Stopping credit card companies from charging fees on sales tax

Interchange fees; payment card transactions

Introduced· 2026-01-22

Who's it for

Who's it for: Merchants and local stores

What it means for you

8/10Helps you

Good for everyday people ·

Plain‑English summary, cross‑checked against the official bill text.

This bill stops credit card companies from charging swipe fees on the sales tax part of your receipt, which saves local stores money.

Our take

What we think, in plain words.

When you buy something with a card, the store pays a fee to the credit card company on the whole total. That includes the sales tax. This bill would force card networks to stop charging fees on the tax part. It also makes them announce any new fees 90 days in advance. Plus, it makes the rules for disputed charges fairer. This helps local stores keep more of their money instead of paying fees on taxes they just collect for the government.

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The facts

What the bill actually says, no spin.

Stops credit card networks from charging swipe fees on the sales tax part of a purchase.
Bans card companies from raising other fees just to make up for the lost money.
Forces card networks to tell the public and the state 90 days before they change or add new fees.
Makes companies publish their rules for handling disputed charges so they are not a secret.
Requires a real person to review and decide on a disputed charge before taking money back from a store.