Scored 7/10 on whether it helps or hurts everyday people.
The Homeowners Claim Bill
Tax deduction lets homeowners claim insurance premiums on state returns
Personal Income Tax Law: deductions: homeowners’ insurance premiums.
Good for everyday people ·
If passed, Californians earning under $250,000 could subtract their home insurance costs from their state taxes, lowering what they owe.
Our take
What we think, in plain words.
The bill would give a tax break to homeowners with incomes under $250,000, helping them pay insurance, but it would reduce state tax revenue that could support schools or roads.
Take action
Add your name. At 100 signatures we compile this petition and deliver it to the office — and every signer gets a message to send their own representatives.
0 of 100 in‑district signatures
Step 1 · Pick your position
Step 2 · Add your name
Sign in to oppose this billPicking a side above doesn't sign anything yet — a free account records your name on the petition and keeps it one signature per person. We'll bring you straight back here with your choice saved.
The facts
What the bill actually says, no spin.
- The bill adds a new deduction for homeowners insurance premiums.
- The deduction applies for tax years 2026 through 2030.
- Only taxpayers with AGI up to $250,000 (or $125,000 for other filers) qualify.
- The deduction is limited to insurance on the primary residence.
- The deduction ends on December 1, 2031.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the California Bill Book 2026
The best and worst California bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
Get the free PDF →