Scored 7/10 on whether it helps or hurts everyday people.
The Doctors Flat Bill
Doctors can offer flat monthly fees without insurance rules
Direct Primary Care Agreements
Good for everyday people ·
This bill lets you pay a flat monthly fee directly to your doctor for basic care without it being regulated as health insurance.
Our take
What we think, in plain words.
This bill makes it easier for doctors to offer subscription-style healthcare. By cutting out the insurance middlemen, doctors can offer flat monthly rates for basic checkups and care. While it removes state insurance oversight, the bill protects you by banning cancellation fees, stopping hidden charges, and forcing doctors to be upfront that this does not replace major medical insurance. It is a win for clear pricing and patient choice.
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The facts
What the bill actually says, no spin.
- Defines direct primary care as a written agreement between you and a doctor.
- Says these agreements are not health insurance and will not be regulated by the state insurance department.
- Lets you cancel the agreement at any time without paying a penalty fee.
- Forces doctors to clearly list what services are included and bans them from charging extra for those services.
- Requires a clear warning that the agreement is not actual health insurance.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the South Carolina Bill Book 2026
The best and worst South Carolina bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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