Scored 7/10 on whether it helps or hurts everyday people.
The Collaborative Mental Bill
Michigan bill forces insurers to pay collaborative mental health care
Insurance: health insurers; collaborative care model for mental health care; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406uu.
Good for everyday people ·
If passed, Michigan health insurers must reimburse collaborative mental‑health services using certain billing codes, unless they can prove the care isn’t medically necessary under parity rules.
Our take
What we think, in plain words.
The bill would make insurers cover team‑based mental‑health visits, helping people get better care now, but it could raise insurance premiums that everyone may end up paying.
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The facts
What the bill actually says, no spin.
- Adds new section 3406uu to the Michigan insurance code.
- Requires insurers that cover mental health to pay for collaborative care using CPT codes 90844, 99492‑99494, and G2214.
- Insurers can deny payment only if medical necessity meets the federal parity act rules.
- The director must update the list of codes if they change.
In the news
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Sources
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