Michigan bill forces insurers to cover menopause treatment

Insurance: health insurers; coverage for treatment of menopause and perimenopause symptoms and waiver of prior authorization for prescription drugs or treatments for menopause and perimenopause symptoms; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406zz.

Introduced· 2025-12-02

Who's it for

Who's it for: Everyday People

What it means for you

8/10Helps you

Good for everyday people ·

Plain‑English summary, cross‑checked against the official bill text.

If passed, health insurers in Michigan must pay for menopause care and cannot make patients get prior approval for those drugs.

Our take

What we think, in plain words.

Women will finally get needed menopause care without extra paperwork, but insurers could see higher bills; supporters should push now while the proposal is still early.

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The facts

What the bill actually says, no spin.

Insurers must cover any medically necessary menopause or perimenopause treatment, including FDA‑approved hormone therapy.
Insurers cannot require prior authorization, step‑therapy, or fail‑first rules for those medicines.
The bill adds a new section 3406zz to Michigan’s insurance code.