Scored 8/10 on whether it helps or hurts everyday people.
The Physical Therapy Bill
Physical therapy copays can’t exceed annual check‑up fees
Health Insurance - Physical Therapy - Copayments, Coinsurance, and Deductibles
Good for everyday people ·
If passed, insurers could not charge higher copays for physical therapy than for a yearly physical exam.
Our take
What we think, in plain words.
Consumers would save money on needed therapy, while insurers would lose extra revenue, so the bill could help families afford rehab now.
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The facts
What the bill actually says, no spin.
- Prohibits insurers, nonprofit health service plans, and HMOs from charging higher copays, coinsurance, or deductibles for covered physical therapy than for an annual physical or wellness visit.
- Applies to all plans under the same contract.
- Bill was introduced in Maryland House in January 2026 and later withdrawn by the sponsor.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Maryland Bill Book 2026
The best and worst Maryland bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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