Scored 8/10 on whether it helps or hurts everyday people.
The Creates Program Bill
Arizona creates program to help health insurance claim disputes
Health insurance claims; consumer assistance
Good for everyday people ·
If passed, the bill would set up a state office to help people fight denied health insurance claims and force insurers to pay double for wrong denials.
Our take
What we think, in plain words.
Consumers could finally get help and faster payment when insurers wrongly deny claims, while insurers face higher fines, so the bill could push fairer health coverage now.
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The facts
What the bill actually says, no spin.
- Creates health care claims consumer assistance program in the Department of Insurance.
- Helps consumers file complaints, appeals, and settle disputed claims.
- Requires insurers to disclose data on denied and wrongfully denied claims.
- Imposes at least $25,000 civil penalty per wrongful denial.
- Forces insurers to pay double the amount denied plus attorney fees.
- Provides $250,000 state funding for the program.
- Requires annual public reports on claim denials.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Arizona Bill Book 2026
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