Scored 3/10 on whether it helps or hurts everyday people.
The Insurance Claims Bill
Car insurance claims must go through arbitration with new fees
Autobomobile insurance arbitration
Bad for everyday people ·
If passed, drivers will have to pay a small filing fee and may face higher arbitration costs when suing insurers over car damage.
Our take
What we think, in plain words.
Consumers should watch this bill because it could make suing for car damage more expensive and push more cases into a private arbitration system that favors insurers.
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The facts
What the bill actually says, no spin.
- Filing a claim costs $10.50 plus $5.25 for clerk and service.
- Arbitrators can be paid up to $3,500 for each case.
- Arbitrators may award attorney's fees to the winner.
- Parties can appeal arbitrator decisions within 20 days.
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the South Carolina Bill Book 2026
The best and worst South Carolina bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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