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Obillerate · Watchdog

Arizona Bill Book

2026

The Arizona bills that matter most, scored 1–10 on who they really help — with the receipts. One bill per page. Free to read, print and share.

65 bills scored · data as of 2026-09-11

How to read this book

The score.Every bill gets a 1–10 on one question: does it help or hurt everyday people? 1 hurts, 10 helps, 5–6 is mixed. The score is our editorial judgement — so every page shows the reasoning behind it, factor by factor. That section is the “receipts”, and it is the part no other bill list gives you.

How bills were chosen. Ranked, not cherry-picked. This edition prints the 10 lowest-scoring and 10 highest-scoring of the 65 bills we have fully analysed for Arizona. A bill only qualifies if it passed our verification step, has a recorded official status, and has its reasoning attached. Thin entries are left out rather than padded.

Lowest-scoring is not the same as evil. Only 143 bills in the entire country score 3 or below, so in most states the bottom of the list includes bills that are simply mixed. We label each one for what it is instead of inflating it.

These are proposals, not law — unless the status line says otherwise. Bills move constantly; each page shows the status we recorded on 2026-09-11 and links to the live version.

Bill data from LegiScan (CC BY 4.0), Congress.gov and OpenStates. Analysis and scoring are Obillerate's own. Editorial opinion, not legal advice — always read the official text before acting. Spot an error? www.obillerate.com/corrections

10 lowest-scoring

The worst Arizona bills

Ranked from the lowest score up. These are the ones most likely to cost you money, rights or recourse.

AZ SB1801 · Money & Damages

Free bet deductions give wagering operators tax breaks

Event wagering; data · Introduced as of 2026-02-05

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill lets betting companies subtract free‑bet promotions from their gross earnings, lowering the amount they pay in taxes.

What it means for you

The bill could cut state tax revenue that funds public services while giving betting firms a financial edge, so everyday people may see less funding for schools or roads.

Who it's for

Event wagering operators

Why it scores 3/10 — the receipts

  • Accountability (hurts) reduces oversight. Operators get tax breaks without added reporting.
  • Rights & Protections (neutral) no direct rights change. Does not affect consumer legal rights.
  • Who Bears the Cost (hurts) tax revenue loss. State taxpayers bear the cost of reduced receipts.
  • Process Transparency (neutral) no new reporting. No additional transparency requirements.
  • Funding Tilt (hurts) tax benefit to operators. Shifts money from public funds to operators.

Follow the money

Pushing for it: operators
Bearing the cost: state

Read it yourself

AZ SB1801 · Arizona Bill Book 2026 · page 1 of 20www.obillerate.com/bill/az-sb1801-104252

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2345 · Criminal Justice

Arizona bill lets state seize trucks of undocumented drivers

Unlawful presence; commercial vehicle; forfeiture · Introduced as of 2026-01-15

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would let police take away a truck from an undocumented driver who uses a fake commercial license and force the driver or employer to pay.

What it means for you

The bill could strip undocumented truck drivers of their livelihood and add costly penalties for employers, while giving the state more money from seized vehicles; citizens should watch as it may target vulnerable workers.

Who it's for

Government Power

Why it scores 3/10 — the receipts

  • Accountability (neutral) adds felony for falsified license. Adds criminal accountability for illegal drivers
  • Rights & Protections (hurts) takes away vehicle and imposes felony. Reduces driver rights
  • Who Bears the Cost (hurts) shifts cost to drivers/employers. Employer pays penalty equal to vehicle value
  • Process Transparency (neutral) no new transparency provisions. Standard process
  • Funding Tilt (helps) adds revenue to highway fund. Funds go to state highway user revenue

How they voted

House · 2026-02-02 passed
Yes 5R/3D · No 0R/0D

Read it yourself

AZ HB2345 · Arizona Bill Book 2026 · page 2 of 20www.obillerate.com/bill/az-hb2345-078987

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2288 · Money & Damages

Big companies get a tax break on their foreign profits

Income tax; subtraction; foreign dividends · Introduced as of 2026-01-20

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would let large multinational companies pay less in state taxes by allowing them to ignore certain profits they make overseas.

What it means for you

If this bill passes, big companies that do business around the world will get a special discount on their Arizona taxes. The bill changes the rules so that certain profits made in other countries do not count toward the company's state tax bill. When huge corporations pay less in taxes, the state has less money for schools, roads, and other public services. Everyday people end up carrying more of the weight. Now is the time to speak up before this quiet tax break moves forward.

Who it's for

Big Business

Why it scores 3/10 — the receipts

  • Accountability (neutral) Neutral. The bill does not directly affect legal accountability or lawsuits.
  • Rights & Protections (neutral) Neutral. The bill does not impact consumer rights or protections.
  • Who Bears the Cost (hurts) Shifts burden to the public. By reducing the tax burden on multinational corporations, the state loses revenue that funds public services for everyday people.
  • Process Transparency (neutral) Neutral. The bill goes through standard legislative processes.
  • Funding Tilt (hurts) Favors large corporations. The bill creates a specific tax carve-out for global income, which only benefits very large, multinational businesses.

Follow the money

Pushing for it: Multinational corporations
Bearing the cost: Arizona taxpayers

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

AZ HB2288 · Arizona Bill Book 2026 · page 3 of 20www.obillerate.com/bill/az-hb2288-073578

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2256 · Money & Damages

Salvage dealers get faster title if owners don’t pay

Salvage vehicles; abandoned; insurance claim · Engrossed as of 2026-02-23

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

If an insurance claim is denied, the dealer can keep the car and sell it unless the owner pays fees and picks it up in time.

What it means for you

The bill lets insurers and salvage dealers take control of abandoned cars quickly, pushing owners to pay storage fees or lose the vehicle, so they should watch the vote.

Who it's for

Salvage dealers

Why it scores 3/10 — the receipts

  • Accountability (hurts) owner rights reduced. owner loses vehicle if not paid
  • Rights & Protections (hurts) owner's control over vehicle limited. title transferred to dealer after notice period
  • Who Bears the Cost (hurts) fees shift to owners. owner must pay storage and title fees
  • Process Transparency (neutral) notice requirements add some transparency. dealer must send certified mail notices
  • Funding Tilt (neutral) department may charge fee. fee amount to be set by department

Follow the money

Pushing for it: Salvage dealers
Bearing the cost: Vehicle owners

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

AZ HB2256 · Arizona Bill Book 2026 · page 4 of 20www.obillerate.com/bill/az-hb2256-071876

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2832 · Money & Damages

Allows private school families to stack state voucher money

STOs; ESAs; student eligibility · Introduced as of 2026-01-20

3/10
Hurts you

Bad for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill lets parents collect two different types of state-funded private school vouchers for the same child at the same time.

What it means for you

Right now, Arizona law says families must choose between an Empowerment Scholarship Account or a tax-credit scholarship. This bill crosses out that rule. By letting parents stack both payouts, it funnels even more taxpayer money toward private schools. This drains resources from the general fund and public schools where most kids learn.

Who it's for

The Wealthy / Donors

Why it scores 3/10 — the receipts

  • Funding Tilt (hurts) Allows stacking of state-subsidized education funds.. The bill deletes the clause that prevents a student from accepting a School Tuition Organization scholarship concurrently with an Empowerment Scholarship Account.
  • Accountability (hurts) Removes a financial guardrail.. By striking the concurrent use ban, it allows double-dipping into different state-backed education funds.

Follow the money

Pushing for it: Private school families
Bearing the cost: Public schools and taxpayers

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

AZ HB2832 · Arizona Bill Book 2026 · page 5 of 20www.obillerate.com/bill/az-hb2832-083480

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2119 · Money & Damages

Arizona bill offers tax breaks for new data centers

Computer data center; application; deadline · Introduced as of 2026-01-12

4/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

The bill would give tax breaks to owners of new data centers that meet big investment rules, shifting that revenue loss to Arizona taxpayers.

What it means for you

The bill could lure data center companies to Arizona and create jobs, but it also reduces tax money that could fund schools and services, so voters should watch it now.

Who it's for

Data centers

Why it scores 4/10 — the receipts

  • Accountability (hurts) Limited oversight and appeals only after revocation.. Authority can revoke tax relief with minimal public accountability.
  • Rights & Protections (neutral) No direct impact on personal legal rights.. Bill does not change citizens' ability to sue or protect themselves.
  • Who Bears the Cost (helps) Tax loss shifts to all Arizona taxpayers.. Tax relief reduces state revenue, effectively costing the public.
  • Process Transparency (neutral) Application process defined but details kept confidential.. Procedures are set, but some information is not public.
  • Funding Tilt (hurts) Provides tax breaks without offsetting revenue.. No new funding or fees added to balance the tax relief.

Follow the money

Pushing for it: Data center owners
Bearing the cost: Taxpayers

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

AZ HB2119 · Arizona Bill Book 2026 · page 6 of 20www.obillerate.com/bill/az-hb2119-064937

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2447 · Healthcare & Insurance

Insurers must pay nurse anesthetists the same as doctors

Insurance; reimbursement rates; nurse anesthetist · Engrossed as of 2026-02-26

4/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would force health insurance companies to pay nurse anesthetists the same amount of money they pay doctors for the exact same work.

What it means for you

Right now, insurance companies usually pay nurses less than doctors for putting you to sleep before surgery. This bill would make insurers pay nurse anesthetists the higher doctor rate. While this is a big win for these nurses, insurance companies will probably raise your monthly premiums to cover the extra cost. It is a tug-of-war between two big groups over money, and everyday patients might end up footing the bill.

Who it's for

Nurse Anesthetists

Why it scores 4/10 — the receipts

  • Accountability (neutral) Neutral. The bill does not change anyone's right to sue or hold providers accountable.
  • Rights & Protections (neutral) Neutral. This is a payment dispute between providers and insurers, not a change to patient rights.
  • Who Bears the Cost (hurts) Negative. Forcing insurers to pay higher rates to nurses will likely cause them to raise premiums for everyday people.
  • Process Transparency (neutral) Neutral. Does not affect public records or government transparency.
  • Funding Tilt (hurts) Negative. The bill uses state power to guarantee higher payouts for a specific medical profession.

Follow the money

Pushing for it: Nurse Anesthetists
Bearing the cost: Insurance Companies and Consumers

Who's behind it

Republican-sponsored (2R / 0D)

How they voted

House · 2026-02-25 passed
Yes 15R/17D · No 16R/6D

Read it yourself

AZ HB2447 · Arizona Bill Book 2026 · page 7 of 20www.obillerate.com/bill/az-hb2447-080233

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2459 · Housing & Property

Mobile home landlords could add new utility billing fees

Mobile home parks; submetering; fees · Engrossed as of 2026-02-17

4/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would let mobile home park owners add an extra fee of up to $8 when they bill renters for utilities like water or electricity.

What it means for you

Mobile home residents often live on tight budgets. This bill would allow landlords to tack a new administrative fee onto utility bills. While the bill caps the fee at $8 to stop extreme charges, it still means higher monthly costs for people who rent space in these parks.

Who it's for

Mobile home park landlords

Why it scores 4/10 — the receipts

  • Accountability (neutral) Neutral impact. The bill does not significantly change legal accountability for either party.
  • Rights & Protections (neutral) Mixed impact. It caps the new fee at $8 and requires clear disclosure, but it still introduces a new allowable charge.
  • Who Bears the Cost (hurts) Cost shifts to renters. Tenants would have to pay a new administrative fee of up to $8 on top of their actual utility usage.
  • Process Transparency (helps) Requires disclosure. The rental agreement must clearly list the utility services charged and the exact amount of the fee.
  • Funding Tilt (neutral) Neutral impact. No state funding changes are involved.

Who's behind it

Republican-sponsored (1R / 0D)

How they voted

House · 2026-02-17 passed
Yes 32R/25D · No 0R/0D

Read it yourself

AZ HB2459 · Arizona Bill Book 2026 · page 8 of 20www.obillerate.com/bill/az-hb2459-079835

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2779 · Healthcare & Insurance

New bill limits dialysis centers' advice on insurance plans

Health care; premiums; insurance; dialysis · Introduced as of 2026-01-22

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would stop dialysis centers from helping patients choose health insurance plans, which could make it harder for them to get coverage.

What it means for you

If this bill passes, people needing dialysis might struggle to find the right insurance. Now is the time to speak up for better support.

Who it's for

Everyday People

Why it scores 5/10 — the receipts

  • Rights & Protections (hurts) Limits patient support. The bill restricts dialysis centers from providing insurance advice.
  • Process Transparency (helps) Nonprofits must notify patients. Nonprofits must notify individuals before stopping premium assistance.

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

AZ HB2779 · Arizona Bill Book 2026 · page 9 of 20www.obillerate.com/bill/az-hb2779-083112

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ SB1066 · Your Right to Sue

Arizona bill lets state sue researchers for fake science

Civil liability; fraudulent scientific research · Introduced as of 2026-01-15

5/10
Mixed

Mixed: some good, some bad — on our 1–10 scale, 1 hurts and 10 helps.

What it does

Arizona could sue scientists who publish fake research, but universities and drug makers would be exempt, and penalties would go to the state.

What it means for you

People could gain a tool to stop bogus studies, but big labs and pharma stay safe from lawsuits, and any fines end up in the state budget instead of helping victims.

Who it's for

Universities and drug manufacturers

Why it scores 5/10 — the receipts

  • Accountability (helps) Adds a new way to hold researchers accountable.. Civil actions can be brought by state officials for fraudulent research.
  • Rights & Protections (neutral) Creates a right to sue but also carves out exemptions.. Exempts accredited universities and drug‑manufacturer‑funded research.
  • Who Bears the Cost (hurts) Penalties go to government funds, not victims.. Civil penalties are deposited in the state or county general fund.
  • Process Transparency (neutral) No major changes to how cases are handled.. Actions require clear and convincing evidence.
  • Funding Tilt (helps) Provides extra revenue for the state.. Collected civil penalties are directed to the state general fund.

Follow the money

Pushing for it: State general fund
Bearing the cost: Researchers

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

AZ SB1066 · Arizona Bill Book 2026 · page 10 of 20www.obillerate.com/bill/az-sb1066-060649

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

10 highest-scoring

The best Arizona bills

The other half of the record: bills that would actually help everyday people.

AZ HB2333 · Healthcare & Insurance

Health plans must cover specialized prosthetics for active lives

Insurance; prosthetics; orthotics; reporting requirements · Introduced as of 2026-01-21

10/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would force health insurance companies to pay for prosthetic limbs that let people run, swim, and shower without charging them unfair extra fees.

What it means for you

Right now, insurance companies often refuse to pay for prosthetic limbs designed for sports or showering. They claim these items are not needed for basic health. This bill would change the rules. It would force insurers to cover devices that let people live full, active lives. It would also stop them from slapping unfair fees on amputees or denying coverage based on a disability. If this passes, people who need artificial limbs will get the gear they need to run, swim, and work without going broke.

Who it's for

Everyday People

Why it scores 10/10 — the receipts

  • Rights & Protections (helps) Massively expands consumer rights by forcing insurers to cover life-enhancing medical devices.. Requires coverage for prosthetics needed for physical activities and showering, and bans discrimination based on disability.
  • Who Bears the Cost (helps) Shifts the massive cost of specialized prosthetics away from patients and onto insurance companies.. Bans separate, more restrictive cost-sharing requirements for prosthetics.
  • Accountability (helps) Forces insurers to justify their choices.. Requires insurers to issue coverage denials in writing and mandates an annual state report on prosthetic care.
  • Process Transparency (neutral) Neutral impact on government transparency.. The bill focuses on insurance rules rather than public records or open meetings.
  • Funding Tilt (neutral) Neutral impact on state funding.. No direct state funding changes are mentioned in this excerpt.

Follow the money

Pushing for it: People who need prosthetics
Bearing the cost: Health insurance companies

Who's behind it

Republican-sponsored (1R / 0D)

How they voted

House · 2026-02-09 passed
Yes 5R/5D · No 2R/0D

Read it yourself

AZ HB2333 · Arizona Bill Book 2026 · page 11 of 20www.obillerate.com/bill/az-hb2333-078766

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2489 · Privacy & Data

Arizona bill bans companies from tracking you to change prices

Difference in pricing; prohibition; penalty · Introduced as of 2026-01-20

10/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill stops companies from using your personal data to secretly charge you a higher price than someone else.

What it means for you

Have you ever noticed a flight or hotel get more expensive after you search for it a few times? This bill targets that kind of creepy pricing. It makes it illegal for companies to use your personal data, location, or browsing habits to charge you a customized price. Even better, it bans the fine print that blocks you from suing them in a real court, meaning you can actually team up with other customers to hold them accountable.

Who it's for

Everyday People

Why it scores 10/10 — the receipts

  • Accountability (helps) Strong penalties and enforcement. Fines companies $3,500 per violation and allows the Attorney General to investigate.
  • Rights & Protections (helps) Restores the right to sue. Protects consumer privacy and explicitly voids fine-print contracts that block people from filing group lawsuits.
  • Process Transparency (helps) Clear rules for discounts. Requires companies to clearly explain the rules if they offer standard discounts to groups like veterans or students.

Follow the money

Pushing for it: Consumers
Bearing the cost: Companies per violation ($3,500)

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

AZ HB2489 · Arizona Bill Book 2026 · page 12 of 20www.obillerate.com/bill/az-hb2489-081403

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2709 · Housing & Property

Arizona bill stops landlords from overcharging for applications

Landlord tenant; applications; fees; disclosures · Introduced as of 2026-01-20

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would stop landlords from charging too much for applications and hidden fees, helping renters save money and understand costs better.

What it means for you

This bill would make it fairer for people looking for a place to live. Landlords would have to be clear about all costs upfront, so renters would not be surprised by extra fees for things like background checks or online payments. It would also stop landlords from charging for the same application more than once a year or for services like trash valet that a tenant might not want. Some landlords might say these fees help cover their costs, but this bill aims to protect renters from unfair charges while they are still looking for a home.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Landlords would be more accountable for transparent pricing and fair application fees.. The bill requires landlords to disclose all fees upfront and limits what they can charge for applications and services, making them more accountable to prospective tenants.
  • Rights & Protections (helps) Protects renters from hidden fees and excessive application costs.. By limiting application fees, requiring cost transparency, and allowing tenants to decline certain services, the bill protects renters from unexpected financial burdens.
  • Who Bears the Cost (helps) Shifts some potential costs away from renters.. Renters would no longer bear the cost of duplicate application fees, inflated background check fees, or unwanted online payment service charges.
  • Process Transparency (helps) Increases transparency in rental agreements and advertising.. Landlords would be required to disclose all periodic rent and mandatory fees clearly on the first page of the rental agreement and in all advertisements, including online.
  • Funding Tilt (neutral) No direct funding implications.. This bill does not involve state funding or appropriations.

Follow the money

Pushing for it: Renters
Bearing the cost: Landlords

Who's behind it

Democrat-sponsored (0R / 21D)

Read it yourself

AZ HB2709 · Arizona Bill Book 2026 · page 13 of 20www.obillerate.com/bill/az-hb2709-083308

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2643 · Housing & Property

Bad landlords could face consumer fraud lawsuits

Residential landlord tenant; consumer fraud · Introduced as of 2026-01-20

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would let people sue landlords for consumer fraud if they break rental rules, making it easier to fight unfair practices.

What it means for you

This bill would give tenants a powerful new way to hold landlords accountable. If a landlord breaks the rules in Arizona's rental laws, like not fixing things or charging unfair fees, this bill would let people use consumer fraud laws to take them to court. This means tenants could get help from the state's consumer protection office and might get more money back if they win. Landlords might say this makes it too easy to sue them, but supporters would say it protects renters from bad landlords. It is important for people to speak up now if they want to make it easier for tenants to fight unfair treatment.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Landlords would face stronger legal action for breaking rules.. The bill makes landlord violations subject to consumer fraud enforcement, increasing their accountability to tenants.
  • Rights & Protections (helps) Tenants would have a new way to protect themselves from unfair landlord practices.. By classifying landlord violations as consumer fraud, tenants gain access to additional legal remedies and enforcement mechanisms under consumer protection laws.
  • Who Bears the Cost (neutral) No direct cost shift is stated in the bill text.. The bill does not specify new fees or costs for either landlords or tenants, but increased enforcement could lead to legal costs for landlords found in violation.
  • Process Transparency (neutral) The bill does not change how laws are made or shared.. The bill focuses on enforcement mechanisms, not legislative process transparency.
  • Funding Tilt (neutral) The bill does not mention new funding or spending.. The bill does not include any appropriations or funding provisions.

Follow the money

Pushing for it: Tenants who win consumer fraud cases
Bearing the cost: Landlords found guilty of consumer fraud

Who's behind it

Democrat-sponsored (0R / 16D)

Read it yourself

AZ HB2643 · Arizona Bill Book 2026 · page 14 of 20www.obillerate.com/bill/az-hb2643-082295

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ SB1533 · Consumer Protection

New program aims to help consumers with health insurance claims

Health insurance; claims; consumer assistance · Introduced as of 2026-02-02

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would help people understand and settle their health insurance claims better.

What it means for you

If this bill passes, it could make it easier for you to get the health insurance help you need. Now is the time to support it.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Increased accountability for health insurers. Insurers face penalties for wrongful claims denials
  • Rights & Protections (helps) Strengthens consumer rights. Consumers get better support and information about their claims
  • Who Bears the Cost (neutral) Costs are unclear but aimed at insurers. Insurers may face costs from penalties but consumers gain support
  • Process Transparency (helps) Increases transparency in claims process. Annual reports will show how insurers handle claims
  • Funding Tilt (neutral) Program funding is not specified. Funding details for the assistance program are unknown

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

AZ SB1533 · Arizona Bill Book 2026 · page 15 of 20www.obillerate.com/bill/az-sb1533-100601

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ SB1771 · Healthcare & Insurance

New bill aims to protect health insurance coverage for everyone

Health insurance; requirements; essential benefits · Introduced as of 2026-02-05

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make sure health insurance covers important services and can't deny people based on their health.

What it means for you

If this bill passes, it will help many people get the care they need without worrying about unfair rules or costs. Now is the time to support it.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Rights & Protections (helps) Protects consumers from unfair insurance practices. Ensures coverage for preexisting conditions and essential health benefits.
  • Accountability (helps) Increases accountability for health insurers. Requires insurers to provide clear information about coverage.
  • Who Bears the Cost (neutral) Costs may shift to insurers. Insurers will need to cover more services without raising costs for consumers.

Who's behind it

Democrat-sponsored (0R / 1D)

Read it yourself

AZ SB1771 · Arizona Bill Book 2026 · page 16 of 20www.obillerate.com/bill/az-sb1771-104270

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ SB1795 · Work & Wages

Arizona wants public list of which bosses have workers' insurance

Worker's compensation; database; notice; commission · Introduced as of 2026-02-09

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would make a public list of which bosses have worker injury insurance, so you can check if your boss or a contractor is covered.

What it means for you

This bill would create a public list of businesses and their worker injury insurance. This means workers could easily check if their boss has the right insurance to pay for injuries on the job. Other businesses could also check if a company they hire has proper insurance, especially in construction, to make sure everyone is covered if something goes wrong. Some might say this adds extra paperwork for businesses, but it aims to protect workers and other companies from problems if an employer tries to skip out on insurance. It is important to watch this bill because it could make it much harder for employers to avoid paying for worker injuries.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Accountability (helps) Increases employer accountability. Creates a public database to verify employer workers' compensation insurance.
  • Rights & Protections (helps) Protects workers and other businesses. Helps ensure workers are covered by making employer insurance information publicly accessible and prevents fraud.
  • Who Bears the Cost (neutral) Administrative costs for state and insurers. The state commission and insurance companies would have new duties to collect and maintain this information.
  • Process Transparency (helps) High transparency. Establishes a publicly accessible database for workers' compensation insurance policies.
  • Funding Tilt (neutral) No specific funding mentioned. The bill does not specify new funding for the commission to create and maintain the database.

Follow the money

Pushing for it: Workers and businesses that contract with others
Bearing the cost: Arizona state commission, insurance companies, some employers (administrative burden)

Who's behind it

Democrat-sponsored (0R / 2D)

Read it yourself

AZ SB1795 · Arizona Bill Book 2026 · page 17 of 20www.obillerate.com/bill/az-sb1795-103885

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2407 · Healthcare & Insurance

Stop health insurers from using computers to slash payouts

Insurance; claims processing; downcoded claims · Introduced as of 2026-01-22

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill stops health insurance companies from using computer programs to automatically lower the amount they pay your doctor for your medical care.

What it means for you

Health insurance companies often use computer programs to automatically downgrade medical claims so they can pay less than what the doctor billed. When insurers do this, doctors lose money and might even pass the extra cost on to you. This bill forces insurers to have a real human doctor review the claim before they can cut the payout. It also gives your doctor a fair chance to fight back if the insurer refuses to pay the full amount.

Who it's for

Healthcare Providers

Why it scores 9/10 — the receipts

  • Accountability (helps) Forces insurers to use human reviewers.. Bans automated final decisions and requires a peer doctor to review the claim before lowering the payout.
  • Process Transparency (helps) Requires clear reasons for paying less.. Insurers must provide the specific reason, clinical rules used, and the name of the reviewer.
  • Rights & Protections (helps) Creates a strong appeals process.. Gives doctors 180 days to appeal and allows them to group similar denied claims together.

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

AZ HB2407 · Arizona Bill Book 2026 · page 18 of 20www.obillerate.com/bill/az-hb2407-080178

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2617 · Healthcare & Insurance

Arizona bill makes prostate cancer screenings free for high-risk men

Insurance; prostate cancer; cost sharing · Introduced as of 2026-01-22

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would ban health insurance companies from charging high-risk men out-of-pocket costs for in-network prostate cancer screenings.

What it means for you

Right now, high-risk men might skip life-saving prostate cancer screenings because of copays or deductibles. This bill forces insurance companies to cover the full cost for men over 40 who have a family history, carry certain genes, are of African descent, or are veterans exposed to Agent Orange. It is a straightforward win for patients that removes a financial barrier to catching cancer early.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Rights & Protections (helps) Expands healthcare access. Mandates that insurers cover life-saving cancer screenings without charging patients extra.
  • Who Bears the Cost (helps) Saves patients money. Shifts the cost of diagnostic screenings from the patient to the insurance company.

Who's behind it

Republican-sponsored (1R / 0D)

Read it yourself

AZ HB2617 · Arizona Bill Book 2026 · page 19 of 20www.obillerate.com/bill/az-hb2617-082000

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

AZ HB2558 · Healthcare & Insurance

Forcing insurers to cover cooling caps for cancer patients

Insurance; cancer; chemotherapy; scalp cooling · Introduced as of 2026-01-20

9/10
Helps you

Good for everyday people — on our 1–10 scale, 1 hurts and 10 helps.

What it does

This bill would force health insurance companies to pay for special cooling caps that help cancer patients keep their hair during chemotherapy.

What it means for you

Losing your hair during cancer treatment is hard enough. Right now, insurance companies can refuse to pay for cooling caps that save a patient's hair. This bill changes the rules. If an insurance plan covers chemotherapy, it would also have to cover the cooling cap. This is a big win for patients because it forces insurers to pick up the tab for something that makes a scary illness a little easier to handle.

Who it's for

Everyday People

Why it scores 9/10 — the receipts

  • Rights & Protections (helps) Expands patient rights. Gives cancer patients the right to have scalp cooling treatments covered by their insurance.
  • Who Bears the Cost (helps) Insurers pay. Shifts the cost of expensive cooling caps from the patient to the health insurance company.
  • Accountability (helps) Strict mandate. Insurance companies will not be allowed to deny this specific coverage if they cover chemotherapy.

Follow the money

Pushing for it: Cancer patients
Bearing the cost: Health insurance companies

Who's behind it

Democrat-sponsored (0R / 11D)

Read it yourself

AZ HB2558 · Arizona Bill Book 2026 · page 20 of 20www.obillerate.com/bill/az-hb2558-082339

Bills move. This page shows the status recorded on 2026-09-11 — check the link above for the live status. Scores are editorial opinion, not legal advice. Wrong? www.obillerate.com/corrections

Index by bill number

  • HB2119 4/10 · Arizona bill offers tax breaks for new data centers
  • HB2256 3/10 · Salvage dealers get faster title if owners don’t pay
  • HB2288 3/10 · Big companies get a tax break on their foreign profits
  • HB2333 10/10 · Health plans must cover specialized prosthetics for active lives
  • HB2345 3/10 · Arizona bill lets state seize trucks of undocumented drivers
  • HB2407 9/10 · Stop health insurers from using computers to slash payouts
  • HB2447 4/10 · Insurers must pay nurse anesthetists the same as doctors
  • HB2459 4/10 · Mobile home landlords could add new utility billing fees
  • HB2489 10/10 · Arizona bill bans companies from tracking you to change prices
  • HB2558 9/10 · Forcing insurers to cover cooling caps for cancer patients
  • HB2617 9/10 · Arizona bill makes prostate cancer screenings free for high-risk men
  • HB2643 9/10 · Bad landlords could face consumer fraud lawsuits
  • HB2709 9/10 · Arizona bill stops landlords from overcharging for applications
  • HB2779 5/10 · New bill limits dialysis centers' advice on insurance plans
  • HB2832 3/10 · Allows private school families to stack state voucher money
  • SB1066 5/10 · Arizona bill lets state sue researchers for fake science
  • SB1533 9/10 · New program aims to help consumers with health insurance claims
  • SB1771 9/10 · New bill aims to protect health insurance coverage for everyone
  • SB1795 9/10 · Arizona wants public list of which bosses have workers' insurance
  • SB1801 3/10 · Free bet deductions give wagering operators tax breaks

Arizona Bill Book 2026 · data as of 2026-09-11 · www.obillerate.com/library/2026/az