Scored 7/10 on whether it helps or hurts everyday people.
The Tell Condo Bill
Insurance must tell condo owners why premiums rise
Relating To Insurance.
Good for everyday people ·
If passed, insurers must send condo and community owners a written notice explaining any premium hike over a set percent before it takes effect.
Our take
What we think, in plain words.
Residents of condos and planned communities will know why their insurance costs go up, letting them question insurers and plan budgets, while insurers face extra paperwork.
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The facts
What the bill actually says, no spin.
- Insurers must give written notice of premium increases of a certain percent or more to condo, planned community, and cooperative housing policyholders.
- Notice must list reasons such as water damage, fire safety, reinsurance costs, and other factors.
- Notice must be sent at least several days before the renewal date.
- Insurers must also file a copy of the notice with the Hawaii Insurance Commissioner.
- Insurers must provide similar explanations for past premium hikes from 2022 to 2024 to both the commissioner and policyholders.
- The commissioner must review the statements and report findings to the legislature.
In the news
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Sources
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