Scored 3/10 on whether it helps or hurts everyday people.
The Debt Collectors Bill
Debt collectors could add more fees in West Virginia
Relating to unfair or unconscionable debt collection practices
Bad for everyday people ·
If passed, the bill would let collectors charge interest or fees as long as the contract or law says so, even if both aren't required.
Our take
What we think, in plain words.
Consumers could see higher debt balances and pay more for loans, while collectors gain more ways to collect money; now is the time to speak up before it passes.
Take action
Add your name. At 100 signatures we compile this petition and deliver it to the office — and every signer gets a message to send their own representatives.
0 of 100 in‑district signatures
Step 1 · Pick your position
Step 2 · Add your name
Sign in to oppose this billPicking a side above doesn't sign anything yet — a free account records your name on the petition and keeps it one signature per person. We'll bring you straight back here with your choice saved.
The facts
What the bill actually says, no spin.
- Allows collection of interest or fees if authorized by the agreement or by law, not both.
- Sets a cap of 33.33% on attorney fees and allows up to an extra 5% for educational loan debts.
- Prohibits unfair practices like false statements, collecting fees after bankruptcy, and contacting consumers after attorney notice.
- Requires a written disclosure when a debt is past the statute of limitations.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the West Virginia Bill Book 2026
The best and worst West Virginia bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
Get the free PDF →