Scored 8/10 on whether it helps or hurts everyday people.
The Wild Animal Bill
Insurers can’t raise car rates after wild animal collisions
Collisions With Wild Animals - Prohibited Actions by Insurer
Good for everyday people ·
If passed, insurers could not hike your auto premium or drop discounts because you hit a deer or other free‑roaming animal through no fault of yours.
Our take
What we think, in plain words.
Drivers will keep their insurance costs steady even after a surprise animal crash, saving money and avoiding surprise hikes while insurers bear the risk.
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The facts
What the bill actually says, no spin.
- The bill applies to private passenger auto insurance.
- It bans insurers from raising premiums, adding surcharges, or removing discounts for accidents with free‑roaming wild animals when the driver is not at fault.
- It would take effect only if the bill becomes law after passing both chambers and the governor’s signature.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Maryland Bill Book 2026
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