Scored 8/10 on whether it helps or hurts everyday people.
The Medicare Supplement Bill
Medicare supplement insurers must tell seniors about cheaper options
Requires insurers offering renewal of certain Medicare supplemental insurance policies or providing notification of a change in premiums of such policies to notify policyholders of the availability of policies offered by such insurer with similar benefits at a comparable premium or the ability of such policyholder to purchase a different policy without the pre-existing condition waiting period; applies to policies for which such insurers no longer accept new contracts but continue to renew for existing policyholders.
Good for everyday people ·
If passed, insurers must write seniors a notice about other plans they can buy without a waiting period and any lower‑cost options.
Our take
What we think, in plain words.
Seniors with Medicare supplement policies that can’t take new customers will finally learn if they can switch to a cheaper plan without a pre‑existing condition lock, helping them keep costs down.
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The facts
What the bill actually says, no spin.
- The bill applies to “closed block” Medicare supplemental policies that insurers no longer sell to new customers.
- Insurers must send a written notice when renewing or changing premiums.
- Notice must include the right to buy a different policy without a pre‑existing condition waiting period.
- Notice must list any similar‑benefit policies at a lower premium and give a toll‑free number and website.
In the news
Scanning the news for this bill…
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Sources
Read it yourself: the official bill and records.
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