Scored 8/10 on whether it helps or hurts everyday people.
The Physical Therapy Bill
Physical therapy copays can’t be higher than annual check‑ups
Health Insurance - Physical Therapy - Copayments, Coinsurance, and Deductibles
Good for everyday people ·
The bill would stop insurers from charging higher copays for physical therapy than for a yearly physical exam.
Our take
What we think, in plain words.
If passed, Maryland families could afford needed therapy without surprise fees, while insurers would have less freedom to raise costs, making health care more affordable.
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The facts
What the bill actually says, no spin.
- The bill applies to insurers, nonprofit health plans, and HMOs.
- It caps PT copay, coinsurance, or deductible at the level of an annual physical or wellness visit.
- It is currently introduced in the Maryland Senate and has a hearing scheduled.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Maryland Bill Book 2026
The best and worst Maryland bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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