Making sure your drug copay never beats the cash price

AN ACT relating to prescription drugs.

Introduced· 2026-01-21

Who's it for

Who's it for: Everyday People

What it means for you

8/10Helps you

Good for everyday people ·

Plain‑English summary, cross‑checked against the official bill text.

This bill stops insurance from charging a copay higher than the cash price of your medicine and makes those cash payments count toward your deductible.

Our take

What we think, in plain words.

Have you ever found out your medicine costs less if you just pay cash instead of using your insurance? This bill fixes that trap. It makes sure your copay is never higher than the cash price. Better yet, if you do pay cash, your insurance still has to count that money toward your deductible. It is a big win for anyone who buys medicine, even though state employee plans get a small loophole for coupon payments.

Take action

Add your name. At 100 signatures we compile this petition and deliver it to the office — and every signer gets a message to send their own representatives.

0 of 100 in‑district signatures

Step 1 · Pick your position

Step 2 · Add your name

Picking a side above doesn't sign anything yet — a free account records your name on the petition and keeps it one signature per person. We'll bring you straight back here with your choice saved.

The facts

What the bill actually says, no spin.

Insurance companies cannot charge you a copay that is higher than the drug cash price.
If you pay the cash price, that money still counts toward your insurance deductible.
Pharmacies and health plans must follow new rules to track these cash payments.
State employee health plans get a special rule that ignores some third-party payments.