Terms of Use

Version 1.0 — Last updated July 18, 2026

These Terms of Use ("Terms") are a binding agreement between you and Obillerate LLC, a Florida limited liability company doing business as "Obillerate" ("Obillerate," "we," "us"). By accessing or using the Obillerate website, content, and services (the "Service"), you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.

These Terms contain a binding arbitration provision and class-action waiver (Section 15) that affect your legal rights. You may opt out within 30 days — see Section 15.7.

1. Eligibility

You must be at least 18 years old (or the age of majority where you live) and able to form a binding contract to use the Service. By using it, you represent that you meet these requirements.

2. What Obillerate is — and is not

Obillerate is an independent, editorial civic-information service. It summarizes and comments on proposed and enacted legislation in plain English and assigns opinion-based scores and labels.

Everything is opinion based on disclosed public data.All summaries, scores (including the "Billometer"), verdicts, "beneficiary" labels, badges, and analysis are editorial opinion and commentary. They are our subjective interpretations, generated with the assistance of artificial intelligence, based on publicly available legislative data and sources we identify and link. They may contain errors, omissions, or outdated information, and are provided for general informational and educational purposes only.

The Service is not professional advice. It is not legal, financial, tax, investment, electoral, or professional advice of any kind, and is not a substitute for reading the official bill text or consulting a qualified professional. Do not rely solely on the Service for any legal, financial, or voting decision; always verify against the official, primary-source text, which we link on every bill.

Corrections. We aim to correct material factual errors promptly. To report a suspected error, contact us at obillerate@yahoo.com with the specific claim and a citation to a primary source. Our Corrections Policy explains the process.

3. No affiliation; third-party data

Obillerate is not affiliated with, endorsed by, or acting on behalf of any government body, legislature, legislator, political party, campaign, or candidate.

Legislative data is provided by third parties including LegiScan (used under its applicable license, with attribution displayed on the Service), Congress.gov, the U.S. Census Bureau, and OpenStates. We do not control and do not warrant the accuracy, completeness, or timeliness of third-party data. All scores, verdicts, labels, and commentary are Obillerate's own editorial opinions and are not endorsed by, attributable to, or reflective of the views of any data provider.

4. Your account and conduct

You are responsible for your account and everything done under it; keep your credentials secure and notify us promptly of any unauthorized use. You agree not to:

submit false, impersonating, or automated content;
sign petitions or cast votes or verdicts other than as yourself, once;
use bots, scrapers, or crawlers to access the Service or collect its content;
circumvent, disable, or interfere with rate limits, access controls, or security features;
use the Service or its content to train, fine-tune, or develop any machine-learning or AI model without our prior written permission;
harass, threaten, defame, or dox any person;
infringe the intellectual-property, privacy, or other rights of others;
probe, scan, or test the vulnerability of the Service or interfere with its operation; or
use the Service in violation of any applicable law.

5. Payments, subscriptions, and renewals

5.1 Plans and pricing. Paid membership, if offered, is at the prices displayed at checkout (currently approximately $5/month or $48/year), excluding applicable taxes shown before you pay.

5.2 Automatic renewal. Paid subscriptions renew automatically at the end of each billing period at the then-current price until you cancel. By subscribing, you authorize us and our payment processor to charge your payment method on a recurring basis.

5.3 Cancellation. You may cancel at any time through your account settings, effective at the end of the current billing period, with no steps beyond those used to subscribe. You retain paid access until then.

5.4 Renewal reminders. For annual subscriptions, we will send a reminder to your account email before each renewal, as required by law.

5.5 Refunds. Except where required by law: (a) fees are non-refundable if you cancel or if we terminate your account for a violation; (b) if we terminate your paid account without cause, or permanently discontinue the Service, we will refund the pro-rata unused portion of any prepaid period.

5.6 Price changes.We may change prices with at least 30 days' advance notice to your account email; changes take effect at your next renewal.

5.7 Payment processing. Payments are processed by Stripe subject to its terms. We do not store full payment card numbers.

6. Petitions and contacting officials

Obillerate never sends messages, signs petitions, or contacts any official on your behalf; any such action is taken by you, in your own words, through channels we merely link to. Signature counts and "in-district" designations are estimates based on information you provide and may be imperfect. We make no representation that any petition, message, or campaign will achieve any result.

7. User content

7.1 Ownership and license. You retain ownership of content you submit (posts, comments, verdicts). You grant Obillerate a worldwide, non-exclusive, royalty-free, sublicensable, transferable license to host, store, display, reproduce, adapt (for formatting), and distribute that content in connection with operating, promoting, and improving the Service. This license survives termination solely as needed for backups, archives, legal compliance, and content others have interacted with.

7.2 Representations. You represent that you have all rights needed to submit your content and that it does not violate these Terms, any law, or any third-party right.

7.3 Feedback. If you send us ideas or feedback, you grant us a perpetual, irrevocable, royalty-free license to use them without restriction or compensation.

7.4 Moderation. We may remove, restrict, or decline to display any user content at our discretion, but have no obligation to monitor and are not responsible for user content.

8. Copyright policy (DMCA)

8.1 Notices. If you believe content on the Service infringes your copyright, send a notice complying with 17 U.S.C. § 512(c)(3) to our designated agent, Obillerate LLC, at obillerate@yahoo.com. Your notice must include: identification of the work; identification and URL of the allegedly infringing material; your contact information; a good-faith statement; a statement under penalty of perjury that the notice is accurate and you are authorized to act; and your signature.

8.2 Counter-notices. If your content was removed and you believe it was in error, you may submit a counter-notice under 17 U.S.C. § 512(g)(3) to the same agent.

8.3 Repeat infringers. We will terminate, in appropriate circumstances, the accounts of repeat infringers.

9. Intellectual property

The Service — including our summaries, scores, labels, data compilations, text, design, trademarks (including "Obillerate," "Billometer," "The Receipts," and related marks), and software — is owned by Obillerate or its licensors and protected by law. You may view the Service and share links for personal, non-commercial use. You may not copy, scrape, republish, resell, frame, or create derivative works from our analysis or data compilations, or use our trademarks, without our prior written permission. Third-party data remains subject to its own license terms (see Section 3).

10. Disclaimer of warranties

The Service is provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, title, non-infringement, and any warranty of accuracy, reliability, or availability. We do not warrant that the Service or any score, summary, label, or data is accurate, complete, current, or error-free, or that the Service will be uninterrupted or secure. You use the Service at your own risk.

11. Limitation of liability

To the maximum extent permitted by law, Obillerate and its members, managers, owners, operators, employees, and contributors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, data, goodwill, or other intangible losses, arising from or relating to your use of (or inability to use) the Service or any reliance on its content, whether based in contract, tort, negligence, strict liability, or otherwise, even if advised of the possibility.

Our total aggregate liability for all claims will not exceed the greater of (a) the amount you paid us in the 12 months before the claim, or (b) one hundred U.S. dollars ($100). Some jurisdictions do not allow certain limitations; those limits apply to the fullest extent permitted.

12. Indemnification

You agree to indemnify, defend, and hold harmless Obillerate and its members, managers, owners, operators, employees, and contributors from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from your use of the Service, your content, or your violation of these Terms or any law or third-party right.

13. Termination

13.1 By you. You may stop using the Service and close your account at any time (see Section 5.3 for paid subscriptions).

13.2 By us, for cause. We may suspend or terminate your account immediately, without refund, if you violate these Terms or applicable law, or if your conduct creates risk or legal exposure.

13.3 By us, without cause. We may terminate your account or discontinue the Service for convenience with reasonable notice; if you have a paid subscription, we will refund the pro-rata unused portion.

13.4 Survival. Sections 2, 3, 7.1, 7.3, 9, 10, 11, 12, 15, 16, and 17 survive termination.

14. Changes to the Service or Terms

We may modify the Service at any time. We may also modify these Terms; if a change is material, we will provide at least 14 days' advance notice by email or prominent notice on the Service, with the effective date stated. Continued use after the effective date constitutes acceptance. Changes to Section 15 do not apply to any dispute that arose before the change took effect.

15. Dispute resolution; binding arbitration; class-action waiver

Please read this section carefully — it affects your legal rights.

15.1 Informal resolution first. Before filing any arbitration or court claim, you and Obillerate agree to try to resolve the dispute informally. The party raising it must send written notice describing the claim and requested relief to obillerate@yahoo.com (or, from us to you, your account email), and negotiate in good faith for at least 60 days. This is a condition precedent to arbitration or litigation.

15.2 Agreement to arbitrate.Any dispute arising from or relating to these Terms or the Service that is not resolved informally will be resolved by binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, rather than in court. The Federal Arbitration Act governs this section. Arbitration will be before a single arbitrator, in English, and may proceed by videoconference or written submissions unless an in-person hearing is required, in which case it will be held in the county where you reside.

15.3 Exceptions. Either party may (a) bring an individual claim in small-claims court, and (b) seek injunctive or equitable relief in court to prevent infringement or misappropriation of intellectual property, unauthorized scraping, or unauthorized access to the Service.

15.4 Fees. AAA fees are governed by the AAA Consumer Rules. If your claim is for less than $10,000 and is not frivolous, we will pay all AAA filing, administration, and arbitrator fees in excess of what you would pay to file in small-claims court.

15.5 Class-action waiver. You and Obillerate each waive any right to a jury trial and to participate in a class, collective, consolidated, or representative action. Claims may be brought on an individual basis only, and the arbitrator may award relief only to the individual party. If this waiver is found unenforceable as to a particular claim, that claim (and only that claim) must proceed in court, not in class arbitration, and Section 16 governs venue.

15.6 Mass filings.If 25 or more similar demands are filed against Obillerate by or with the assistance of the same or coordinated counsel, the parties agree the demands will be resolved in staged, batched proceedings under the AAA's Multiple Consumer Case procedures (or, if unavailable, in batches of 10 selected alternately), each batch resolved before the next, with applicable limitations tolled.

15.7 Your right to opt out. You may opt out of this arbitration agreement and class-action waiver by emailing obillerate@yahoo.com within 30 days of first accepting these Terms, with your account email and a clear statement that you opt out of arbitration. Opting out does not affect any other provision.

15.8 Severability. Except as stated in Section 15.5, if any part of this Section 15 is unenforceable, the remainder remains in effect.

16. Governing law and venue

These Terms are governed by the laws of the State of Florida and applicable U.S. federal law, without regard to conflict-of-laws rules. Subject to Section 15, the exclusive venue for any permitted court action is the state or federal courts located in Florida, and the parties consent to personal jurisdiction there. Nothing here deprives you of mandatory consumer protections of the jurisdiction where you reside.

17. Miscellaneous

17.1 Entire agreement. These Terms, together with the Privacy Policy and any posted policies referenced here, are the entire agreement between you and us regarding the Service.

17.2 Assignment. You may not assign these Terms. We may assign them to an affiliate or successor.

17.3 No waiver; severability. Our failure to enforce a provision is not a waiver. If any provision is unenforceable, the rest remains in effect.

17.4 Force majeure. We are not liable for delay or failure caused by events beyond our reasonable control.

17.5 Notices. Legal notices to Obillerate must be sent to Obillerate LLC at obillerate@yahoo.com. We may provide notices to you via your account email or through the Service; keep your email current.

17.6 Export and sanctions. You may not use the Service in violation of U.S. export-control or sanctions laws.

17.7 Electronic communications. By creating an account, you consent to receive transactional and account-related communications electronically at your account email, and agree that electronic communications satisfy any legal writing requirement. Marketing communications are optional; every marketing email includes a working unsubscribe mechanism and our mailing address, and we honor opt-outs promptly. You may not opt out of transactional communications while you maintain an account.

18. Contact

Questions about these Terms: obillerate@yahoo.com.