Scored 8/10 on whether it helps or hurts everyday people.
The Insurance Commissioner Bill
Insurance commissioner can block steep rate hikes for health plans
Insurance rate review.
Good for everyday people ·
The bill would let Indiana’s insurance commissioner stop big price jumps on accident, sickness and HMO policies if they rise more than inflation plus 1%.
Our take
What we think, in plain words.
If the bill passes, you could avoid big insurance premium hikes. Insurers would have to show their rates only rise with inflation, or the commissioner could stop the increase. This protects families from surprise costs while keeping insurers honest.
Take action
Add your name. At 100 signatures we compile this petition and deliver it to the office — and every signer gets a message to send their own representatives.
0 of 100 in‑district signatures
Step 1 · Pick your position
Step 2 · Add your name
Sign in to oppose this billPicking a side above doesn't sign anything yet — a free account records your name on the petition and keeps it one signature per person. We'll bring you straight back here with your choice saved.
The facts
What the bill actually says, no spin.
- The commissioner must consider affordability before approving rate changes.
- The commissioner can disapprove a rate increase that exceeds CPI less food and energy plus 1%.
- Applies to accident and sickness insurance and health maintenance organization contracts.
- Bill introduced by Rep. Victoria Garcia Wilburn on Dec 1, 2025.
- Currently in first reading, referred to the Committee on Insurance.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Indiana Bill Book 2026
The best and worst Indiana bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
Get the free PDF →