Florida bill forces bail bond insurers to report premiums

Foreign and Alien Bail Bond Insurers

Introduced· 2025-11-21

Who's it for

Who's it for: Everyday People

What it means for you

6/10Mixed

Mixed: some good, some bad ·

Draft summary, still being checked against the official bill text. Read the source to confirm.

If passed, the bill would make foreign and alien bail bond insurers in Florida keep detailed records and report their premiums to the state regulator.

Our take

What we think, in plain words.

Citizens could see more transparency in bail bond costs, helping watchdogs spot unfair fees, while insurers will have to spend time and money on paperwork.

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The facts

What the bill actually says, no spin.

The bill applies to domestic, foreign, and alien bail bond insurers doing business in Florida.
Insurers must report direct written bail bond premiums net of amounts kept by agents.
Premiums cannot be reported as less than 6.5% of total consideration received by agents.
Insurers must keep complete records of total consideration paid for all bail bonds.
Insurers must disclose premium amounts, taxes, and withheld amounts in their annual financial statements.
The law would take effect July 1, 2026.