Scored 8/10 on whether it helps or hurts everyday people.
The Banks & Insurers Bill
Banks and insurers must use only objective risk criteria
Prohibiting denial of banking and insurance services based on any factor that is not quantitative, impartial, and risk-based as measured by an objective standard.
Good for everyday people ·
If passed, banks and insurers could not refuse you because of your politics, religion, or any social score, only real financial risk.
Our take
What we think, in plain words.
This bill protects everyday people from unfair bans, but banks may argue it raises compliance costs and could limit their ability to manage risk.
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The facts
What the bill actually says, no spin.
- Prohibits banks and insurers from denying services based on political opinions or religious beliefs.
- Prohibits use of social credit scores that include political, religious, firearm, or environmental factors.
- Requires decisions to be based on quantitative, impartial, risk‑based standards.
- Allows a religious purpose exception for institutions that claim a religious mission.
- Provides remedies and penalties under unfair trade practice laws for violations.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the New Hampshire Bill Book 2026
The best and worst New Hampshire bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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