Scored 8/10 on whether it helps or hurts everyday people.
The Insurers Coverage Bill
South Carolina bans insurers from using DNA to deny coverage
Genetic protections in insurance policies
Good for everyday people ·
If passed, insurers in South Carolina could not cancel, limit, or raise premiums because of a person's genetic test results.
Our take
What we think, in plain words.
Consumers will keep their right to get life, health, disability, or long‑term care insurance without fear that a DNA test will make it more expensive or unavailable; insurers lose a tool they could use to charge higher rates.
Take action
Add your name. At 100 signatures we compile this petition and deliver it to the office — and every signer gets a message to send their own representatives.
0 of 100 in‑district signatures
Step 1 · Pick your position
Step 2 · Add your name
Sign in to oppose this billPicking a side above doesn't sign anything yet — a free account records your name on the petition and keeps it one signature per person. We'll bring you straight back here with your choice saved.
The facts
What the bill actually says, no spin.
- The bill adds new sections 38‑63‑120, 38‑65‑140, 38‑71‑300, and 38‑72‑120 to the state code.
- It stops life, health, disability, and long‑term care insurers from requiring genetic tests as a condition for coverage.
- Insurers may not use a person's genetic information to cancel, limit, or deny coverage without written consent.
- The rule does not apply to accident‑only, hospital indemnity, dental, or vision policies.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the South Carolina Bill Book 2026
The best and worst South Carolina bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
Get the free PDF →