Landlords couldn't just use credit scores to pick renters

Housing: landlord and tenants; prohibition of the use of prospective tenants' credit scores as a sole deciding factor for lease eligibility and allowance for landlords to accept reusable screening reports; provide for. Amends title & sec. 1 of 1972 PA 348 (MCL 554.601) & adds secs. 1e, 1f, 1g & 1h.

Introduced· 2025-09-18

Who's it for

Who's it for: Everyday People

What it means for you

8/10Helps you

Good for everyday people ·

Cost shift

Plain‑English summary, cross‑checked against the official bill text.

This bill would stop landlords from only using your credit score to decide if you can rent, and let you reuse screening reports to save money.

Our take

What we think, in plain words.

This bill would help people who might have a low credit score but are still good renters. It would make landlords look at other things too, not just one number. It would also save you money because you could use the same report for many places instead of paying for a new one each time. Landlords might say it makes it harder to quickly pick tenants. But for regular people, this bill means a fairer chance at finding a home and less money spent on applications. It is still new, so now is the time to tell your lawmakers what you think.

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The facts

What the bill actually says, no spin.

This bill would stop landlords from using your credit score as the only reason to say no to your rental application.
Landlords could choose to accept a 'reusable screening report' that you already paid for.
If a landlord accepts your reusable report, they could not charge you an application fee.
If a landlord does not accept your reusable report, they could charge you up to $25 for an application fee.
Landlords would have to tell you in writing what information they will check and why they might deny your application.