Scored 7/10 on whether it helps or hurts everyday people.
The Credit Cards Bill
Credit cards can't force gun store privacy tags
Protecting Privacy in Purchases Act
Good for everyday people ·
If passed, the bill would stop credit card companies from forcing stores to label gun purchases, keeping your buying habits private.
Our take
What we think, in plain words.
The bill helps shoppers keep their gun purchases hidden from banks and marketers, but it also limits data that could help track illegal sales, so voters should weigh privacy versus safety.
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The facts
What the bill actually says, no spin.
- Prohibits payment card networks from requiring merchant category codes that identify firearms retailers.
- Applies to covered entities that handle payment cards.
- Passed the House with a 221-201 vote on July 14, 2026.
- Sponsored by a group of Republican representatives.
How they voted
The actual floor vote, and who broke from their own party.
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- Henry Cuellar (D): voted for it, crossing most Democrats
- Brian Fitzpatrick (R): voted against it, crossing most Republicans
- Jared Golden (D): voted for it, crossing most Democrats
- Donald Davis (D): voted for it, crossing most Democrats
- Marie Gluesenkamp Perez (D): voted for it, crossing most Democrats
- Adam Gray (D): voted for it, crossing most Democrats
- James Gallagher (D): voted for it, crossing most Democrats
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Federal (Congress) Bill Book 2026
The best and worst Federal (Congress) bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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