Scored 8/10 on whether it helps or hurts everyday people.
The Insurers Prevention Bill
Delaware bill forces insurers to cover HIV prevention without cost
An Act To Amend Title 18, Title 29, And Title 31 Of The Delaware Code Relating To Insurance Coverage For Treatment To Prevent Hiv Infection.
Good for everyday people ·
If passed, the bill would force health insurers to pay for HIV prevention drugs and tests without any co‑pay, deductible, or waiting for approval.
Our take
What we think, in plain words.
The bill would make it easier for people at risk of HIV to get needed medicines and testing without extra costs, but insurers may spread those costs into overall premiums.
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The facts
What the bill actually says, no spin.
- Requires coverage for medically necessary PrEP and PEP.
- Prohibits cost‑sharing like deductibles, copays, and coinsurance for these drugs.
- Bars prior authorization, step therapy, and unreasonable delays.
- Mandates coverage for essential support services such as HIV testing and counseling.
- Applies to most health insurance policies, except limited plans like accident‑only or Medicare supplement.
How they voted
The actual floor vote, and who broke from their own party.
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In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Delaware Bill Book 2026
The best and worst Delaware bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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