Scored 8/10 on whether it helps or hurts everyday people.
The Life Insurance Bill
Life insurance cash value won't count against Medicaid eligibility
Exempting life insurance cash value from Medicaid eligibility calculations
Good for everyday people ·
This bill would let people keep more money in life insurance without losing Medicaid help.
Our take
What we think, in plain words.
If this bill passes, more people could qualify for Medicaid while still having life insurance. This is important for families who need help paying for healthcare.
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The facts
What the bill actually says, no spin.
- The bill exempts the first $25,000 of life insurance cash value from Medicaid calculations.
- This means people can have life insurance without it affecting their Medicaid eligibility.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the West Virginia Bill Book 2026
The best and worst West Virginia bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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