Scored 7/10 on whether it helps or hurts everyday people.
The Extra Credit Bill
Delaware bans extra credit card fees for small purchases
An Act To Amend Title 6 Of The Delaware Code Relating To Credit Card Transactions.
Good for everyday people ·
If passed, stores in Delaware could not add extra fees beyond the card processor cost for purchases under $1,500, and could not refuse cards for larger buys.
Our take
What we think, in plain words.
Consumers would keep more money at checkout and still be able to use cards for big buys, while merchants lose the ability to charge extra fees or turn away card users.
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The facts
What the bill actually says, no spin.
- For transactions $1,500 or less, sellers cannot impose a surcharge higher than the credit card processing fee.
- For transactions over $1,500, sellers cannot refuse to accept credit cards or add any surcharge.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the Delaware Bill Book 2026
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