New York bans gender‑based disability insurance premiums

Prohibits the imposition of different premium rates for disability insurance based on gender.

Introduced· 2025-01-08

Who's it for

Who's it for: Everyday People

What it means for you

7/10Helps you

Good for everyday people ·

Right removed

Draft summary, still being checked against the official bill text. Read the source to confirm.

If passed, insurers could not charge men or women different rates for disability insurance, so everyone pays the same price.

Our take

What we think, in plain words.

The bill would make disability insurance pricing fair for all New Yorkers. No one could be charged more just because they are male or female. That protects everyday people from hidden price hikes. If the bill stalls, insurers could keep using gender to raise rates for some. Support now to lock in equal pricing.

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The facts

What the bill actually says, no spin.

The bill adds section 3215‑a to New York insurance law.
It says insurers cannot charge different disability insurance premiums based on gender.
The rule applies to individual, group, and blanket disability policies.
It would take effect on Jan. 1, one year after becoming law.
The bill is introduced and referred to the Insurance Committee.