rate hikes beyond inflation
• Who Bears the Cost (hurts) — Cost shift to insurers. Insurers may be blocked from raising rates
• Process Transparency (neutral) — No new transparency requirement. Bill does not add reporting
• Funding Tilt (neutral) — No funding changes. No money allocated

• Official text (IN HB1037)https://iga.in.gov/legislative/2026/bills/house/1037/details
• LegiScan — HB1037https://legiscan.com/IN/bill/HB1037/2026

This bill would make nonprofit hospitals spend more money helping their communities.

If this bill passes, nonprofit hospitals will have to provide more services to people in need, which can help everyone in the community.

Everyday People

• Accountability (helps) — Increased accountability for hospitals. Hospitals must report and comply with community benefit plans.
• Rights & Protections (helps) — Better community support. More spending on community services helps protect public health.
• Who Bears the Cost (neutral) — Costs are shifted to hospitals. Hospitals must spend more, but it benefits the community.

Pushing for it: Nonprofit hospitals
Bearing the cost: Unknown

• Official text (IN HB1335)https://iga.in.gov/legislative/2026/bills/house/1335/details
• LegiScan — HB1335https://legiscan.com/IN/bill/HB1335/2026

The bill would stop electric, gas, and water companies from shutting off homes of people who apply for state assistance, and it bans fees and deposits.

If the bill passes, families who get help with their energy bills will keep power and water during the cold months and won’t have to pay extra fees to get service back, so they can stay safe and keep money for other needs.

Everyday People

• Accountability (helps) — requires quarterly reporting. utilities must submit data on low‑income customers each quarter
• Rights & Protections (helps) — prevents disconnections and fees. no shutoffs during assistance periods, weekends, holidays, or when call center closed; bans deposits and reconnection fees
• Who Bears the Cost (helps) — shifts cost away from consumers. utilities cannot charge deposits or reconnection fees, and interest on unpaid bills is removed
• Process Transparency (helps) — requires rule changes and reporting. IURC must amend rules and publish annual summaries
• Funding Tilt (neutral) — no new funding required. bill does not create new spending

• Official text (IN SB0153)https://iga.in.gov/legislative/2026/bills/senate/153/details
• LegiScan — SB0153https://legiscan.com/IN/bill/SB0153/2026

Every Indiana public and charter school would have to set up a plan to screen K‑12 students for mental health and drug problems, with consent and data rules.

Early detection can help kids get help before issues grow, but schools will need extra money and staff to run the screenings, and families must sign off on sharing personal data.

Everyday People

• Accountability (helps) — adds duty for schools to screen. schools must create and follow screening plans
• Rights & Protections (helps) — adds consent and data rules. parents must be notified and data must be destroyed
• Who Bears the Cost (hurts) — places screening costs on schools. schools need money and staff for screenings
• Process Transparency (helps) — requires notification and consent. families are informed before screening
• Funding Tilt (hurts) — no new funding provided. costs shift without additional state money

• Official text (IN HB1075)https://iga.in.gov/legislative/2026/bills/house/1075/details
• LegiScan — HB1075https://legiscan.com/IN/bill/HB1075/2026