Scored 8/10 on whether it helps or hurts everyday people.
The Insurance Premium Bill
Insurance premium hikes from immunity claims blocked
Relating to personal automobile or residential property insurance premium increases for claims subject to sovereign, governmental, or official immunity.
Good for everyday people ·
Insurers can't raise premiums due to immunity claims
Our take
What we think, in plain words.
If this bill passes, people who make claims against the government or its employees for damages or injuries may not see their insurance premiums increase, which could help protect their finances and make insurance more affordable
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The facts
What the bill actually says, no spin.
- The bill applies to personal automobile and residential property insurance
- Insurers cannot increase premiums solely due to claims related to governmental immunity
- The law would take effect on September 1, 2025, and apply to policies delivered or renewed on or after January 1, 2026
In the news
Scanning the news for this bill…
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Sources
Read it yourself: the official bill and records.
This bill is in the Texas Bill Book 2026
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