Scored 7/10 on whether it helps or hurts everyday people.
The Insurance Renewal Bill
Homeowners must get clear notice before insurance renewal
Property Insurance - Settlement of Claims and Notices
Good for everyday people ·
If passed, insurers would have to tell you what’s changing in your home or renter’s policy before it renews, and use a set formula to pay claims.
Our take
What we think, in plain words.
Consumers could avoid surprise hikes or gaps in coverage, and get fair payouts when a fire or storm damages their home, so they should watch this bill now.
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The facts
What the bill actually says, no spin.
- The bill sets a standard way to calculate actual cash value for property claims.
- It applies to residential and commercial policies issued or renewed on or after Oct 1, 2026.
- Insurers must notify policyholders of any differences before renewal.
- The bill is currently introduced in the Maryland House.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Maryland Bill Book 2026
The best and worst Maryland bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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