Scored 7/10 on whether it helps or hurts everyday people.
The Programs & Hikes Bill
Insurers must tell drivers about data programs and limit hikes
Private Passenger Motor Vehicle Insurance - Use of Programs That Measure the Operation of an Insured Vehicle
Good for everyday people ·
The bill would force insurers to reveal any tracking program they use, let drivers fix wrong data, and stop them from raising rates more often than every six months.
Our take
What we think, in plain words.
Drivers would know if their insurer is using a tracking program. They could ask to fix data they think is wrong. Insurers could not raise rates every month, only every six months. The bill is still moving, so citizens should watch it.
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The facts
What the bill actually says, no spin.
- Insurers must disclose use of vehicle‑operation measurement programs.
- Policyholders can appeal or correct data they believe is erroneous.
- Premium increases must be at least six months apart.
- Bill passed third reading 30‑13 and was referred to Judiciary.
How they voted
The actual floor vote, and who broke from their own party.
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In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Maryland Bill Book 2026
The best and worst Maryland bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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