Scored 8/10 on whether it helps or hurts everyday people.
The Health Insurance Bill
Michigan bill bans AI from health insurance claim decisions
Insurance: health insurers; use of artificial intelligence tools to make decisions regarding claims; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.
Good for everyday people ·
The bill would stop health insurers from using AI to deny, change, or delay claim payments, protecting patients from opaque computer decisions.
Our take
What we think, in plain words.
If passed, Michigan residents will get health claim payments without hidden AI decisions. Insurers may face higher costs, but patients keep their rights. Speak up now while the bill is still in committee.
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The facts
What the bill actually says, no spin.
- Adds new section 3406ss to Michigan insurance code.
- Bars insurers from denying, modifying, or delaying a claim based on AI review.
- Applies to all health insurance policies in Michigan.
- The bill is introduced and referred to the Communications and Technology Committee.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Michigan Bill Book 2026
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