Scored 7/10 on whether it helps or hurts everyday people.
The Insurance Fraud Bill
New bill aims to protect homeowners from insurance fraud
Insurance Rate Reduction and Policy Holder Protection Act
Good for everyday people ·
This bill would help protect homeowners from unfair insurance practices and fraud, making it easier for them to get fair treatment.
Our take
What we think, in plain words.
This is a good chance to support homeowners and ensure they are treated fairly by insurance companies. Now is the time to speak up for better protections.
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The facts
What the bill actually says, no spin.
- The bill would stop builders from promising to pay insurance deductibles.
- It would create a special division to investigate insurance fraud.
- Homeowners could get discounts on insurance premiums for certain safety measures.
How they voted
The actual floor vote, and who broke from their own party.
Want to see how your representatives voted on this? Find your reps →
- Carl Anderson (D): voted for it, crossing most Democrats
- Gilda Cobb-Hunter (D): voted for it, crossing most Democrats
- Jackie Hayes (D): voted for it, crossing most Democrats
- Lonnie Hosey (D): voted for it, crossing most Democrats
- Leonidas Stavrinakis (D): voted for it, crossing most Democrats
- David Weeks (D): voted for it, crossing most Democrats
- Robert Williams (D): voted for it, crossing most Democrats
- Beth Bernstein (D): voted for it, crossing most Democrats
In the news
Scanning the news for this bill…
Headlines gathered from across the news, starting points to explore, not endorsements. Always read the official text before acting.
Sources
Read it yourself: the official bill and records.
This bill is in the South Carolina Bill Book 2026
The best and worst South Carolina bills of 2026, one page each — our take on the left, the bill on the right, and room for your notes. No email needed.
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