Scored 7/10 on whether it helps or hurts everyday people.
The Terrorism Insurance Bill
Congress moves to keep terrorism insurance program alive
TRIA Program Reauthorization Act of 2026
Good for everyday people ·
If passed, the bill would keep the federal terrorism insurance backstop running, letting insurers offer coverage and helping people stay protected after attacks.
Our take
What we think, in plain words.
The program helps keep insurance available after a big terrorist event, so you won’t lose coverage or face huge price hikes; now is the time to support it before the Senate decides.
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The facts
What the bill actually says, no spin.
- The Terrorism Risk Insurance Program provides a federal backstop for large terrorist attacks.
- It lets insurers offer terrorism coverage to homeowners and businesses.
- The bill would extend the program for more years.
- It has bipartisan support in the House.
How they voted
The actual floor vote, and who broke from their own party.
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- Tom McClintock (R): voted against it, crossing most Republicans
- Paul Gosar (R): voted against it, crossing most Republicans
- Andy Harris (R): voted against it, crossing most Republicans
- Thomas Massie (R): voted against it, crossing most Republicans
- Andy Biggs (R): voted against it, crossing most Republicans
- Ralph Norman (R): voted against it, crossing most Republicans
- Michael Cloud (R): voted against it, crossing most Republicans
- Chip Roy (R): voted against it, crossing most Republicans
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Federal (Congress) Bill Book 2026
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