Arizona creates program to help health insurance claim disputes

Consumer assistance; health insurance claims

Introduced· 2026-02-03

Who's it for

Who's it for: Everyday People

What it means for you

8/10Helps you

Good for everyday people ·

Heavily funded

Draft summary, still being checked against the official bill text. Read the source to confirm.

The bill would set up a state program to help people fight denied health insurance claims and punish insurers that repeatedly get it wrong.

Our take

What we think, in plain words.

If passed, Arizona residents could get free help to appeal claim denials, while insurers face higher fines and double payouts, which may push them to treat customers fairly.

Take action

Add your name. At 100 signatures we compile this petition and deliver it to the office — and every signer gets a message to send their own representatives.

0 of 100 in‑district signatures

Step 1 · Pick your position

Step 2 · Add your name

Picking a side above doesn't sign anything yet — a free account records your name on the petition and keeps it one signature per person. We'll bring you straight back here with your choice saved.

The facts

What the bill actually says, no spin.

Creates a health care claims consumer assistance program in the Department of Insurance.
Program helps consumers file complaints, appeals, and settle disputes with insurers.
Insurers can be fined at least $25,000 per repeated violation.
Insurers must pay double the amount wrongfully denied plus attorney fees.
Insurers must report data on denied and wrongfully denied claims to the department.
Department must publish an annual report on claim denials and penalties.
$250,000 is appropriated to fund the program.