Scored 7/10 on whether it helps or hurts everyday people.
The Health Insurers Bill
Health insurers must pass secret shopper tests for network access
Relative to health carrier network access monitoring.
Good for everyday people ·
If passed, insurers will have to prove they let you get appointments quickly, or they must pay for out‑of‑network care and may raise your premiums.
Our take
What we think, in plain words.
Consumers could see faster doctor appointments and get reimbursed for out‑of‑network visits, but insurers might add the extra cost to your monthly premium, so watching the bill now matters.
Take action
Add your name. At 100 signatures we compile this petition and deliver it to the office — and every signer gets a message to send their own representatives.
0 of 100 in‑district signatures
Step 1 · Pick your position
Step 2 · Add your name
Sign in to oppose this billPicking a side above doesn't sign anything yet — a free account records your name on the petition and keeps it one signature per person. We'll bring you straight back here with your choice saved.
The facts
What the bill actually says, no spin.
- Carriers must adopt secret shopper audit protocols by Jan 1, 2027.
- Carriers must hire independent third parties for annual surveys of appointment wait times and provider accessibility.
- Surveys must include behavioral health and primary care providers and be submitted by May 31 each year.
- The insurance department can impose civil penalties for missing reports or low in‑network rates.
- Non‑compliant carriers must reimburse all out‑of‑network claims for provider types where they failed.
- Non‑compliant carriers must create a corrective action plan with the department.
- Audit costs may be passed to policyholders as higher premiums.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the New Hampshire Bill Book 2026
The best and worst New Hampshire bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
Get the free PDF →