Scored 7/10 on whether it helps or hurts everyday people.
The Credits Push Bill
Tax credits push insurers to fully cover condo homes
Relating To Insurance.
Good for everyday people ·
If passed, insurers would get tax credits for giving condo owners full coverage, which could make it easier to get mortgages and maybe lower insurance costs.
Our take
What we think, in plain words.
The bill could help everyday Hawaiians buy condos by encouraging insurers to offer full hurricane coverage, but it also gives insurers a tax break, so we must watch if premiums actually drop.
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The facts
What the bill actually says, no spin.
- Bill offers insurers a tax credit equal to 20% of the premium for full condo coverage.
- Insurers incorporated in Hawaii get an extra 10% credit.
- Credit applies only if insurer provides 100% coverage for wind, flood, fire, and other perils.
- Total credits per year are capped at $5 million.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Hawaii Bill Book 2026
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