Scored 8/10 on whether it helps or hurts everyday people.
The Accident Victims Bill
Delaware lets accident victims cancel early settlement releases
Act To Amend Title 18 Of The Delaware Code Relating To Unfair Practices In The Insurance Business.
Good for everyday people ·
If you sign a settlement within 30 days after a car crash, you can change your mind within 15 days and get your money back
Our take
What we think, in plain words.
This bill gives people a safety net if they sign a quick release without a lawyer, so insurers must wait for confirmation before paying, protecting consumers from rushed deals
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The facts
What the bill actually says, no spin.
- Adds a right to rescind a release signed within 30 days of a car accident
- Rescission must be done within 15 days of signing or cashing the check
- Requires a written notice of the rescission right on the release or check
- Insurers can hold future settlement payments until they get proof the money was returned
- The law takes effect six months after it is enacted
How they voted
The actual floor vote, and who broke from their own party.
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- Jeff Hilovsky (R): voted against it, crossing most Republicans
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Delaware Bill Book 2026
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