Insurers get a free pass to share your data

Broadens scope of information sharing and civil immunity therefor, related to insurance fraud.

Introduced· 2026-01-13

Who's it for

Who's it for: Insurance companies

What it means for you

3/10Hurts you

Bad for everyday people ·

ImmunityRight removed

Plain‑English summary, cross‑checked against the official bill text.

This bill lets insurance companies share your information to look for fraud and stops you from suing them if they mess up.

Our take

What we think, in plain words.

Insurance companies want to share more of your data with each other to catch cheaters. That might sound okay, but this bill gives them a special shield. It says you cannot sue them if they share wrong information that hurts you. If a company wrongly labels you as a fraud risk, you lose your right to take them to court to fix it or get paid for the damage to your reputation.

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The facts

What the bill actually says, no spin.

Lets insurance companies share more of your information to look for fraud.
Changes the rules so data groups can collect information on any person or business, not just regular people.
Gives insurance companies a shield so you cannot sue them for sharing this information.