Scored 8/10 on whether it helps or hurts everyday people.
The Insurers Rates Bill
Bill blocks insurers from raising rates for spouse's DWI
Prohibiting insurance companies from considering the driving record of household members not covered by the motor vehicle insurance policy when establishing policy premiums.
Good for everyday people ·
If passed, insurers could not increase your car insurance just because your spouse or other household member has a DUI or a suspended license.
Our take
What we think, in plain words.
Right now, families can lose money when a spouse’s DUI makes insurers hike rates. This bill would stop that, keeping your bill steady, and forces insurers to focus on the driver you actually insure.
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The facts
What the bill actually says, no spin.
- Prohibits insurers from raising premiums because of a household member’s driving record unless that person is a listed driver.
- Applies to motor vehicle liability policies in New Hampshire.
- Would take effect on January 1, 2027 if enacted.
- Insurers can still use the record of the actual driver on the policy.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the New Hampshire Bill Book 2026
The best and worst New Hampshire bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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