Landlords can't force renters to buy specific insurance

An Act To Amend Title 25 Of The Delaware Code Relating To Renters Insurance.

Engrossed· 2026-06-18

Who's it for

Who's it for: Everyday People

What it means for you

8/10Helps you

Good for everyday people ·

Plain‑English summary, cross‑checked against the official bill text.

This bill would stop landlords from making renters buy insurance from only one company, giving renters more choices.

Our take

What we think, in plain words.

This bill would help renters save money and choose what is best for them. Right now, some landlords might make renters buy insurance from only one company. This bill would stop that. Landlords could still ask renters to have insurance, but renters could pick any company they want, as long as the insurance meets the lease rules. This means renters would have more power and could shop around for better deals.

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The facts

What the bill actually says, no spin.

A landlord could not make a tenant get renters insurance from a certain company.
A landlord could still ask a tenant to have renters insurance as part of the rental agreement.
A tenant could use any insurance company allowed in Delaware if their policy meets the lease rules.